Goldheart&rsquo s e-commerce website breached with close to 42,000 customers&rsquo personal information compromised
Aspial Lifestyle 5UF 0.00% says its e-commerce website for jewellery brand Goldheart has been breached. This was due to illegal and suspicious activities from an external party that had targeted the site specifically.
 
The incident, which took place on May 24, saw the personal information of close to 42,000 customers compromised.
 
However, the brand&rsquo s personal information from November 2022 has not been compromised, says the group.
 
&ldquo We took immediate steps to mitigate any further illegal access by suspending our e-commerce website, securing our systems, and working with cyber security experts and relevant authorities. Our top priority is to protect the data of our customers and prevent any further unauthorised access,&rdquo says Goldheart.
 
According to the group, the unauthorised access was limited to customers&rsquo names, addresses, email addresses, dates of birth and phone numbers.
 
The Personal Data Protection Commissioner and the police have been notified, along with all of the customers who were affected.
 
No other data, including financial data such as credit card information or passwords, have been compromised.
 
&ldquo Due to the nature of the compromised data, we believe there is limited risk of fraudulent activity for those affected. That said, we have asked all affected customers to take all necessary precautions, including ensuring that emails received are from legitimate senders and to review email links carefully,&rdquo says Goldheart.
 
Aspial Lifestyle was formerly known as Maxi-Cash Financial Services Corp. In July 2022, Mainboard-listed Aspial Corporation, the controlling shareholder of then-Maxi-Cash, sold a group of businesses into the latter for $87.8 million. The businesses include Aspial Lee Hwa Jewellery Singapore Gold Purple and BU2 Services, which runs the Lee Hwa and Goldheart jewellery brands.
Maxi-Cash powers neobanking service with fintech company MatchMove
 
SGX-listed pawnbroker Maxi-Cash has announced that it will be powering its neobanking service, MaxiPay, with fintech company MatchMove.
 
MaxiPay is a personal mobile e-wallet that comes with a virtual account. The account also comes with a prepaid MatchMove-enabled Mastercard-branded virtual and physical card.
 
The service is said to improve the end-to-end engagement for consumers to remit their money.
 
With MaxiPay, Maxi-Cash users will now be able to top-up and transfer out money in real time. They will also be able to spend via their prepaid virtual cards and perform domestic FAST transfer. International remittances will also be cheaper with the service.
 
&ldquo As an innovative leader in the pawnbroking industry, Maxi-Cash aspires to provide access to greater demographics by leveraging fintech providers like MatchMove, which enable us to offer neobanking. Providing convenience and meeting short-term financial needs of our customers have been core to the growth of Maxi-Cash,&rdquo says Ng Kean Seen, CEO of Maxi-Cash.
 
&ldquo With the addition of MaxiPay to our business, we are able to offer more convenience to the consumers, by accessing a digital banking-like experience at their fingertips,&rdquo he adds. &ldquo The MatchMove team has shown great support in launching MaxiPay and has also helped educate our customers on how best to leverage the app&rdquo .
 
&ldquo MatchMove is deeply committed to advancing financial inclusion across the region, for individuals and businesses, and we are excited to partner with Maxi-Cash in taking this vision forward,&rdquo says MatchMove&rsquo s chief commercial officer, Amar Abrol.
 
&ldquo With our Lightspeed technology solution, Maxi-Cash has launched MaxiPay, its own branded app to provide best-in-class digital financial services to the underserved segments of society, like migrant workers. We are confident that this solution will solve the challenges faced by these consumers with cheap and convenient money transfers as well as accessing other digital payment services,&rdquo he adds.
Maxi-Cash to launch S$36.75 million more in 6.05% notes due 2025 after investor interest
CATALIST-LISTED pawnbroker Maxi-Cash Financial Services Corp is launching another S$36.75 million in Series 003 Notes, after " interest from its investors" , the board has said.
 
The new set of 6.05 per cent notes due 2025 will be issued on Jan 24 and, combined with the initial notes announced earlier this month, will take the final aggregate principal amount of the Series 003 Notes to S$60 million, the board said on Monday (Jan 17).
 
Maxi-Cash disclosed that investors - including some directors and controlling shareholders or their associates - had shown interest in launching more notes under the issue, which is part of the group' s S$300 million multi-currency medium-term programme.
 
Such investors have been allocated some 42.9 per cent of the extra notes - which takes their share of subscription to a substantial 40.4 per cent of the entire Series 003 Notes issue.
 
Series 003 Note holders also have the option to require Maxi-Cash to redeem their notes if chairman Koh Wee Seng and his siblings Ko Lee Meng and Koh Lee Hwee no longer have a combined shareholding interest of more than 50 per cent in the company.
 
Net proceeds from the issuance of the latest set of notes will be used for general corporate purposes, such as refinancing or repayment of borrowings, as well as investments, acquisitions, expansions, working capital and/or capital expenditure requirements, the board added. CIMB and DBS have been appointed the joint lead managers and bookrunners.
PRICING OF THE S$36,750,000 6.05 PER CENT. NOTES DUE 2025 TO BE ISSUED BY MAXI-CASH
FINANCIAL SERVICES CORPORATION LTD. (THE ' COMPANY' , AND TOGETHER WITH ITS
SUBSIDIARIES, THE ' GROUP' ) PURSUANT TO ITS S$300,000,000 MULTICURRENCY MEDIUM
TERM NOTE PROGRAMME (THE ' PROGRAMME' )
FINANCIAL SERVICES CORPORATION LTD. (THE ' COMPANY' , AND TOGETHER WITH ITS
SUBSIDIARIES, THE ' GROUP' ) PURSUANT TO ITS S$300,000,000 MULTICURRENCY MEDIUM
TERM NOTE PROGRAMME (THE ' PROGRAMME' )
UPDATE OF THE INFORMATION MEMORANDUM IN RELATION TO THE S$300,000,000
MULTICURRENCY MEDIUM TERM NOTE PROGRAMME
The board of directors (the' &ldquo Board' ) of Maxi-Cash Financial Services Corporation Ltd. (the ' Company' )
refers to its S$300,000,000 multicurrency medium term note programme (the ' Programme' ). The
Board is pleased to announce that the Company has today issued an updated information
memorandum dated 3 January 2022 in relation to the Programme.
DBS Bank Ltd. is the sole arranger and dealer for the Programme.
The notes to be issued under the Programme (the &ldquo Notes&rdquo ) may be issued in any currency, in various
amounts and tenors, and may bear interest at fixed, floating, variable, hybrid or other rates or may not
bear interest, in each case as agreed between the Company and the relevant dealer(s) of the relevant
Notes and as specified in the relevant Pricing Supplement. The Notes and Coupons of all Series will
constitute direct, unconditional, unsubordinated and unsecured obligations of the Company and shall
at all times rank pari passu, without any preference or priority among themselves, and pari passu with
all other present and future unsecured obligations (other than subordinated obligations and priorities
created by law) of the Company.
The Notes will be offered pursuant to exemptions invoked under Sections 274 and/or 275 of the
Securities and Futures Act, Chapter 289 of Singapore.
The net proceeds arising from the issue of the Notes under the Programme (after deducting issue
expenses) will be used for general corporate purposes, including, but not limited to, refinancing or
repayment of existing borrowings and financing of investments, acquisitions, expansions, working
capital and/or capital expenditure requirements of the Company and its subsidiaries or such other
purposes as may be specified in the relevant Pricing Supplement.
Pursuant to Condition 5(e)(ii) of the Notes, a ' Change of Shareholding Event' occurs when
Koh Wee Seng, Ko Lee Meng and Koh Lee Hwee cease to have in aggregate an interest (whether
direct or deemed) of more than 50 per cent. of the issued share capital of the Company. Upon the
occurrence of a &ldquo Change of Shareholding Event&rdquo , each holder of the Notes has an option to require the
Company to redeem the Notes of such holder (subject to the Terms and Conditions of the Notes).
Approval in-principle has been received from the Singapore Exchange Securities Trading Limited (the
&ldquo SGX-ST&rdquo ) in connection with the Programme and an application will be made for the listing and
quotation of any Notes which are agreed at the time of issue thereof to be so listed on the SGX-ST.
Such permission will be granted when such Notes have been admitted for listing and quotation on the
SGX-ST. Approval in-principle from, admission to the Official List of, and the listing and quotation of
any Notes on, the SGX-ST are not to be taken as an indication of the merits of the Company, its
subsidiaries, its associated companies (if any), the Programme or such Notes.
Terms defined in the information memorandum dated 3 January 2022 in relation to the Programme
shall have the same meaning in this announcement unless otherwise defined herein.
MULTICURRENCY MEDIUM TERM NOTE PROGRAMME
The board of directors (the' &ldquo Board' ) of Maxi-Cash Financial Services Corporation Ltd. (the ' Company' )
refers to its S$300,000,000 multicurrency medium term note programme (the ' Programme' ). The
Board is pleased to announce that the Company has today issued an updated information
memorandum dated 3 January 2022 in relation to the Programme.
DBS Bank Ltd. is the sole arranger and dealer for the Programme.
The notes to be issued under the Programme (the &ldquo Notes&rdquo ) may be issued in any currency, in various
amounts and tenors, and may bear interest at fixed, floating, variable, hybrid or other rates or may not
bear interest, in each case as agreed between the Company and the relevant dealer(s) of the relevant
Notes and as specified in the relevant Pricing Supplement. The Notes and Coupons of all Series will
constitute direct, unconditional, unsubordinated and unsecured obligations of the Company and shall
at all times rank pari passu, without any preference or priority among themselves, and pari passu with
all other present and future unsecured obligations (other than subordinated obligations and priorities
created by law) of the Company.
The Notes will be offered pursuant to exemptions invoked under Sections 274 and/or 275 of the
Securities and Futures Act, Chapter 289 of Singapore.
The net proceeds arising from the issue of the Notes under the Programme (after deducting issue
expenses) will be used for general corporate purposes, including, but not limited to, refinancing or
repayment of existing borrowings and financing of investments, acquisitions, expansions, working
capital and/or capital expenditure requirements of the Company and its subsidiaries or such other
purposes as may be specified in the relevant Pricing Supplement.
Pursuant to Condition 5(e)(ii) of the Notes, a ' Change of Shareholding Event' occurs when
Koh Wee Seng, Ko Lee Meng and Koh Lee Hwee cease to have in aggregate an interest (whether
direct or deemed) of more than 50 per cent. of the issued share capital of the Company. Upon the
occurrence of a &ldquo Change of Shareholding Event&rdquo , each holder of the Notes has an option to require the
Company to redeem the Notes of such holder (subject to the Terms and Conditions of the Notes).
Approval in-principle has been received from the Singapore Exchange Securities Trading Limited (the
&ldquo SGX-ST&rdquo ) in connection with the Programme and an application will be made for the listing and
quotation of any Notes which are agreed at the time of issue thereof to be so listed on the SGX-ST.
Such permission will be granted when such Notes have been admitted for listing and quotation on the
SGX-ST. Approval in-principle from, admission to the Official List of, and the listing and quotation of
any Notes on, the SGX-ST are not to be taken as an indication of the merits of the Company, its
subsidiaries, its associated companies (if any), the Programme or such Notes.
Terms defined in the information memorandum dated 3 January 2022 in relation to the Programme
shall have the same meaning in this announcement unless otherwise defined herein.
Maxi-cash' s earnings declines by 20% in 1H21 declares interim dividend of 0.65 cents
Maxi-cash financials services reported earnings of $8.1 million in 1HFY21 ended June, down 20% from the $9.9 million logged in the year before.On a fully diluted basis, earnings per share was 0.77 cents, down 21% from 0.97 cents in 1HFY20.
With this net asset value per share was 13.97 cents on June 30, compared to 14.64 cents on Dec 31.
Revenue for the first six months of the year was up 9% to $111.6 million thanks to higher revenue from the retail of jewelry and branded merchandise as well as an increase in interest in interest income from the pawnbroking business in Singapore and abroad.
These helped to offset the overall revenue recorded by the pawnbroking business following lower intersegment sales that mainly consist of sales from unredeemed pledges.
Operating expenses &ndash comprising employee benefits, depreciation and amortisation and finance increased by $1.9 million due to higher staff and depreciation costs in support of business expansion locally and regionally.
As at June 30, Maxi-cash' s cash and cash equivalents was $14.1 million, down from $28.7 million in the year before.
The group has declared an interim dividend of 0.65 cents per ordinary share for 1HFY21, down from the 1.15 cents paid out previously.
Going forward, the group reckons that the resurgence of the pandemic may continue to affect business and consumer sentiments in the countries it operates in. 
Still, it expects operations in Singapore to be " fairly stable" as local vaccination rate increases. The group adds that it will look to improving the effectiveness and efficiency in delivering its products and services by leveraging on innovation and staff training.
Shares in Maxi-cash closed up 0.4 cents or 2.2% at 18.6 cents on Aug 6.
 
MAXI-CASH FIN SVCS CORP LTD (5UF) SGD 0.187   +2.67% +0.01
 
Dividend Yield(TTM) = 7.75%If you find any of the dividend record is wrong or duplicated, please contact me.
| Year | Yield | Total | Amount | Ex Date | Pay Date | Particulars |
|---|---|---|---|---|---|---|
| 2021 | 7.75% | SGD 0.015 | SGD0.0145 | 2021-03-12 | 2021-03-25 | Rate: SGD 0.0145 Per Security |
| 2020 | 10.70% | SGD 0.02 | SGD0.0115 | 2020-08-04 | 2020-08-14 | Rate: SGD 0.0115 Per Security |
| SGD0.0035 | 2020-06-15 | 2020-06-23 | Rate: SGD 0.0035 Per Security | |||
| SGD0.005 | 2020-01-16 | 2020-01-28 | Rate: SGD 0.005 Per Security | |||
| 2019 | 6.15% | SGD 0.012 | SGD0.005 | 2019-10-14 | 2019-10-25 | Rate: SGD 0.005 Per Security |
| SGD0.0035 | 2019-05-24 | 2019-06-06 | Rate: SGD 0.0035 Per Security | |||
| SGD0.003 | 2019-01-24 | 2019-02-08 | Rate: SGD 0.003 /sec | |||
| 2018 | 5.35% | SGD 0.01 | SGD0.003 | 2018-09-03 | 2018-09-14 | SGD 0.003 ONE-TIER TAX |
| SGD0.007 | 2018-05-22 | 2018-07-12 | SCRIP DIV SGD 0.007 ONE-TIER TAX | |||
| 2017 | 8.02% | SGD 0.015 | - | 2017-12-12 | - | OFFER OF 1 FOR 10 @ SGD 0.16 |
| SGD0.005 | 2017-08-24 | 2017-10-12 | SCRIP DIV SCHEM SGD 0.005 ONE-TIER TAX | |||
| - | 2017-06-08 | - | OFFER OF 1 FOR 6 @ SGD 0.17 | |||
| SGD0.01 | 2017-05-11 | 2017-06-27 | SCRIP SGD 0.01 ONE-TIER TAX | |||
| 2016 | 5.35% | SGD 0.01 | - | 2016-09-20 | - | OFFER OF 1 FOR 4 @ SGD 0.145 |
| SGD0.005 | 2016-08-18 | 2016-08-31 | SGD 0.005 ONE-TIER TAX | |||
| SGD0.005 | 2016-05-10 | 2016-06-27 | SCRIP DIV SCH SGD 0.005 ONE-TIER TAX | |||
| 2015 | 1.07% | SGD 0.002 | SGD0.002 | 2015-04-30 | 2015-05-12 | SGD 0.002 ONE-TIER TAX |
| 2014 | 1.34% | SGD 0.003 | - | 2014-05-14 | - | OFFER OF 1 FOR 5 |
| SGD0.0025 | 2014-04-29 | 2014-05-12 | SGD 0.0025 ONE-TIER TAX | |||
| 2013 | 3.64% | SGD 0.007 | - | 2013-10-16 | - | OFFER OF 1 FOR 10 |
| - | 2013-05-29 | - | OFFER OF 1 FOR 5 | |||
| SGD0.0068 | 2013-05-15 | 2013-06-05 | SGD 0.0068 ONE-TIER TAX | |||
| 2012 | 2.67% | SGD 0.005 | - | 2012-12-03 | - | OFFER OF 1 FOR 5 |
| SGD0.005 | 2012-08-23 | 2012-09-07 | SGD 0.005 ONE-TIER TAX |
CHIONG ARH
Cf...wrong post here sorry lol
Adtower ( Date: 28-May-2017 11:40) Posted:
|
A lot of clearance sales at their outlets recently
Plunged from 0.18 to as low as 0.15 yesterday. Any news? Luckily didn' t buy. Scary shit.
Something must be brewing....
Looking good......
Hitting 20cts soon ?????
Good full year results. Dividend !c.
Sorry, just correcting a typo below - " earier" shd read " easier" .
Qanghoo ( Date: 18-Nov-2016 08:52) Posted:
|
Brother, this is a very pertinent pt.  One reason for coys to list is to have earier access to capital from the public domain.  MC' s recent rights bears out that pt. 
edwinjup ( Date: 18-Nov-2016 07:00) Posted:
|
I was kinda mocking since so much had been written abt the risks of Aspail bonds .... .  But u look at the family, the way they have managed to make well over a billion, n still counting, n u wonder  the risks are in investing in the Aspail bonds.    In their stable, Fragrance, GPH, Aspail, Maxi-cash, AF Global, substantial stake in Tuan Sing (n I think stake in Oxley too?), etc.  Which one or ones, where they have majority control,  are they taking private?
think2profit ( Date: 18-Nov-2016 00:07) Posted:
|
If wan delist...why still go for rights issue ??
think2profit ( Date: 18-Nov-2016 00:07) Posted:
|
Ah Koh no more cash, how to keep buying? so many listco like OSIM going for delisting. is this the signal that he is taking the same path?
Qanghoo ( Date: 16-Nov-2016 23:24) Posted:
|