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Yangzijiang Financial sinks into red in H2, posts FY2025 loss on China property provisions
No dividend is declared for FY2025, compared with a final dividend of S$0.0345 in the previous year
[SINGAPORE] Yangzijiang Financial : YF8 +5.08% swung into the red in the second half of FY2025 with a net loss of S$142.9 million, from a net profit of S$197.3 million in the same period a year earlier.
The decline was driven largely by credit loss allowances of S$304 million, on the back of changes in market conditions and recovery expectations within China&rsquo s property and credit markets. 
Total income for H2 FY2025 was down 16 per cent on the year at S$52.1 million, primarily pulled down by a drop in interest income &ndash the group&rsquo s primary source of revenue derived from debt investments, including debt securities and microfinancing loans &ndash amid a lower average balance of debt investments in China.
Loss per share for H2 from continuing operations was S$0.0533, compared with earnings per share of S$0.0309 in the previous corresponding period.
No dividend was declared for FY2025, compared with a final dividend of S$0.0345 in the prior year.
For the full year, Yangzijiang Financial had a loss of S$5.2 million, reversing from a profit of S$304.6 million in FY2024. Profit before allowances remained positive at S$92.2 million, reflecting continued income contributions from performing assets and associated investments.
Meanwhile, total income fell 19 per cent to S$103.7 million.
Future plans
In a statement on Saturday (Feb 28), the group said that its immediate focus is on portfolio optimisation, accelerating cash recovery and resolving non-performing exposures.
As part of its rebalancing strategy,  it plans to move towards a long-term allocation framework comprising about 40 per cent income-generating debt investments, 40 per cent equity investments (including private equity and listed equities), and 20 per cent cash and cash equivalents to preserve liquidity and flexibility. 
Within the 40 per cent equity allocation, about 20 per cent of assets under management will be deployed into private equity, targeting &ldquo fundamentally strong businesses with restructuring or value-enhancement potential&rdquo , while the remaining portion will be deployed to selected listed public equities across China and South-east Asia.
For the first half of 2026, the group plans to progressively deploy up to one billion yuan (S$184.4 million) into selected high-yield (more than 4.5 per cent) listed equities and value-accretive investment opportunities.
Liu Hua, executive chairman of Yangzijiang Financial, noted: &ldquo The recognition of FY2025 allowances reflects prevailing market conditions and aligns our portfolio valuations on a more conservative basis.
&ldquo With a strengthened balance sheet and zero external borrowings, we are focused on disciplined capital redeployment and building a more resilient and diversified earnings base over time.&rdquo
Ahead of the results, Yangzijiang Financial climbed 5.1 per cent, or S$0.015, to end at S$0.31 on Friday.
It had earlier issued a profit warning for its FY2025 results, which saw its  shares falling to a two-year low  on Thursday amid heavy trading.

 

Trade talk coming to end 1 Aug , market may be volatile take care

SAVIORFOREVER      ( Date: 08-May-2024 12:43) Posted: It could be poised for an upside. Trade with expectation and DYODD MrBear12      ( Date: 08-May-2024 12:13) Posted: Obvious some institution wanna dispose. Or is it a fake or error queue

 

What would you most like to have in your hands at this moment? Cash. What is the least lacking in the YZJ Fin? Cash. So what' s to worry about

 

Find Salmons in a better place. Out for lunch now.

Happy trading.

MrBear12      ( Date: 08-May-2024 12:46) Posted: Alright, I take away my trade on your warning SAVIORFOREVER      ( Date: 08-May-2024 12:43) Posted: It could be poised for an upside. Trade with expectation and DYODD

 

Alright, I take away my trade on your warning

SAVIORFOREVER      ( Date: 08-May-2024 12:43) Posted: It could be poised for an upside. Trade with expectation and DYODD MrBear12      ( Date: 08-May-2024 12:13) Posted: Obvious some institution wanna dispose. Or is it a fake or error queue

 

It could be poised for an upside.


Trade with expectation and DYODD

MrBear12      ( Date: 08-May-2024 12:13) Posted: Obvious some institution wanna dispose. Or is it a fake or error queue? SAVIORFOREVER      ( Date: 08-May-2024 12:03) Posted: Why there's 10 million shares selling 325? Bid Bid Vol(K) Ask Ask Vol(K) 0.325 24.2 0.325 10,163 0.320 4,279.8 0.330 7,158.3 0.315 7,309.9 0.335 6,270.2 0.310 12,293.5 0.340 5,486.9 0.305 12,742.8 0.345 4,430.2 0.300 11,518.8 0.350 3,718.6 0.295 7,091.6 0.355 2,440.5 0.290 5,380.3 0.360 2,669.5 0.285 3,046.3 0.365 2,151.5 0.280 3,157.3 0.370 2,438.9 Trade with expectation and DYODD

 

Looks more on the downside to me with a 31.5 finish probable.

MrBear12      ( Date: 08-May-2024 12:23) Posted: Bid Vol Bid 24,200 0.3250 4,279,800 0.3200 7,309,900 0.3150 12,293,500 0.3100 12,742,800 0.3050 11,518,800 0.3000 7,091,600 0.2950 5,380,300 0.2900 3,046,300 0.2850 3,157,300 0.2800 2,874,700 0.2750 2,820,200 0.2700 2,275,700 0.2650 2,338,200 0.2600 1,778,900 0.2550 1,050,000 0.2500 100 0.2200 10,000 0.2000 2,000 0.1950 Ask Ask Vol 0.3250 10,163,000 0.3300 7,158,300 0.3350 6,270,200 0.3400 5,486,900 0.3450 4,430,200 0.3500 3,718,600 0.3550 2,440,500 0.3600 2,669,500 0.3650 2,151,500 0.3700 2,438,900 0.3750 1,021,000 0.3800 1,275,000 0.3850 1,094,300 0.3900 4,200 0.3950 20,900 0.4000 2,900 0.4100 170,000 0.4150 1,000 0.4200 227,000 0.4250 22,500 MrBear12      ( Date: 08-May-2024 12:13) Posted: Obvious some institution wanna dispose. Or is it a fake or error queue

 

MrBear12      ( Date: 08-May-2024 12:13) Posted: Obvious some institution wanna dispose. Or is it a fake or error queue? SAVIORFOREVER      ( Date: 08-May-2024 12:03) Posted: Why there's 10 million shares selling 325? Bid Bid Vol(K) Ask Ask Vol(K) 0.325 24.2 0.325 10,163 0.320 4,279.8 0.330 7,158.3 0.315 7,309.9 0.335 6,270.2 0.310 12,293.5 0.340 5,486.9 0.305 12,742.8 0.345 4,430.2 0.300 11,518.8 0.350 3,718.6 0.295 7,091.6 0.355 2,440.5 0.290 5,380.3 0.360 2,669.5 0.285 3,046.3 0.365 2,151.5 0.280 3,157.3 0.370 2,438.9 Trade with expectation and DYODD

 

Obvious some institution wanna dispose. Or is it a fake or error queue?

SAVIORFOREVER      ( Date: 08-May-2024 12:03) Posted: Why there's 10 million shares selling 325? Bid Bid Vol(K) Ask Ask Vol(K) 0.325 24.2 0.325 10,163 0.320 4,279.8 0.330 7,158.3 0.315 7,309.9 0.335 6,270.2 0.310 12,293.5 0.340 5,486.9 0.305 12,742.8 0.345 4,430.2 0.300 11,518.8 0.350 3,718.6 0.295 7,091.6 0.355 2,440.5 0.290 5,380.3 0.360 2,669.5 0.285 3,046.3 0.365 2,151.5 0.280 3,157.3 0.370 2,438.9 Trade with expectation and DYODD

 

Why there's 10 million shares selling 325?

Bid Bid Vol(K) Ask Ask Vol(K)
0.325 24.2 0.325 10,163
0.320 4,279.8 0.330 7,158.3
0.315 7,309.9 0.335 6,270.2
0.310 12,293.5 0.340 5,486.9
0.305 12,742.8 0.345 4,430.2
0.300 11,518.8 0.350 3,718.6
0.295 7,091.6 0.355 2,440.5
0.290 5,380.3 0.360 2,669.5
0.285 3,046.3 0.365 2,151.5
0.280 3,157.3 0.370 2,438.9


Trade with expectation and DYODD

 

Bid Bid Vol(K) Ask Ask Vol(K)
0.320 4,418.3 0.325 10,170.8
0.315 7,640.5 0.330 7,768.2
0.310 12,616.2 0.335 6,270.2
0.305 12,742.8 0.340 5,476.9
0.300 11,518.8 0.345 4,430.2
0.295 7,091.6 0.350 3,718.6
0.290 5,380.3 0.355 2,440.5
0.285 3,046.5 0.360 2,669.6
0.280 3,117.2 0.365 2,151.6
0.275 2,874.7 0.370 2,438.9
0.270 2,820.2 0.375 1,021


Trade with reference and DYODD

 

Seems like collecting the dividend is the next best thing to do.
Ex-date likely to drop.

Trade with dividends expectation and DYODD

 

He dare come here?


Trade with territory and DYODD

Panda8      ( Date: 17-Apr-2024 07:05) Posted: Think school holiday he will appear  SAVIORFOREVER      ( Date: 15-Apr-2024 22:35) Posted: Think sgng123 will not appear here. Should give one year to YZJFH new CEO to sort things out. Trade with ease and DYODD

 

Think school holiday he will appear 

SAVIORFOREVER      ( Date: 15-Apr-2024 22:35) Posted: Think sgng123 will not appear here. Should give one year to YZJFH new CEO to sort things out. Trade with ease and DYODD

 

Closing 32. It's a bargain.


Trade with caution no contra buy no short and DYODD

 

Anything below 30 is a good buy.


Trade with expectation and DYODD

 

So are you investing in YZJFH for long term? Or you think it is not a good buy??

JOHNTAY      ( Date: 13-Mar-2024 00:47) Posted: Dear Investor For Profit, I am John Tay, age 72 this year. Please advise when to hit and when to run in Stock Trading for fast and short term gain on various counters, but not to argue on unnecessary things. Long Term holdings will be Bank Counters. For non Blue Chip Sock, please do your own research and trust your own findings on short-term gambling, but not to try to post frustrated arguments if short term fall on one's purchased counter leading to readers on stupid commentator as bad loser. Please do not compare one counter against another counter. Thus, buy into any counter which will make profit for you with due diligence. Try not to contra trading on any good news if one cannot afford to hold for any counter-selling like strong short sellers. When we drop 10cents at any place in hawker centre which could not be found it could be felt as though we lost a $100, sometimes. All gamblers want to win. May every stock buyers be ready to lose before thinking of making any profit. Profit will come from well research with deep understanding that the particular counter you bought may fall immediately, but will pick up eventually. BEST TO ALL SOBER INVESTOR.

 

Think sgng123 will not appear here.

Should give one year to YZJFH new CEO to sort things out.


Trade with ease and DYODD

 

Bid Bid Vol(K) Ask Ask Vol(K)
0.320 7,103.1 0.325 7,859.5
0.315 11,831.4 0.330 6,443.1
0.310 11,751.1 0.335 4,492.6
0.305 12,418.8 0.340 3,450.7


Trade with support and DYODD

 

Bid Bid Vol(K) Ask Ask Vol(K)
0.320 641.1 0.325 7,536.6
0.315 11,385 0.330 7,069.6
0.310 11,955.8 0.335 4,161
0.305 12,380.7 0.340 3,450.7
0.300 6,386.2 0.345 4,663.4
0.295 4,666.2 0.350 3,552
0.290 2,647.2 0.355 2,736.7
0.285 1,097.1 0.360 2,938.5
0.280 1,194.2 0.365 2,517.7


Trade with awareness and DYODD