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dbs is it still a good buy when it cross $31? Post Reply Rate topic
chartistkaohz Veteran	07-Mar-2025 07:05        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	The CDC (Community Development Council) vouchers are a government initiative in Singapore aimed at helping households with daily expenses while supporting local businesses. While these vouchers increase consumer spending, their overall impact on inflation depends on several factors: 1. Increased Demand for Goods & Services ? When households redeem CDC vouchers, demand for essentials like groceries, dining, and retail items rises, which could contribute to price increases, especially if supply is constrained. 2. Limited & Targeted Scope ? The vouchers are distributed in controlled amounts and are meant for specific categories of spending. This targeted approach may have a localized inflationary effect in sectors where redemption is high but is unlikely to drive overall inflation significantly. 3. Supply Chain & External Factors ? Singapore's inflation is largely influenced by global factors like import prices, energy costs, and exchange rates. The impact of CDC vouchers would be minimal compared to these macroeconomic forces. 4. Past Trends ? Previous CDC voucher distributions have not led to noticeable spikes in inflation. Retailers may adjust pricing strategies based on demand, but a systemic inflationary effect has not been observed. Overall, while CDC vouchers may contribute to localized price increases in some sectors, they are unlikely to be a major driver of overall inflation in Singapore. The broader economic environment, global commodity prices, and monetary policy have a much larger influence.
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chartistkaohz Veteran	06-Mar-2025 17:49        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	DBS Group Holdings is poised for continued success as it undergoes a leadership transition. Deputy CEO Tan Su Shan, set to become the bank's first female CEO after the annual general meeting on March 28, 2025, expressed confidence in the bank's trajectory. She attributes DBS's transformation from a domestic franchise to a leading global bank to strategic initiatives implemented by outgoing CEO Piyush Gupta over the past 15 years. Under Gupta's leadership, DBS achieved record profits in FY2024, with net income reaching S$11.2 billion, marking a 12% increase from the previous year. In recognition of this performance, Gupta's total remuneration for 2024 was S$17.6 million, a 14.3% increase from the previous year. As she prepares to assume the CEO role, Tan emphasizes the importance of continuity, culture, customer focus, and connectivity. She acknowledges the challenges posed by technological advancements like artificial intelligence and societal issues such as climate change and income inequality. However, Tan believes that DBS's strategic vision and robust foundation position the bank well to navigate these challenges and continue delivering healthy shareholder returns. The leadership transition at DBS reflects a decade-long succession planning process, underscoring the bank's commitment to strategic continuity and sustained growth.
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chartistkaohz Veteran	17-Feb-2025 10:26        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	It looks like China is making a strategic shift in its stance toward private enterprises, signaling a friendlier environment for business leaders like Jack Ma. The easing of "non-economic factors" suggests that regulatory pressures, which have dampened business sentiment over the past few years, are being rolled back. If top-level officials in Beijing are welcoming Ma, it could be a strong message to investors that China is committed to stabilizing its private sector. This policy shift, which costs nothing financially, could be highly effective in restoring business confidence and driving economic activity. Given my interest in China's economic recovery and Yanlord, do you see this as a turning point for investor sentiment towards Chinese stocks? chartistkaohz      ( Date: 17-Feb-2025 08:46) Posted: In the upcoming Budget statement on February 18, 2025, Prime Minister and Finance Minister Lawrence Wong is expected to introduce measures aimed at supporting seniors with limited CPF savings and low incomes, especially those supporting large families. While the specific details will be unveiled during the Budget announcement, existing programs provide a framework for the types of assistance that may be enhanced or expanded. Existing Support Schemes: 1. Silver Support Scheme: This initiative offers quarterly cash supplements to seniors aged 65 and above who had low incomes during their working years and now have less in retirement. The amount varies based on factors such as housing type and household income. As of January 2025, enhancements to the scheme have increased payments to up to $1,080 per quarter. 2. Assurance Package (AP) Seniors' Bonus: Designed to alleviate cost-of-living pressures, this bonus provides eligible lower-income seniors aged 55 and above with cash payouts. In February 2025, approximately 850,000 seniors received between $200 to $300. 3. Financial Incentives for Low-Income Families: Initiatives are in place to encourage low-income families to improve their circumstances. For instance, families with children living in subsidized Housing Board rental flats can receive up to $30,000 in total payouts if they meet certain employment criteria and make voluntary CPF contributions, aiding in their transition to homeownership. Anticipated Budget 2025 Initiatives: While the exact measures will be detailed in the Budget statement, there is an expectation for: Enhanced Cost-of-Living Support: Given the government's focus on addressing rising living costs, additional financial assistance or subsidies for essential expenses may be introduced. Expanded Support for Seniors: Building upon existing schemes, there may be increased payouts or new programs targeting seniors with limited CPF savings and low incomes. Family Assistance Programs: Recognizing the challenges faced by large families, especially those with low incomes, the Budget may introduce or enhance support measures to ease financial burdens. For the most accurate and up-to-date information, it is advisable to review the official Budget 2025 statement upon its release. chartistkaohz      ( Date: 14-Feb-2025 11:18) Posted: An opened-out approach to global trade from the U.S. typically emphasizes free trade, international cooperation, and reduced barriers such as tariffs and quotas. This approach aims to enhance global supply chains, encourage investment, and foster economic interdependence. It is often associated with policies like: Supporting multilateral trade agreements (e.g., the Trans-Pacific Partnership before the U.S. withdrew). Lowering tariffs and reducing trade restrictions. Encouraging globalization and foreign direct investment (FDI). Strengthening alliances through economic partnerships. A closed-out approach, on the other hand, is more protectionist, focusing on national interests by limiting foreign trade and prioritizing domestic industries. This approach includes: Imposing tariffs and trade barriers (e.g., the U.S.-China trade war under Trump). Promoting reshoring or nearshoring of supply chains to reduce reliance on foreign manufacturing. Withdrawing from international trade agreements or renegotiating them to favor domestic interests (e.g., replacing NAFTA with USMCA). Increasing scrutiny on foreign investments and restricting access to critical industries. Implications: Economic Growth: An open approach can drive growth through increased market access, while a closed approach may protect jobs but limit overall economic expansion. Inflation & Costs: A closed approach often raises costs due to supply chain disruptions and tariffs, whereas an open approach may keep prices lower through competition. Geopolitical Influence: Open trade strengthens diplomatic ties, while protectionism can lead to retaliation and trade wars. Recent trends show the U.S. balancing both strategies?protecting strategic industries like semiconductors (e.g., CHIPS Act) while maintaining open trade in other sectors. Do you see the current U.S. trade stance as more open or closed in practice?
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chartistkaohz Veteran	17-Feb-2025 08:46        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	In the upcoming Budget statement on February 18, 2025, Prime Minister and Finance Minister Lawrence Wong is expected to introduce measures aimed at supporting seniors with limited CPF savings and low incomes, especially those supporting large families. While the specific details will be unveiled during the Budget announcement, existing programs provide a framework for the types of assistance that may be enhanced or expanded. Existing Support Schemes: 1. Silver Support Scheme: This initiative offers quarterly cash supplements to seniors aged 65 and above who had low incomes during their working years and now have less in retirement. The amount varies based on factors such as housing type and household income. As of January 2025, enhancements to the scheme have increased payments to up to $1,080 per quarter. 2. Assurance Package (AP) Seniors' Bonus: Designed to alleviate cost-of-living pressures, this bonus provides eligible lower-income seniors aged 55 and above with cash payouts. In February 2025, approximately 850,000 seniors received between $200 to $300. 3. Financial Incentives for Low-Income Families: Initiatives are in place to encourage low-income families to improve their circumstances. For instance, families with children living in subsidized Housing Board rental flats can receive up to $30,000 in total payouts if they meet certain employment criteria and make voluntary CPF contributions, aiding in their transition to homeownership. Anticipated Budget 2025 Initiatives: While the exact measures will be detailed in the Budget statement, there is an expectation for: Enhanced Cost-of-Living Support: Given the government's focus on addressing rising living costs, additional financial assistance or subsidies for essential expenses may be introduced. Expanded Support for Seniors: Building upon existing schemes, there may be increased payouts or new programs targeting seniors with limited CPF savings and low incomes. Family Assistance Programs: Recognizing the challenges faced by large families, especially those with low incomes, the Budget may introduce or enhance support measures to ease financial burdens. For the most accurate and up-to-date information, it is advisable to review the official Budget 2025 statement upon its release. chartistkaohz      ( Date: 14-Feb-2025 11:18) Posted: An opened-out approach to global trade from the U.S. typically emphasizes free trade, international cooperation, and reduced barriers such as tariffs and quotas. This approach aims to enhance global supply chains, encourage investment, and foster economic interdependence. It is often associated with policies like: Supporting multilateral trade agreements (e.g., the Trans-Pacific Partnership before the U.S. withdrew). Lowering tariffs and reducing trade restrictions. Encouraging globalization and foreign direct investment (FDI). Strengthening alliances through economic partnerships. A closed-out approach, on the other hand, is more protectionist, focusing on national interests by limiting foreign trade and prioritizing domestic industries. This approach includes: Imposing tariffs and trade barriers (e.g., the U.S.-China trade war under Trump). Promoting reshoring or nearshoring of supply chains to reduce reliance on foreign manufacturing. Withdrawing from international trade agreements or renegotiating them to favor domestic interests (e.g., replacing NAFTA with USMCA). Increasing scrutiny on foreign investments and restricting access to critical industries. Implications: Economic Growth: An open approach can drive growth through increased market access, while a closed approach may protect jobs but limit overall economic expansion. Inflation & Costs: A closed approach often raises costs due to supply chain disruptions and tariffs, whereas an open approach may keep prices lower through competition. Geopolitical Influence: Open trade strengthens diplomatic ties, while protectionism can lead to retaliation and trade wars. Recent trends show the U.S. balancing both strategies?protecting strategic industries like semiconductors (e.g., CHIPS Act) while maintaining open trade in other sectors. Do you see the current U.S. trade stance as more open or closed in practice? chartistkaohz      ( Date: 14-Feb-2025 09:37) Posted: This excerpt provides a fascinating look into the early days of corporate finance at DBS Bank and the financial innovations that shaped Singapore?s capital markets. The launch of the convertible bond issue for National Iron & Steel Mills Ltd. in 1973 was clearly a defining moment, both for the bank and the market, setting a precedent for future convertible issuances with lower coupon rates. The 1978 SBS restructuring stands out as another milestone, especially since it introduced CPF funds into share purchases?a major development in Singapore?s investment landscape. The logistical challenges, such as coordinating with the Registry of Vehicles, highlight the complexity of financial engineering at that time. It?s interesting how these early initiatives paved the way for Singapore?s financial market evolution. Do you see parallels between those pioneering efforts and how banks like DBS, OCBC, and UOB are driving financial innovation today? How bus planes mrt come to the sg
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chartistkaohz Veteran	14-Feb-2025 11:18        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	An opened-out approach to global trade from the U.S. typically emphasizes free trade, international cooperation, and reduced barriers such as tariffs and quotas. This approach aims to enhance global supply chains, encourage investment, and foster economic interdependence. It is often associated with policies like: Supporting multilateral trade agreements (e.g., the Trans-Pacific Partnership before the U.S. withdrew). Lowering tariffs and reducing trade restrictions. Encouraging globalization and foreign direct investment (FDI). Strengthening alliances through economic partnerships. A closed-out approach, on the other hand, is more protectionist, focusing on national interests by limiting foreign trade and prioritizing domestic industries. This approach includes: Imposing tariffs and trade barriers (e.g., the U.S.-China trade war under Trump). Promoting reshoring or nearshoring of supply chains to reduce reliance on foreign manufacturing. Withdrawing from international trade agreements or renegotiating them to favor domestic interests (e.g., replacing NAFTA with USMCA). Increasing scrutiny on foreign investments and restricting access to critical industries. Implications: Economic Growth: An open approach can drive growth through increased market access, while a closed approach may protect jobs but limit overall economic expansion. Inflation & Costs: A closed approach often raises costs due to supply chain disruptions and tariffs, whereas an open approach may keep prices lower through competition. Geopolitical Influence: Open trade strengthens diplomatic ties, while protectionism can lead to retaliation and trade wars. Recent trends show the U.S. balancing both strategies?protecting strategic industries like semiconductors (e.g., CHIPS Act) while maintaining open trade in other sectors. Do you see the current U.S. trade stance as more open or closed in practice? chartistkaohz      ( Date: 14-Feb-2025 09:37) Posted: This excerpt provides a fascinating look into the early days of corporate finance at DBS Bank and the financial innovations that shaped Singapore?s capital markets. The launch of the convertible bond issue for National Iron & Steel Mills Ltd. in 1973 was clearly a defining moment, both for the bank and the market, setting a precedent for future convertible issuances with lower coupon rates. The 1978 SBS restructuring stands out as another milestone, especially since it introduced CPF funds into share purchases?a major development in Singapore?s investment landscape. The logistical challenges, such as coordinating with the Registry of Vehicles, highlight the complexity of financial engineering at that time. It?s interesting how these early initiatives paved the way for Singapore?s financial market evolution. Do you see parallels between those pioneering efforts and how banks like DBS, OCBC, and UOB are driving financial innovation today? How bus planes mrt come to the sgx chartistkaohz      ( Date: 12-Feb-2025 11:43) Posted: Buying Hang Lung Group (0010.HK) during a slump in Hong Kong property stocks could be a contrarian play based on several factors: 1. Deep Value Opportunity ? If the stock price is significantly below its net asset value (NAV), it could present an attractive long-term investment, assuming a recovery in Hong Kong and mainland China's real estate markets. 2. Mainland China Exposure ? Hang Lung Group, via Hang Lung Properties (0101.HK), has a strong portfolio of luxury malls in mainland China (Shanghai, Tianjin, Wuxi, etc.). If China's economy stabilizes or rebounds, its high-end retail properties could outperform other Hong Kong-focused landlords. 3. Resilient Rental Income ? Unlike residential developers, Hang Lung relies more on commercial property rental income rather than speculative property sales, offering a steadier cash flow. 4. Interest Rate Relief ? If interest rates in the US and Hong Kong start falling, financing costs for real estate firms could ease, potentially supporting property valuations. 5. Dividend Yield ? If Hang Lung's dividend yield remains attractive compared to Hong Kong property peers, it could serve as a defensive play during uncertain times. 6. Insider Buying or Strategic Moves ? If there are signs of insider buying (such as the Chan family increasing their stake) or new strategic moves (e.g., asset sales or share buybacks), it might signal confidence in the company?s long-term prospects. That said, the risk remains that Hong Kong?s property downturn could persist, especially if high interest rates, weak demand, and negative sentiment continue to weigh on the sector. Would you consider Hang Lung as a deep-value hold, or are you looking for a shorter-term trade?
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chartistkaohz Veteran	14-Feb-2025 09:37        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	This excerpt provides a fascinating look into the early days of corporate finance at DBS Bank and the financial innovations that shaped Singapore?s capital markets. The launch of the convertible bond issue for National Iron & Steel Mills Ltd. in 1973 was clearly a defining moment, both for the bank and the market, setting a precedent for future convertible issuances with lower coupon rates. The 1978 SBS restructuring stands out as another milestone, especially since it introduced CPF funds into share purchases?a major development in Singapore?s investment landscape. The logistical challenges, such as coordinating with the Registry of Vehicles, highlight the complexity of financial engineering at that time. It?s interesting how these early initiatives paved the way for Singapore?s financial market evolution. Do you see parallels between those pioneering efforts and how banks like DBS, OCBC, and UOB are driving financial innovation today? How bus planes mrt come to the sgx chartistkaohz      ( Date: 12-Feb-2025 11:43) Posted: Buying Hang Lung Group (0010.HK) during a slump in Hong Kong property stocks could be a contrarian play based on several factors: 1. Deep Value Opportunity ? If the stock price is significantly below its net asset value (NAV), it could present an attractive long-term investment, assuming a recovery in Hong Kong and mainland China's real estate markets. 2. Mainland China Exposure ? Hang Lung Group, via Hang Lung Properties (0101.HK), has a strong portfolio of luxury malls in mainland China (Shanghai, Tianjin, Wuxi, etc.). If China's economy stabilizes or rebounds, its high-end retail properties could outperform other Hong Kong-focused landlords. 3. Resilient Rental Income ? Unlike residential developers, Hang Lung relies more on commercial property rental income rather than speculative property sales, offering a steadier cash flow. 4. Interest Rate Relief ? If interest rates in the US and Hong Kong start falling, financing costs for real estate firms could ease, potentially supporting property valuations. 5. Dividend Yield ? If Hang Lung's dividend yield remains attractive compared to Hong Kong property peers, it could serve as a defensive play during uncertain times. 6. Insider Buying or Strategic Moves ? If there are signs of insider buying (such as the Chan family increasing their stake) or new strategic moves (e.g., asset sales or share buybacks), it might signal confidence in the company?s long-term prospects. That said, the risk remains that Hong Kong?s property downturn could persist, especially if high interest rates, weak demand, and negative sentiment continue to weigh on the sector. Would you consider Hang Lung as a deep-value hold, or are you looking for a shorter-term trade? chartistkaohz      ( Date: 11-Feb-2025 10:24) Posted: Yes, OCBC has historically positioned itself to benefit from intra-regional trade in Asia, particularly in China and ASEAN. During the previous Trump administration, while global trade tensions and tariffs disrupted traditional supply chains, they also accelerated regionalization trends?pushing businesses to shift manufacturing and trading relationships within Asia. If a new Trump administration reinstates or intensifies tariffs, OCBC could again benefit from increased intra-Asia trade flows. The bank?s strong presence in China through Wing Hang Bank and its footprint in ASEAN markets like Malaysia, Indonesia, and Vietnam could allow it to capture financing and trade-related opportunities. This aligns with your view that OCBC?s exposure to China, coupled with its cash-rich balance sheet, could be a long-term advantage, especially if Asian economies adapt by strengthening regional trade ties. Are you considering any adjustments to your OCBC holdings in light of these potential shifts after one month of market volatility since Trunp2 reported to work
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chartistkaohz Veteran	12-Feb-2025 11:43        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	Buying Hang Lung Group (0010.HK) during a slump in Hong Kong property stocks could be a contrarian play based on several factors: 1. Deep Value Opportunity ? If the stock price is significantly below its net asset value (NAV), it could present an attractive long-term investment, assuming a recovery in Hong Kong and mainland China's real estate markets. 2. Mainland China Exposure ? Hang Lung Group, via Hang Lung Properties (0101.HK), has a strong portfolio of luxury malls in mainland China (Shanghai, Tianjin, Wuxi, etc.). If China's economy stabilizes or rebounds, its high-end retail properties could outperform other Hong Kong-focused landlords. 3. Resilient Rental Income ? Unlike residential developers, Hang Lung relies more on commercial property rental income rather than speculative property sales, offering a steadier cash flow. 4. Interest Rate Relief ? If interest rates in the US and Hong Kong start falling, financing costs for real estate firms could ease, potentially supporting property valuations. 5. Dividend Yield ? If Hang Lung's dividend yield remains attractive compared to Hong Kong property peers, it could serve as a defensive play during uncertain times. 6. Insider Buying or Strategic Moves ? If there are signs of insider buying (such as the Chan family increasing their stake) or new strategic moves (e.g., asset sales or share buybacks), it might signal confidence in the company?s long-term prospects. That said, the risk remains that Hong Kong?s property downturn could persist, especially if high interest rates, weak demand, and negative sentiment continue to weigh on the sector. Would you consider Hang Lung as a deep-value hold, or are you looking for a shorter-term trade? chartistkaohz      ( Date: 11-Feb-2025 10:24) Posted: Yes, OCBC has historically positioned itself to benefit from intra-regional trade in Asia, particularly in China and ASEAN. During the previous Trump administration, while global trade tensions and tariffs disrupted traditional supply chains, they also accelerated regionalization trends?pushing businesses to shift manufacturing and trading relationships within Asia. If a new Trump administration reinstates or intensifies tariffs, OCBC could again benefit from increased intra-Asia trade flows. The bank?s strong presence in China through Wing Hang Bank and its footprint in ASEAN markets like Malaysia, Indonesia, and Vietnam could allow it to capture financing and trade-related opportunities. This aligns with your view that OCBC?s exposure to China, coupled with its cash-rich balance sheet, could be a long-term advantage, especially if Asian economies adapt by strengthening regional trade ties. Are you considering any adjustments to your OCBC holdings in light of these potential shifts after one month of market volatility since Trunp2 reported to work
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chartistkaohz Veteran	11-Feb-2025 10:24        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	Yes, OCBC has historically positioned itself to benefit from intra-regional trade in Asia, particularly in China and ASEAN. During the previous Trump administration, while global trade tensions and tariffs disrupted traditional supply chains, they also accelerated regionalization trends?pushing businesses to shift manufacturing and trading relationships within Asia. If a new Trump administration reinstates or intensifies tariffs, OCBC could again benefit from increased intra-Asia trade flows. The bank?s strong presence in China through Wing Hang Bank and its footprint in ASEAN markets like Malaysia, Indonesia, and Vietnam could allow it to capture financing and trade-related opportunities. This aligns with your view that OCBC?s exposure to China, coupled with its cash-rich balance sheet, could be a long-term advantage, especially if Asian economies adapt by strengthening regional trade ties. Are you considering any adjustments to your OCBC holdings in light of these potential shifts after one month of market volatility since Trunp2 reported to work
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chartistkaohz Veteran	11-Feb-2025 03:20        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	Tan Su Shan?s emphasis on high ROE businesses like wealth management, financial institutions, treasury sales, and payments suggests DBS will continue focusing on capital efficiency. Given DBS? record-high ROE of 18% in 2024, her approach aligns with the bank?s ongoing strategy of balancing growth with profitability. Her strong focus on technology, especially generative AI, signals that DBS will keep leveraging digital innovation to enhance efficiency and customer experience. This could lead to cost reductions and improved scalability, particularly in wealth management and payments. From an investment standpoint, DBS? ability to maintain or improve its ROE while navigating geopolitical and tech risks will be key. If Tan successfully sustains high returns and operational agility, DBS could remain attractive to investors looking for a blend of growth and stability.
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investshare Supreme	10-Feb-2025 14:46        investshare About Contact  Quote this Post!
x 0   x 0  Alert Admin	Hope u not talk only, did u buy at $31?
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chartistkaohz Veteran	10-Feb-2025 14:08        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	截 至 2025年 2月 7日 ， 大 华 银 行 （ UOB） 的 股 价 为 36.80新 元 。 根 据 2024年 12月 26日 的 分 析 ， UOB的 市 净 率 （ P/B） 约 为 1倍 ， 股 本 回 报 率 （ ROE） 达 到 13%， 显 示 出 具 有 吸 引 力 的 估 值 水 平 。 此 外 ， 按 2024年 12月 13日 的 收 盘 价 37.35新 元 计 算 ， 预 计 该 行 的 股 息 收 益 率 约 为 4.7%。 总 体 而 言 ， UOB的 估 值 指 标 显 示 其 在 盈 利 能 力 和 股 东 回 报 方 面 具 有 吸 引 力 。 然 而 ， 投 资 者 应 持 续 关 注 市 场 动 态 和 银 行 的 财 务 表 现 ， 以 做 出 明 智 的 投 资 决 策 。 Is HSBC hk share still a good buy after it recovered from 2009 low point
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chartistkaohz Veteran	10-Feb-2025 09:42        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	DBS Group Holdings has reported a net profit of S$2.52 billion for the fourth quarter, marking an 11% increase from the same period last year. This brings the bank's full-year earnings to a record S$11.29 billion. The bank's net interest margin, a key profitability indicator, rose to 2.15% during the quarter, up from 2.13% in the same quarter a year earlier. In recognition of its strong performance, DBS announced a final dividend of 60 Singapore cents per share and plans to introduce a capital return dividend of 15 Singapore cents per share per quarter throughout 2025. Additionally, DBS will pay a special bonus of S$1,000 to all staff except senior managers, acknowledging their contributions to the bank's success. Looking ahead, DBS expects its net interest income in 2025 to slightly exceed the S$15.04 billion recorded last year, indicating optimism about future growth.
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chartistkaohz Veteran	31-Jan-2025 14:33        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	Tan Su Shan is a distinguished Singaporean banker with over 35 years of experience in consumer banking, wealth management, and institutional banking. She is set to become the first female CEO of DBS Bank in March 2025, succeeding Piyush Gupta. Educational Background: Oxford University: Tan graduated with a Master's degree in Politics, Philosophy, and Economics. Professional Career: ING Baring Securities: She began her career in institutional equity and derivative sales. Morgan Stanley: In 1997, Tan joined as an Executive Director. She returned in 2008 as Head of Private Wealth Management for Southeast Asia. Citigroup: In 2005, she became the Regional Head for Singapore, Malaysia, and Brunei. DBS Bank: Tan joined in 2010, initially focusing on building the bank's wealth management business. She later led the Consumer Banking and Wealth Management division and, from 2019, served as Group Head of Institutional Banking. In August 2024, she was appointed Deputy CEO, with plans to assume the role of CEO in March 2025. Other Roles and Achievements: Nominated Member of Parliament: Tan served from 2012 to 2014, contributing independent perspectives to Singapore's legislative process. Board Memberships: She sits on the advisory board of Weybourne Holdings, the family office of Dyson founder James Dyson. Industry Recognition: Tan has been recognized as one of the most influential figures in Singapore's banking industry, credited with transforming DBS's wealth management and consumer banking operations. Throughout her career, Tan Su Shan has been known for her balanced and risk-aware approach, focusing on sustainable growth and innovation in banking. Better be moderate than so 猛 进 liked previously when it swallowed Dao heng at 3x book values what followed after that were a series of fire fighting exercises changing chairman and ceo
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chartistkaohz Veteran	31-Jan-2025 14:29        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	Tan Su Shan is a seasoned banker with a strong background in wealth management and private banking. Before becoming DBS? Head of Institutional Banking, she was the Group Head of Wealth Management and Consumer Banking, where she played a key role in transforming DBS into a major player in Asia?s wealth management space. Key Highlights of Her Background: Wealth Management Expertise ? She led DBS?s expansion in private banking and wealth management, helping the bank grow its assets under management significantly. Institutional Banking Experience ? As the current Head of Institutional Banking, she oversees corporate and investment banking, which means she now handles DBS?s broader business strategy beyond just wealth management. Previous Roles at Morgan Stanley & Citi ? Before DBS, she held leadership roles at Morgan Stanley Private Wealth Management and Citigroup Private Bank, which gave her deep experience in managing high-net-worth clients. Moderate & Risk-Balanced Approach ? Unlike Piyush Gupta?s aggressive, high-growth strategy, she is seen as more moderate and risk-conscious, with a focus on sustainable wealth management and corporate banking growth. If she becomes CEO, her leadership might shift DBS towards a more balanced approach, focusing on wealth management, risk-adjusted growth, and less aggressive lending. This could be a safer strategy, especially if global markets enter a more uncertain phase.
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chartistkaohz Veteran	31-Jan-2025 14:20        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	Yes, Piyush Gupta has been quite aggressive in his strategy as DBS CEO, driving strong growth through acquisitions, digital banking expansion, and leveraging rising interest rates to boost net interest margins. His approach has made DBS the most profitable bank in Singapore, but it has also exposed it to risks, particularly if market conditions turn. As for whether he can steer DBS shares to SGD 45, it depends on several factors: 1. Interest Rate Environment ? If US and Singapore interest rates remain elevated, DBS could continue benefiting from strong net interest margins. 2. Economic Conditions ? A global slowdown or financial instability could hurt DBS?s growth. A sharp correction in US stocks could also impact sentiment. 3. Risk Management ? Given Gupta?s aggressive approach, any miscalculated risk (such as bad loans or excessive exposure to volatile markets) could hinder share price growth. 4. Dividend & Buybacks ? If DBS continues strong dividend payouts and executes share buybacks, it could support higher valuations. At SGD 45, DBS would trade at a much higher price-to-book and PE ratio than historical levels. While not impossible, it would likely require a strong bull market, continued earnings growth, and a favorable macro environment. Do you see DBS maintaining its high-risk approach, or do you think a shift in leadership (possibly to Tan Su Shan) might change the strategy if Trump2 bring Tariffs to the world
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chartistkaohz Veteran	31-Jan-2025 14:16        chartistkaohz About Contact  Quote this Post!
x 0   x 0  Alert Admin	Piyush Gupta?s aggressive approach has certainly propelled DBS?s growth, leveraging high-risk, high-reward strategies, including bold digital expansion, acquisitions, and capitalizing on rising interest rates. His approach works well when markets are booming, but it also exposes DBS to potential volatility, especially with US stocks at record-high valuations and global debt concerns. On the other hand, Tan Su Shan, known for her balanced and risk-aware approach, might steer DBS toward a more moderate, wealth-management-driven, and risk-diversified strategy if she takes over. This could mean a shift from Gupta?s aggressive lending and expansion focus toward a more measured, capital-preserving approach?potentially a safer strategy if markets turn. If US stocks correct sharply, an aggressive risk-taker like Gupta might face more challenges, while someone with a more balanced approach, like Tan Su Shan, could focus on stability. It depends on how DBS manages its risks?especially in an environment where high valuations could lead to sharp corrections. Do you think DBS might need to adjust its strategy soon if trump2 bring record inflation to the world
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chartistkao3 Elite	11-Dec-2024 08:38        chartistkao3 About Contact  Quote this Post!
x 0   x 0  Alert Admin	HSBC raised a fraud alarm concerning Stenn Technologies, a fintech firm specializing in trade finance for small and medium-sized businesses, which ultimately led to Stenn&rsquo s collapse. HSBC, one of Stenn&rsquo s primary lenders, filed an application to place the company into administration after raising concerns about potential fraudulent activity in its operations. This move highlighted Stenn&rsquo s struggles with liquidity and repayment obligations, particularly as it faced a tightening credit environment and reduced investor confidence .   Stenn&rsquo s business model involved providing trade finance solutions, with significant backing from investors, including Centerbridge Partners, which had invested $50 million. However, the company&rsquo s reliance on credit lines and the impact of HSBC&rsquo s concerns significantly destabilized its operations .       chartistkao3      ( Date: 11-Dec-2024 08:31) Posted: The Indian rupee recently hit an all-time low of 84.7425 against the U.S. dollar, driven by both global and domestic pressures. Key factors include foreign fund outflows, weak GDP data for the September quarter, and global uncertainties such as newly elected U.S. President Donald Trump&rsquo s threats of sanctions against BRICS nations attempting de-dollarization. These challenges have led to speculation about potential policy adjustments by the Reserve Bank of India (RBI), especially under the leadership of its new governor  .   Bond yields in India have also dipped as markets anticipate a possible rate cut by the RBI to support economic growth. However, the central bank faces a dilemma due to rising inflation, which has exceeded the 6% threshold, complicating monetary easing decisions  .     chartistkao3      ( Date: 09-Dec-2024 11:45) Posted: In the property or sg stock market every time it will end in most crying and few laughing https://www.mewatch.sg/show/Black-Thursday-504865
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chartistkao3 Elite	11-Dec-2024 08:31        chartistkao3 About Contact  Quote this Post!
x 0   x 0  Alert Admin	The Indian rupee recently hit an all-time low of 84.7425 against the U.S. dollar, driven by both global and domestic pressures. Key factors include foreign fund outflows, weak GDP data for the September quarter, and global uncertainties such as newly elected U.S. President Donald Trump&rsquo s threats of sanctions against BRICS nations attempting de-dollarization. These challenges have led to speculation about potential policy adjustments by the Reserve Bank of India (RBI), especially under the leadership of its new governor  .   Bond yields in India have also dipped as markets anticipate a possible rate cut by the RBI to support economic growth. However, the central bank faces a dilemma due to rising inflation, which has exceeded the 6% threshold, complicating monetary easing decisions  .     chartistkao3      ( Date: 09-Dec-2024 11:45) Posted: In the property or sg stock market every time it will end in most crying and few laughing https://www.mewatch.sg/show/Black-Thursday-504865 chartistkao3      ( Date: 09-Dec-2024 11:38) Posted: When the Singapore property price too high the Singapore tycoons feel https://youtu.be/6-j9GIfEFNw?si=q_XD_DciFQw4JqbB
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chartistkao3 Elite	09-Dec-2024 11:45        chartistkao3 About Contact  Quote this Post!
x 0   x 0  Alert Admin	In the property or sg stock market every time it will end in most crying and few laughing https://www.mewatch.sg/show/Black-Thursday-504865 chartistkao3      ( Date: 09-Dec-2024 11:38) Posted: When the Singapore property price too high the Singapore tycoons feel https://youtu.be/6-j9GIfEFNw?si=q_XD_DciFQw4JqbB chartistkao3      ( Date: 09-Dec-2024 11:34) Posted: Cash is king like in 2009 when https://youtu.be/gqx2E5qIV9s?si=xvK4gbGx3mJ3eNJU
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chartistkao3 Elite	09-Dec-2024 11:38        chartistkao3 About Contact  Quote this Post!
x 0   x 0  Alert Admin	When the Singapore property price too high the Singapore tycoons feel https://youtu.be/6-j9GIfEFNw?si=q_XD_DciFQw4JqbB chartistkao3      ( Date: 09-Dec-2024 11:34) Posted: Cash is king like in 2009 when https://youtu.be/gqx2E5qIV9s?si=xvK4gbGx3mJ3eNJU chartistkao3      ( Date: 03-Dec-2024 14:13) Posted: https://www.reuters.com/world/europe/russian-billionaires-see-collective-wealth-near-600-bln-forbes-2024-04-02/ time to get back Russia rich money by the local banks
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