YZJ Fin Hldg    Last:0.22   -

YZJFH - potentially rewarding

curry loh ... still cooking curry 

 

Going up?

 

Going to see the same magic again.

tch77_pt75      ( Date: 20-Mar-2026 16:21) Posted: Yes. Well supported at 0.245/0.25 seanpent      ( Date: 20-Mar-2026 14:22) Posted: It bounces up strongly each time it touches this level.  Very well supported by NAV?

 

yzjfh has cny635.9m. cny has gain 1.1% versus sgd since 31 dec to current from 5.44 to 5.38
so when they want to convert to sgd. can buy a ship from yzjmarine and sell in international maket in usd then change to sgd. savr cost and gain trading margin.
quite good i think. 

 

this baby got throw out with the water.
usd at high. wich is artiificial due to war. take advantage of it to sell and leave
usd. a country with so much debt and most loosing confident of the value of it
as global currency. it will go the way of uk pounds in time.
cny raising in value. gold will be back in time. just wait for it to side ways.

 

another good dividend counter 🤩

 

around .2 is a good entry point. will still need to wait 12 months+ to make some good money on it though.

 

Yes. Well supported at 0.245/0.25

seanpent      ( Date: 20-Mar-2026 14:22) Posted: It bounces up strongly each time it touches this level.  Very well supported by NAV? Winnertakeall      ( Date: 18-Mar-2026 10:10) Posted: 🟢 1. Very strong balance sheet (this is the biggest plus) Zero debt + huge cash pile (~S$638M)     Total AUM still ~S$1.7B after spin-off     👉 In simple terms: This is a fortress balance sheet& rdquo company with a lot of dry powder. That gives it: Downside protection Ability to invest aggressively when opportunities appear 🟢 2. Trading at a deep discount to assets Net asset value & asymp S$0.50/share Share price & asymp ~S$0.27 ~ 0.30 👉 Thats roughly a 40 ~ 50% discount to book value    This is one of the main reasons value investors look at it: Youre buying assets cheaper than what they re worth on paper 🟢 3. Clean-up year already done Took ~S$290M in provisions on bad loans (mainly China property)     Result: FY2025 loss 👉 But the positive angle: They ve front-loaded the pain Balance sheet is now cleaner going forward This is often how turnarounds start. 🟢 4. Clear shift to a better strategy Old model: Heavy exposure to China debt (risky, opaque) New direction: 40% debt (income) 40% equity (growth) 20% cash (flexibility)     Plus: Moving into Southeast Asia + broader APAC Targeting > 4.5% yield equities     👉 Translation: Less reliance on China property, more diversified and liquid portfolio. 🟢 5. High capital deployment potential Management highlighted they can deploy hundreds of millions per deal    👉 That matters because: Large capital = access to higher-return, less competitive deals Historical returns in some segments: 10 ~ 20%+     🟢 6. Spin-off unlocked value Spun off YZJ Maritime Removed capital-heavy assets Now purely focused on financial investments 👉 This can: Improve return on equity Make the business easier to value 🟢 7. Dividend policy still in place Targets ~40% payout ratio     Keeps 20% cash buffer partly for dividends     👉 Not attractive now (due to losses), but: Potential to restore dividends once profits normalize 🧠 Big picture (important) YZJ Financial today is basically: A cash-rich investment company in transition So the bull case is: Cheap valuation Cleaned-up balance sheet Large cash ready to deploy Potential turnaround story ⚖ ️ Honest takeaway Why bulls like it: Deep value + turnaround + strong balance sheet

 

It bounces up strongly each time it touches this level.  Very well supported by NAV?

Winnertakeall      ( Date: 18-Mar-2026 10:10) Posted: 🟢 1. Very strong balance sheet (this is the biggest plus) Zero debt + huge cash pile (~S$638M)     Total AUM still ~S$1.7B after spin-off     👉 In simple terms: This is a fortress balance sheet& rdquo company with a lot of dry powder. That gives it: Downside protection Ability to invest aggressively when opportunities appear 🟢 2. Trading at a deep discount to assets Net asset value & asymp S$0.50/share Share price & asymp ~S$0.27 ~ 0.30 👉 Thats roughly a 40 ~ 50% discount to book value    This is one of the main reasons value investors look at it: Youre buying assets cheaper than what they re worth on paper 🟢 3. Clean-up year already done Took ~S$290M in provisions on bad loans (mainly China property)     Result: FY2025 loss 👉 But the positive angle: They ve front-loaded the pain Balance sheet is now cleaner going forward This is often how turnarounds start. 🟢 4. Clear shift to a better strategy Old model: Heavy exposure to China debt (risky, opaque) New direction: 40% debt (income) 40% equity (growth) 20% cash (flexibility)     Plus: Moving into Southeast Asia + broader APAC Targeting > 4.5% yield equities     👉 Translation: Less reliance on China property, more diversified and liquid portfolio. 🟢 5. High capital deployment potential Management highlighted they can deploy hundreds of millions per deal    👉 That matters because: Large capital = access to higher-return, less competitive deals Historical returns in some segments: 10 ~ 20%+     🟢 6. Spin-off unlocked value Spun off YZJ Maritime Removed capital-heavy assets Now purely focused on financial investments 👉 This can: Improve return on equity Make the business easier to value 🟢 7. Dividend policy still in place Targets ~40% payout ratio     Keeps 20% cash buffer partly for dividends     👉 Not attractive now (due to losses), but: Potential to restore dividends once profits normalize 🧠 Big picture (important) YZJ Financial today is basically: A cash-rich investment company in transition So the bull case is: Cheap valuation Cleaned-up balance sheet Large cash ready to deploy Potential turnaround story ⚖ ️ Honest takeaway Why bulls like it: Deep value + turnaround + strong balance sheet

 

🟢 1. Very strong balance sheet (this is the biggest plus)

• Zero debt + huge cash pile (~S$638M)    
• Total AUM still ~S$1.7B after spin-off    

👉 In simple terms:
This is a fortress balance sheet& rdquo company with a lot of dry powder.

That gives it:

• Downside protection
• Ability to invest aggressively when opportunities appear

🟢 2. Trading at a deep discount to assets

• Net asset value & asymp S$0.50/share
• Share price & asymp ~S$0.27 ~ 0.30

👉 Thats roughly a 40 ~ 50% discount to book value   

This is one of the main reasons value investors look at it:

• Youre buying assets cheaper than what they re worth on paper

🟢 3. Clean-up year already done

• Took ~S$290M in provisions on bad loans (mainly China property)    
• Result: FY2025 loss

👉 But the positive angle:

• They ve front-loaded the pain
• Balance sheet is now cleaner going forward

This is often how turnarounds start.

🟢 4. Clear shift to a better strategy
Old model:

• Heavy exposure to China debt (risky, opaque)

New direction:

• 40% debt (income)
• 40% equity (growth)
• 20% cash (flexibility)    

Plus:

• Moving into Southeast Asia + broader APAC
• Targeting > 4.5% yield equities    

👉 Translation:
Less reliance on China property, more diversified and liquid portfolio.

🟢 5. High capital deployment potential
Management highlighted they can deploy hundreds of millions per deal   

👉 That matters because:

• Large capital = access to higher-return, less competitive deals
• Historical returns in some segments: 10 ~ 20%+    

🟢 6. Spin-off unlocked value

• Spun off YZJ Maritime
• Removed capital-heavy assets
• Now purely focused on financial investments

👉 This can:

• Improve return on equity
• Make the business easier to value

🟢 7. Dividend policy still in place

• Targets ~40% payout ratio    
• Keeps 20% cash buffer partly for dividends    

👉 Not attractive now (due to losses), but:

• Potential to restore dividends once profits normalize

🧠 Big picture (important)

YZJ Financial today is basically:
A cash-rich investment company in transition

So the bull case is:

• Cheap valuation
• Cleaned-up balance sheet
• Large cash ready to deploy
• Potential turnaround story

⚖ ️ Honest takeaway
Why bulls like it:

• Deep value + turnaround + strong balance sheet

 

yes, good news is coming .... dividend and sbb

 

market boh lat/hong ... vol 4m for Seatrium also can get 8th position
YZJFH vol 3.2m from 11th moved to 12th position 

 

market has to reach an equilibrium ... before the management will start SBB.
tiam tiam 👀    

 

My thot:
Yzjf has now moved down to a mid cap stock from its big cap stock status previously. Big cap funds could be selling yzjf to remove it from its portfolio. Better to wait until selling is over with volume dwindling. Dyodd.

Goodwill77      ( Date: 18-Mar-2026 09:13) Posted: SBB to resume

 

Someone is blocking 255 to collect?.....

 

SBB to resume 

 

Attributable Net Asset per share is S$0.502. If dividend ~ 1.6c should be good   ...

 

think cash per share is a support level, seldom got see people buy due to cash. for if it same as cash  might as well i keep cash in hand.  i estimate average return of 8% on 50 cents nta. so
4 cents profit and dividend of 0.16 cents. @ 5.4% return expectations the fair value around 29 cents.
i hope they go aggressive once oil situations ease. the equities side can get explosive return with
current opportunities. so good chance the overall return will be much more then 8%.
my wishful thinking only.
dyodd
 

 

That s fheir cash value per share
My guess only
So far the management prefer price drops while they sipping fine wine in China

tch77_pt75      ( Date: 17-Mar-2026 15:04) Posted: Don?t scare us? why need to drop to $0.18? Chansenghoe1971      ( Date: 17-Mar-2026 12:03) Posted: SBB will start from 0.18

 

Don?t scare us? why need to drop to $0.18?

Chansenghoe1971      ( Date: 17-Mar-2026 12:03) Posted: SBB will start from 0.18 Goodwill77      ( Date: 17-Mar-2026 11:51) Posted: SBB to resume soon