https://www.forexlive.com/centralbank/federal-reserve-chair-powell-speaking-in-congress-on-wednesday-preview-less-hawkish-20240305/
 
https://www.coindesk.com/price/bitcoin/
chartiskao ( Date: 29-Feb-2024 16:25) Posted:
|
buying short term t bills while waiting for FED to cut rtes in 2024
https://www.businesstimes.com.sg/companies-markets/cut-off-yield-on-latest-singapore-6-month-t-bill-rises-to-3-8
https://www.businesstimes.com.sg/companies-markets/cut-off-yield-on-latest-singapore-6-month-t-bill-rises-to-3-8
chartiskao ( Date: 29-Feb-2024 15:53) Posted:
|
during 2024' s singapore bank selloff before the sg election in 2024
https://www.sgx.com/securities/securities-prices
 
https://www.investopedia.com/articles/investing/012116/warren-buffett-be-fearful-when-others-are-greedy.asp
chartiskao ( Date: 29-Feb-2024 11:50) Posted:
|
when there is storm in 1965,1987,1998,2008 and 2020 to 2022
It is important that we continue to have a rainy-day fund which can help Singaporeans tide through future crises. Spending more from the reserves now would also mean future generations would likely end up paying more taxes to fund their needs.
It is important that we continue to have a rainy-day fund which can help Singaporeans tide through future crises. Spending more from the reserves now would also mean future generations would likely end up paying more taxes to fund their needs.
chartiskao ( Date: 29-Feb-2024 11:39) Posted:
|
The investment returns from our reserves provide additional resources for Government spending to benefit Singaporeans. This includes Government investments in education, healthcare, transport infrastructure, R& D and other areas to strengthen our social compact, improve our living environment and to grow our economy.
Every individual like the sg government sneed large reserve to see them through difficult times like 1998 and 2008 and 2020,otherwise we always have to beg them to give small money later transform into no dignity
 
Every individual like the sg government sneed large reserve to see them through difficult times like 1998 and 2008 and 2020,otherwise we always have to beg them to give small money later transform into no dignity
 
chartiskao ( Date: 28-Feb-2024 15:56) Posted:
|
innovation, increased productivity, and enhanced connection to the global economy are crucial strategies for Singapore to navigate and overcome challenges posed by scarcities in areas such as capital, talent, and infrastructure.
 
- Innovation: Singapore has been actively promoting innovation through various initiatives such as investment in research and development, fostering a conducive environment for startups and entrepreneurship, and encouraging collaborations between industries and academia. By continuously innovating, Singapore can create new industries, products, and services that not only address existing challenges but also open up new opportunities for growth.
- Increased Productivity: Improving productivity is essential for Singapore to do more with less. This can involve adopting advanced technologies, implementing efficient processes, investing in workforce training and development, and promoting a culture of continuous improvement. By boosting productivity, Singapore can mitigate the impact of scarcities in resources and remain competitive in the global market.
- Enhanced Connection to the Global Economy: Singapore' s success as a global hub is largely due to its strong connectivity to international markets. By further enhancing its connections through trade agreements, investment partnerships, and participation in global networks, Singapore can access resources, markets, and talent pools beyond its borders. This not only helps in overcoming local scarcities but also diversifies risks and strengthens resilience against economic fluctuations.
 
chartiskao ( Date: 28-Feb-2024 15:53) Posted:
|
in a very rate global environment from 2009 to 2019 to a very high rate global envvironment how singapore copes with this
Indeed, as resources become scarcer, it becomes imperative for Singapore to innovate and stay connected to the global economy. Innovation is crucial for enhancing productivity, creating new solutions, and optimizing resource usage. By constantly innovating, Singapore can maintain its competitive edge and continue to thrive even in the face of resource constraints.
Additionally, being connected to the global economy offers Singapore access to a wider market, diverse talent pool, and opportunities for collaboration and knowledge exchange. This connectivity allows Singapore to leverage external resources and expertise, fostering economic growth and resilience.
Furthermore, as the world becomes increasingly interconnected, Singapore' s connectivity to the global economy enables it to adapt to changing market dynamics, capitalize on emerging trends, and seize new opportunities.
In summary, innovation and connectivity to the global economy are essential strategies for Singapore to navigate resource scarcity and ensure its long-term economic sustainability and prosperity.
 
Indeed, as resources become scarcer, it becomes imperative for Singapore to innovate and stay connected to the global economy. Innovation is crucial for enhancing productivity, creating new solutions, and optimizing resource usage. By constantly innovating, Singapore can maintain its competitive edge and continue to thrive even in the face of resource constraints.
Additionally, being connected to the global economy offers Singapore access to a wider market, diverse talent pool, and opportunities for collaboration and knowledge exchange. This connectivity allows Singapore to leverage external resources and expertise, fostering economic growth and resilience.
Furthermore, as the world becomes increasingly interconnected, Singapore' s connectivity to the global economy enables it to adapt to changing market dynamics, capitalize on emerging trends, and seize new opportunities.
In summary, innovation and connectivity to the global economy are essential strategies for Singapore to navigate resource scarcity and ensure its long-term economic sustainability and prosperity.
 
chartiskao ( Date: 28-Feb-2024 15:48) Posted:
|
The emergence of fragmentations based on political alignment, coupled with the recent increase in geopolitical unrest, has introduced new uncertainties into the global landscape. This shift away from a more unified approach to economic cooperation towards a system where political factors play a significant role has created complexities and challenges for various stakeholders. As nations align themselves based on political ideologies and interests, it has altered the dynamics of international relations, leading to a heightened sense of unpredictability and volatility in the geopolitical sphere.
usdsgd 1.3458
 
chartiskao ( Date: 28-Feb-2024 15:33) Posted:
|
Amidst the sharp sgx selldown this few days
https://www.straitstimes.com/singapore/politics/reasons-to-be-upbeat-about-s-pore-s-prospects-despite-difficult-challenges-ahead-dpm-heng
https://www.straitstimes.com/singapore/politics/reasons-to-be-upbeat-about-s-pore-s-prospects-despite-difficult-challenges-ahead-dpm-heng
chartiskao ( Date: 28-Feb-2024 15:18) Posted:
|
the selloff of singapore bank shares triger off by
Even amidst structural shifts and sharp shocks from the COVID pandemic, our economy has performed well and enabled us to grow the economic pie for all Singaporeans. Between 2016 and 2023, our economy achieved real value-added growth of 2.8% per annum
https://www.youtube.com/watch?v=H1UIkxXDArU
 
chartiskao ( Date: 28-Feb-2024 14:08) Posted:
|
Picking good bank shares in Singapore during a market sell-off requires careful analysis and consideration of several factors. Here' s a guide on how to do it:
- Financial Health: Evaluate the financial health of the banks. Look at key financial metrics such as revenue growth, profitability, asset quality, capital adequacy, and liquidity. Banks with strong balance sheets and stable earnings are more likely to weather market downturns.
- Regulatory Environment: Consider the regulatory environment in Singapore and how it affects the banking sector. Look for banks with solid compliance records and a history of managing regulatory risks effectively.
- Market Position: Assess the market position of the banks. Consider factors such as market share, customer base, geographic diversification, and competitive advantages. Banks with leading market positions and strong franchises are better positioned to navigate challenging market conditions.
- Management Quality: Evaluate the quality of the bank' s management team. Look for experienced and capable leadership with a track record of making prudent decisions and effectively managing risks.
- Dividend Policy: Consider the bank' s dividend policy and historical dividend payouts. Look for banks with a consistent track record of paying dividends, even during economic downturns. A reliable dividend stream can provide stability and income for investors during market sell-offs.
- Economic Outlook: Assess the broader economic outlook and how it might impact the banking sector. Consider factors such as interest rates, inflation, GDP growth, and regulatory changes. Banks with exposure to resilient sectors of the economy and a diversified revenue base may be more resilient during market downturns.
- Valuation: Finally, consider the valuation of bank shares. Look for banks that are trading at attractive valuations relative to their historical averages, peers, and intrinsic value. However, be cautious of value traps and ensure that the bank' s valuation is justified by its fundamentals and growth prospects.
chartiskao ( Date: 28-Feb-2024 13:58) Posted:
|
Resilience: Singapore banks are generally considered well-capitalized and resilient institutions. Despite short-term market fluctuations, they often have strong fundamentals, including stable earnings and healthy balance sheets, which can make them attractive investments for the long term.
https://en.wikipedia.org/wiki/Wall_Street_Crash_of_1929
 
https://www.mas.gov.sg/news/media-releases/2023/singapore-banking-system-remains-sound-and-resilient
 
chartiskao ( Date: 27-Feb-2024 16:58) Posted:
|
when the world went from low rates to high rates engineered by US fed
https://www.youtube.com/watch?v=yYwn8k502qY
https://www.youtube.com/watch?v=yYwn8k502qY
chartiskao ( Date: 27-Feb-2024 16:54) Posted:
|
A high-interest-rate environment can have several effects on commercial property:
 
- Financing Costs: High-interest rates increase the cost of borrowing for property purchases and development projects. This can deter investors and developers from pursuing new projects or acquiring properties, leading to a slowdown in the commercial property market.
- Reduced Demand: Higher interest rates can reduce the affordability of commercial properties for businesses looking to lease or buy space. This can lead to decreased demand for commercial real estate, resulting in higher vacancy rates and lower rental prices.
- Valuation Impact: Higher interest rates can decrease the present value of future cash flows associated with commercial properties. As a result, property valuations may decline, impacting the wealth of property owners and investors.
- Refinancing Challenges: Existing property owners with adjustable-rate mortgages or loans may face higher interest payments when their loans reset. This could lead to challenges in refinancing existing debt or selling properties to avoid financial strain.
- Development Slowdown: Developers may postpone or cancel new construction projects in response to higher borrowing costs. This can lead to reduced supply in the commercial property market over time, potentially causing imbalances between supply and demand.
- Impact on Cap Rates: Higher interest rates can influence capitalization (cap) rates, which are used to estimate the potential return on investment for commercial properties. As interest rates rise, investors may demand higher returns, leading to upward pressure on cap rates and potentially lower property values.
- Sector Variations: Different sectors of commercial real estate may be impacted differently by high-interest-rate environments. For example, sectors that rely heavily on financing, such as development projects or speculative investments, may be more adversely affected compared to sectors with stable cash flows, such as prime office buildings leased to creditworthy tenants.
 
chartiskao ( Date: 27-Feb-2024 16:51) Posted:
|
2009 to 2029
https://www.investopedia.com/terms/l/low-interest-rate-environment.asp
march 2022 to 2024
 
https://www.imf.org/en/Blogs/Articles/2023/10/10/higher-for-longer-interest-rate-environment-is-squeezing-more-borrowers
 
https://www.youtube.com/watch?v=HP1Ju6lYnmY
chartiskao ( Date: 27-Feb-2024 16:43) Posted:
|
2009 to 2029 we dream that very low rates will be forevever and march 2022 to dec 2024 we dream that rates will be very high perpertually
https://www.youtube.com/watch?v=KmowJO7sg4k
 
 
https://www.ecb.europa.eu/press/key/date/2018/html/ecb.sp180606.en.html
chartiskao ( Date: 27-Feb-2024 16:38) Posted:
|
https://www.rba.gov.au/speeches/2015/sp-so-2015-10-08.html
 
https://www.youtube.com/watch?v=IBLpm03Xbh0
chartiskao ( Date: 27-Feb-2024 16:34) Posted:
|
&mdash Rising credit spreads would be another signal of a potential hard landing, although they remain very close to year-tod-date lows.
https://www.usdebtclock.org/
https://www.reuters.com/markets/us/us-hard-landing-bets-rise-rate-options-market-after-fed-hikes-2024-02-20/
chartiskao ( Date: 27-Feb-2024 16:30) Posted:
|
will a 911 remake in US again?
https://www.youtube.com/watch?v=wa3tfVjGCQ8
https://www.youtube.com/watch?v=AzvsyNxeqPw
chartiskao ( Date: 27-Feb-2024 16:22) Posted:
|
the debt laden US need a hard landing beofre the FED will consider to cut rates
https://www.youtube.com/watch?v=3pYNd0MSVXs
https://www.youtube.com/watch?v=3pYNd0MSVXs
https://www.usdebtclock.org/
 
it is ok for the US to hit usd100 trillion debt but not the rest of the world as usd is the main reserve currency in the world
chartiskao ( Date: 27-Feb-2024 16:00) Posted:
|