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OCBC's Wong reaffirms One Bank vision with eyes firmly on shareholders? returns

Thu, Dec 07, 2023 ? 11:28 AM GMT+08 ? 4 min read

https://www.theedgesingapore.com/news/banking-finance/reset-ocbc-focus-flow-business-and-dividends

 

back to 1993 period where we saw high interest rates too, do you know how people at that period survive the high rates at that time from 1993 to 2001
https://www.swissre.com/institute/research/sonar/sonar2023/debt-distress-rising-interest-rates.html

chartistkao1      ( Date: 22-Jun-2023 16:13) Posted: https://www.ocbc.com/assets/pdf/media/2004/apr/30042004%20ocbc%20bank%20announces%20firm%20intention%20to%20make.pdf https://www.straitstimes.com/business/ocbc-ups-stake-in-insurance-arm-great-eastern-to-884 https://www.theedgesingapore.com/news/banking-finance/great-eastern-holdings-free-float-falls-further-ocbc-acquiring-23-million chartistkao1      ( Date: 22-Jun-2023 16:08) Posted: GE stay underperformed after ocbc took over in 2006 GEH, which stands for General Electric Holdings, publishes its EV (Embedded Value) once a year. As of the end of December 2021, the EV per share was $38.57. Embedded Value (EV) is a financial metric commonly used in the insurance industry to estimate the present value of future profits from existing insurance policies. It represents the sum of the present value of the in-force business, which includes the expected future profits from insurance policies, adjusted for the time value of money. To calculate EV, insurance companies typically consider various factors such as future premium payments, expected claims, investment income, and expenses. These factors are projected into the future and discounted to their present value using an appropriate discount rate. The EV per share of $38.57 indicates the estimated value of the in-force business attributable to each outstanding share of GEH. It is important to note that EV is subject to change as new information becomes available and projections are updated. Therefore, it' s advisable to check the latest published EV figures from GEH for a more up-to-date valuation. https://www.ocbc.com/assets/pdf/major%20regulatory/2006/voluntary%20unconditional%20cash%20offer%20for%20great%20eastern%20holdings%20limited/sgx_announcement_29jun06.pdf

 

chartistkao1      ( Date: 22-Jun-2023 16:08) Posted: GE stay underperformed after ocbc took over in 2006 GEH, which stands for General Electric Holdings, publishes its EV (Embedded Value) once a year. As of the end of December 2021, the EV per share was $38.57. Embedded Value (EV) is a financial metric commonly used in the insurance industry to estimate the present value of future profits from existing insurance policies. It represents the sum of the present value of the in-force business, which includes the expected future profits from insurance policies, adjusted for the time value of money. To calculate EV, insurance companies typically consider various factors such as future premium payments, expected claims, investment income, and expenses. These factors are projected into the future and discounted to their present value using an appropriate discount rate. The EV per share of $38.57 indicates the estimated value of the in-force business attributable to each outstanding share of GEH. It is important to note that EV is subject to change as new information becomes available and projections are updated. Therefore, it' s advisable to check the latest published EV figures from GEH for a more up-to-date valuation. https://www.ocbc.com/assets/pdf/major%20regulatory/2006/voluntary%20unconditional%20cash%20offer%20for%20great%20eastern%20holdings%20limited/sgx_announcement_29jun06.pdf   chartistkao1      ( Date: 22-Jun-2023 16:02) Posted: higher inflation, rising bond yields, and slower economic growth&mdash can create headwinds and increase the volatility and challenges faced by financial markets and businesses. Higher Inflation: When inflation rises, it erodes the purchasing power of money and can lead to increased costs for businesses. Companies may experience higher input costs, such as raw materials or wages, which can squeeze profit margins. Additionally, central banks might respond to inflationary pressures by raising interest rates, which can further impact borrowing costs and consumer spending. Rising Bond Yields: Bond yields typically increase when there are expectations of higher interest rates. Rising yields can affect borrowing costs for businesses, making it more expensive for them to raise capital through debt issuance. This can potentially impact investment decisions, slowing down business expansion or capital expenditures. Slower Economic Growth: Economic growth plays a significant role in business performance. When the economy experiences a slowdown, consumer spending tends to decrease, and demand for goods and services may decline. This can impact businesses across various sectors, leading to reduced revenues and profitability. Slower economic growth can also affect investor sentiment and confidence in financial markets. Given these near-term headwinds, it becomes crucial for businesses to have a strong and sound capital base. A robust capital base provides financial stability and flexibility to navigate through challenging market conditions. It allows companies to withstand economic downturns, invest in growth opportunities, and fulfill their financial obligations, such as debt payments and operational expenses. To strengthen their capital base, businesses may consider various strategies, including: Effective Financial Management: Businesses should prioritize effective financial management practices to optimize their cash flow, control costs, and improve profitability. This can involve reviewing expenses, managing working capital efficiently, and exploring opportunities for revenue growth. Capital Raising: Companies can explore different avenues for raising capital, such as issuing equity or debt securities, securing loans from financial institutions, or attracting strategic investors. The capital raised can be used to fund operations, invest in new projects, or strengthen the company' s balance sheet. Risk Management: Implementing robust risk management practices can help businesses identify and mitigate potential risks associated with inflation, interest rates, or economic fluctuations. This may involve hedging strategies, diversifying revenue streams, or adjusting pricing models to account for changing market conditions. Scenario Planning: Businesses can develop contingency plans and scenario analyses to assess the potential impact of different economic scenarios. By considering a range of outcomes, companies can proactively identify areas of vulnerability and take appropriate measures to minimize risks. In summary, the challenges posed by higher inflation, rising bond yields, and slower economic growth require businesses to maintain a strong and sound capital base. By adopting prudent financial management practices, exploring capital-raising opportunities, and implementing effective risk management strategies, companies can better navigate the volatile operating landscape and position themselves for long-term success.

 

GE stay underperformed after ocbc took over in 2006
GEH, which stands for General Electric Holdings, publishes its EV (Embedded Value) once a year. As of the end of December 2021, the EV per share was $38.57.
Embedded Value (EV) is a financial metric commonly used in the insurance industry to estimate the present value of future profits from existing insurance policies. It represents the sum of the present value of the in-force business, which includes the expected future profits from insurance policies, adjusted for the time value of money.
To calculate EV, insurance companies typically consider various factors such as future premium payments, expected claims, investment income, and expenses. These factors are projected into the future and discounted to their present value using an appropriate discount rate.
The EV per share of $38.57 indicates the estimated value of the in-force business attributable to each outstanding share of GEH. It is important to note that EV is subject to change as new information becomes available and projections are updated. Therefore, it' s advisable to check the latest published EV figures from GEH for a more up-to-date valuation.
https://www.ocbc.com/assets/pdf/major%20regulatory/2006/voluntary%20unconditional%20cash%20offer%20for%20great%20eastern%20holdings%20limited/sgx_announcement_29jun06.pdf



 

chartistkao1      ( Date: 22-Jun-2023 16:02) Posted: higher inflation, rising bond yields, and slower economic growth&mdash can create headwinds and increase the volatility and challenges faced by financial markets and businesses. Higher Inflation: When inflation rises, it erodes the purchasing power of money and can lead to increased costs for businesses. Companies may experience higher input costs, such as raw materials or wages, which can squeeze profit margins. Additionally, central banks might respond to inflationary pressures by raising interest rates, which can further impact borrowing costs and consumer spending. Rising Bond Yields: Bond yields typically increase when there are expectations of higher interest rates. Rising yields can affect borrowing costs for businesses, making it more expensive for them to raise capital through debt issuance. This can potentially impact investment decisions, slowing down business expansion or capital expenditures. Slower Economic Growth: Economic growth plays a significant role in business performance. When the economy experiences a slowdown, consumer spending tends to decrease, and demand for goods and services may decline. This can impact businesses across various sectors, leading to reduced revenues and profitability. Slower economic growth can also affect investor sentiment and confidence in financial markets. Given these near-term headwinds, it becomes crucial for businesses to have a strong and sound capital base. A robust capital base provides financial stability and flexibility to navigate through challenging market conditions. It allows companies to withstand economic downturns, invest in growth opportunities, and fulfill their financial obligations, such as debt payments and operational expenses. To strengthen their capital base, businesses may consider various strategies, including: Effective Financial Management: Businesses should prioritize effective financial management practices to optimize their cash flow, control costs, and improve profitability. This can involve reviewing expenses, managing working capital efficiently, and exploring opportunities for revenue growth. Capital Raising: Companies can explore different avenues for raising capital, such as issuing equity or debt securities, securing loans from financial institutions, or attracting strategic investors. The capital raised can be used to fund operations, invest in new projects, or strengthen the company' s balance sheet. Risk Management: Implementing robust risk management practices can help businesses identify and mitigate potential risks associated with inflation, interest rates, or economic fluctuations. This may involve hedging strategies, diversifying revenue streams, or adjusting pricing models to account for changing market conditions. Scenario Planning: Businesses can develop contingency plans and scenario analyses to assess the potential impact of different economic scenarios. By considering a range of outcomes, companies can proactively identify areas of vulnerability and take appropriate measures to minimize risks. In summary, the challenges posed by higher inflation, rising bond yields, and slower economic growth require businesses to maintain a strong and sound capital base. By adopting prudent financial management practices, exploring capital-raising opportunities, and implementing effective risk management strategies, companies can better navigate the volatile operating landscape and position themselves for long-term success.       chartistkao1      ( Date: 22-Jun-2023 15:57) Posted: Increasing Dividend Payout: A company may choose to increase its dividend payout to shareholders as a way to enhance shareholder value. This can attract income-oriented investors who prefer regular dividends. Share Split Exercise: A share split, also known as a stock split, involves dividing existing shares into multiple shares. This does not fundamentally change the value of the company but can make individual shares more affordable, potentially attracting a broader range of investors. Share Buyback Exercise: Share buybacks involve a company repurchasing its own shares from the market. This can reduce the number of outstanding shares, increasing the ownership stake of existing shareholders and potentially boosting the share price. Increasing Free Float Liquidity: Increasing free float liquidity refers to increasing the number of shares available for trading in the open market. By increasing liquidity, it can be easier for investors to buy or sell shares, potentially increasing shareholder value. Linking Management Remuneration to Share Price through Stock Options: Some companies link management remuneration to share price performance by granting stock options or other equity-based incentives. This aligns the interests of management with shareholders and provides an incentive for management to work towards increasing the share price. Communication Plan to Raise Stock Profile: A company can develop a communication plan to raise its stock profile among investors. This may involve actively engaging with investors, hosting investor conferences, participating in industry events, and effectively communicating the company' s strategy and performance to increase investor confidence and interest. It' s important to note that the specific strategies to enhance shareholder value depend on the company' s financial situation, industry dynamics, and the preferences of its shareholders. The decisions are typically made by the company' s management and board of directors, considering various factors and seeking the best approach for the company and its shareholders. https://www.greateasternlife.com/content/dam/corp-site/great-eastern/sg/gels-au-group-mgmt/investor-relations/20230419-responses-to-questions-from-sias-and-shareholders.pdf

 

chartistkao1      ( Date: 22-Jun-2023 15:57) Posted: Increasing Dividend Payout: A company may choose to increase its dividend payout to shareholders as a way to enhance shareholder value. This can attract income-oriented investors who prefer regular dividends. Share Split Exercise: A share split, also known as a stock split, involves dividing existing shares into multiple shares. This does not fundamentally change the value of the company but can make individual shares more affordable, potentially attracting a broader range of investors. Share Buyback Exercise: Share buybacks involve a company repurchasing its own shares from the market. This can reduce the number of outstanding shares, increasing the ownership stake of existing shareholders and potentially boosting the share price. Increasing Free Float Liquidity: Increasing free float liquidity refers to increasing the number of shares available for trading in the open market. By increasing liquidity, it can be easier for investors to buy or sell shares, potentially increasing shareholder value. Linking Management Remuneration to Share Price through Stock Options: Some companies link management remuneration to share price performance by granting stock options or other equity-based incentives. This aligns the interests of management with shareholders and provides an incentive for management to work towards increasing the share price. Communication Plan to Raise Stock Profile: A company can develop a communication plan to raise its stock profile among investors. This may involve actively engaging with investors, hosting investor conferences, participating in industry events, and effectively communicating the company' s strategy and performance to increase investor confidence and interest. It' s important to note that the specific strategies to enhance shareholder value depend on the company' s financial situation, industry dynamics, and the preferences of its shareholders. The decisions are typically made by the company' s management and board of directors, considering various factors and seeking the best approach for the company and its shareholders. https://www.greateasternlife.com/content/dam/corp-site/great-eastern/sg/gels-au-group-mgmt/investor-relations/20230419-responses-to-questions-from-sias-and-shareholders.pdf     chartistkao1      ( Date: 27-Apr-2022 16:07) Posted: buy banks in sg when this happened https://www.reuters.com/article/sppage012-sin140138-oisbn-idUSSIN1401382008103

 

chartistkao1      ( Date: 27-Apr-2022 16:07) Posted: buy banks in sg when this happened https://www.reuters.com/article/sppage012-sin140138-oisbn-idUSSIN14013820081031 chartistkao1      ( Date: 27-Apr-2022 14:03) Posted: 无 论 投 什 么 瓜 ， 那 只 瓜 会 把 你 的 头 脑 搞 乱 ， 你 还 是 要 冷 静 ， 不 能 只 凭 着 一 时 的 勇 气 而 忽 视 了 时 局 方 向 ， 该 进 则 进 ， 该 退 则 退 ， 大 丈 夫 ， 能 屈 也 能 升

 

buy banks in sg when this happened
https://www.reuters.com/article/sppage012-sin140138-oisbn-idUSSIN14013820081031

chartistkao1      ( Date: 27-Apr-2022 14:03) Posted: 无 论 投 什 么 瓜 ， 那 只 瓜 会 把 你 的 头 脑 搞 乱 ， 你 还 是 要 冷 静 ， 不 能 只 凭 着 一 时 的 勇 气 而 忽 视 了 时 局 方 向 ， 该 进 则 进 ， 该 退 则 退 ， 大 丈 夫 ， 能 屈 也 能 升 chartistkao1      ( Date: 27-Apr-2022 13:52) Posted: starting from new cycle 2020 into oct 2030,等 待 ： 下 一 次 冲 进 去 的 911时 机

 

无 论 投 什 么 瓜 ， 那 只 瓜 会 把 你 的 头 脑 搞 乱 ， 你 还 是 要 冷 静 ， 不 能 只 凭 着 一 时 的 勇 气 而 忽 视 了 时 局 方 向 ， 该 进 则 进 ， 该 退 则 退 ， 大 丈 夫 ， 能 屈 也 能 升

chartistkao1      ( Date: 27-Apr-2022 13:52) Posted: starting from new cycle 2020 into oct 2030,等 待 ： 下 一 次 冲 进 去 的 911时 机   chartistkao1      ( Date: 27-Apr-2022 13:47) Posted: the art of investing from the 60 in our great white sharks infested sgx market over a period of 50 plus years https://www.hftfund.com/contents/2009/3/5-483C6E0224614D40ABD42315457DF7A7.htm

 

starting from new cycle 2020 into oct 2030,等 待 ：
下 一 次 冲 进 去 的 911时 机

 

chartistkao1      ( Date: 27-Apr-2022 13:47) Posted: the art of investing from the 60 in our great white sharks infested sgx market over a period of 50 plus years https://www.hftfund.com/contents/2009/3/5-483C6E0224614D40ABD42315457DF7A7.html chartistkao1      ( Date: 27-Apr-2022 13:30) Posted: before the april 2020 stock in sgx selloff better take profit and keep CASH then you avoid what happened to this billionaire tycoons http://news.cctv.com/financial/20081012/101696.shtm

 

the art of investing from the 60 in our great white sharks infested sgx market over a period of 50 plus years
https://www.hftfund.com/contents/2009/3/5-483C6E0224614D40ABD42315457DF7A7.html

chartistkao1      ( Date: 27-Apr-2022 13:30) Posted: before the april 2020 stock in sgx selloff better take profit and keep CASH then you avoid what happened to this billionaire tycoons http://news.cctv.com/financial/20081012/101696.shtml chartistkao1      ( Date: 27-Apr-2022 09:55) Posted: digital bank ' s trend and myth and hype https://books.google.com.sg/books?id=Cl-WCwAAQBAJ& pg=PT47& lpg=PT47& dq=%E6%9D%8E%E5%98%89%E8%AF%9A+%E7%A8%B3%E5%81%A5& source=bl& ots=MQ8iuIHqTi& sig=ACfU3U1IJojDdUpbmRXyPsArhkB14Shznw& hl=en& sa=X& ved=2ahUKEwi_lpmxkbP3AhXyT2wGHRRiA4QQ6AF6BAgHEAM#v=onepage& q=%E6%9D%8E%E5%98%89%E8%AF%9A%20%E7%A8%B3%E5%81%A5& f=fals

 

before the april 2020 stock in sgx selloff better take profit and keep CASH then you avoid what happened to this billionaire tycoons
http://news.cctv.com/financial/20081012/101696.shtml

chartistkao1      ( Date: 27-Apr-2022 09:55) Posted: digital bank ' s trend and myth and hype https://books.google.com.sg/books?id=Cl-WCwAAQBAJ& pg=PT47& lpg=PT47& dq=%E6%9D%8E%E5%98%89%E8%AF%9A+%E7%A8%B3%E5%81%A5& source=bl& ots=MQ8iuIHqTi& sig=ACfU3U1IJojDdUpbmRXyPsArhkB14Shznw& hl=en& sa=X& ved=2ahUKEwi_lpmxkbP3AhXyT2wGHRRiA4QQ6AF6BAgHEAM#v=onepage& q=%E6%9D%8E%E5%98%89%E8%AF%9A%20%E7%A8%B3%E5%81%A5& f=false chartistkao1      ( Date: 26-Apr-2022 14:57) Posted: digital bank and iot and spac after oct 2020 and into 2023 https://images.app.goo.gl/GfRYGEFjaZuB9SqH

 

digital bank ' s trend and myth and hype
https://books.google.com.sg/books?id=Cl-WCwAAQBAJ& pg=PT47& lpg=PT47& dq=%E6%9D%8E%E5%98%89%E8%AF%9A+%E7%A8%B3%E5%81%A5& source=bl& ots=MQ8iuIHqTi& sig=ACfU3U1IJojDdUpbmRXyPsArhkB14Shznw& hl=en& sa=X& ved=2ahUKEwi_lpmxkbP3AhXyT2wGHRRiA4QQ6AF6BAgHEAM#v=onepage& q=%E6%9D%8E%E5%98%89%E8%AF%9A%20%E7%A8%B3%E5%81%A5& f=false

chartistkao1      ( Date: 26-Apr-2022 14:57) Posted: digital bank and iot and spac after oct 2020 and into 2023 https://images.app.goo.gl/GfRYGEFjaZuB9SqHA chartistkao1      ( Date: 26-Apr-2022 14:52) Posted: next finacial crisis in sgx market https://images.app.goo.gl/zLfYf3srcxteMM6R

 

digital bank and iot and spac after oct 2020 and into 2023
https://images.app.goo.gl/GfRYGEFjaZuB9SqHA

chartistkao1      ( Date: 26-Apr-2022 14:52) Posted: next finacial crisis in sgx market https://images.app.goo.gl/zLfYf3srcxteMM6R8 chartistkao1      ( Date: 26-Apr-2022 14:15) Posted: ifast 的 赌 注 即 使 本 来 有 一 百 的 力 量 足 以 成 事 ， 但 我 要 储 足 二 百 的 力 量 去 攻 ， 而 不 是 隋 便 去 赌 一 赌 the digital banking hype spearhead by somebody very powerful

 

next finacial crisis in sgx market
https://images.app.goo.gl/zLfYf3srcxteMM6R8

chartistkao1      ( Date: 26-Apr-2022 14:15) Posted: ifast 的 赌 注 即 使 本 来 有 一 百 的 力 量 足 以 成 事 ， 但 我 要 储 足 二 百 的 力 量 去 攻 ， 而 不 是 隋 便 去 赌 一 赌 the digital banking hype spearhead by somebody very powerful   chartistkao1      ( Date: 26-Apr-2022 11:02) Posted: now the us and europe confronted russia in the russia and ukraine war 2022 when black swan liked this happened when FED hike rates another 300 bp couple with this back swan we will use that to buy dbs during the sharp selldown https://money.cnn.com/2001/10/01/markets/markets_newyork

 

ifast 的 赌 注 即 使 本 来 有 一 百 的 力 量 足 以 成 事 ， 但 我 要 储 足 二 百 的 力 量 去 攻 ， 而 不 是 隋 便 去 赌 一 赌 the digital banking hype spearhead by somebody very powerful
 

chartistkao1      ( Date: 26-Apr-2022 11:02) Posted: now the us and europe confronted russia in the russia and ukraine war 2022 when black swan liked this happened when FED hike rates another 300 bp couple with this back swan we will use that to buy dbs during the sharp selldown https://money.cnn.com/2001/10/01/markets/markets_newyork/ chartistkao1      ( Date: 25-Apr-2022 16:49) Posted: i will try to finish this book during this few months of sgx selldown https://www.amazon.com/Red-Roulette-Insiders-Corruption-Vengeance/dp/198215615

 

now the us and europe confronted russia in the russia and ukraine war 2022 when black swan liked this happened when FED hike rates another 300 bp couple with this back swan we will use that to buy dbs during the sharp selldown
https://money.cnn.com/2001/10/01/markets/markets_newyork/

chartistkao1      ( Date: 25-Apr-2022 16:49) Posted: i will try to finish this book during this few months of sgx selldown https://www.amazon.com/Red-Roulette-Insiders-Corruption-Vengeance/dp/1982156155 chartistkao1      ( Date: 25-Apr-2022 15:25) Posted: sg stock market is like the africa ' s jungle and there are https://www.krugerpark.co.za/Kruger_National_Park_Wildlife-travel/kruger-park-wildlife-lions.htm

 

i will try to finish this book during this few months of sgx selldown
https://www.amazon.com/Red-Roulette-Insiders-Corruption-Vengeance/dp/1982156155

chartistkao1      ( Date: 25-Apr-2022 15:25) Posted: sg stock market is like the africa ' s jungle and there are https://www.krugerpark.co.za/Kruger_National_Park_Wildlife-travel/kruger-park-wildlife-lions.html chartistkao1      ( Date: 25-Apr-2022 15:23) Posted: my animal(lion ' s )instinct since oct 1997 after oct 2008 still stronger than oct 1997 https://www.youtube.com/watch?v=wMoi3BlSpc

 

sg stock market is like the africa ' s jungle and there are
https://www.krugerpark.co.za/Kruger_National_Park_Wildlife-travel/kruger-park-wildlife-lions.html

chartistkao1      ( Date: 25-Apr-2022 15:23) Posted: my animal(lion ' s )instinct since oct 1997 after oct 2008 still stronger than oct 1997 https://www.youtube.com/watch?v=wMoi3BlSpcI chartistkao1      ( Date: 25-Apr-2022 15:18) Posted: when we moved out of covid 19 lock and money in sgx stock market in 2022 https://www.youtube.com/watch?v=9qrO40LfT2

 

my animal(lion ' s )instinct since oct 1997 after oct 2008 still stronger than oct 1997
https://www.youtube.com/watch?v=wMoi3BlSpcI

chartistkao1      ( Date: 25-Apr-2022 15:18) Posted: when we moved out of covid 19 lock and money in sgx stock market in 2022 https://www.youtube.com/watch?v=9qrO40LfT2k chartistkao1      ( Date: 25-Apr-2022 15:14) Posted: the sg stock rally started from March2020 and you need where to cut and break out of the sgx market liked in the past https://www.youtube.com/watch?v=R83uwrxNKa

 

when we moved out of covid 19 lock and money in sgx stock market in 2022
https://www.youtube.com/watch?v=9qrO40LfT2k

chartistkao1      ( Date: 25-Apr-2022 15:14) Posted: the sg stock rally started from March2020 and you need where to cut and break out of the sgx market liked in the past https://www.youtube.com/watch?v=R83uwrxNKaI chartistkao1      ( Date: 25-Apr-2022 15:10) Posted: from may 2022 look in to oct 2030 https://www.youtube.com/watch?v=mw90POFCMU