Looking at gold.prices, trading gold is gonna be profitable for 2025.
josephyeo ( Date: 12-Aug-2025 10:19) Posted:
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Management comment:
Barring any unexpected developments, the Group expects to achieve continued business growth and maintain profitability in 2025
Barring any unexpected developments, the Group expects to achieve continued business growth and maintain profitability in 2025
Buy.
no increase in dividend
Aspial Lifestyle - profit up 98% toS$27.9 mil
Aspial Lifestyle has just released an excellent set of result.
Revenue up 46% and profit up 98%. See below:   
                     
1. revenue S$376 mil against last year same period S$251 mil improvement of 46%
2. profit S$27.9 mil against last year profit of S$14.1 an improvement of 98%
3. the revenue n profit have been improving continuously for 9 half year
 
Revenue up 46% and profit up 98%. See below:   
                     
1. revenue S$376 mil against last year same period S$251 mil improvement of 46%
2. profit S$27.9 mil against last year profit of S$14.1 an improvement of 98%
3. the revenue n profit have been improving continuously for 9 half year
 
| If revenue n profit  trend persist, gold price stay high and BigFunde growth |   |   | ||||||
| the result for the coming half year shld be good. |   |   |   |   |   | |||
|   |   |   |   |   |   |   |   |   |
| 8 continuous half year of growth |   |   |   |   |   |   | ||
| half yearly | 1H' 21 | 2H' 21 | 1H' 22 | 2H' 22 | 1H' 23 | 2H' 23 | 1H' 24 | 2H' 24 |
| revenue | 111,632 | 114,071 | 141,217 | 177,791 | 228,816 | 242765 | 251,221 | 336,338 |
| net profit | 8,007 | 6,439 | 9,250 | 6,734 | 9,380 | 9811 | 14137 | 20189 |
|   |   |   |   |   |   |   |   |   |
Results likely to be out next week.
Looking forward to it. Hope it doesn' t disappoint.
Looking forward to it. Hope it doesn' t disappoint.
Half year results shld be out next week.
Likely to come w dividend.
Likely to come w dividend.
https://bigfundr.com/resources/best-short-term-investments-to-achieve-financial-independence-retire-early-fire-in-singapore
Just for info ...
BigFundr is a 70% owned subsidiary of Maxi-Cash Capital Management Pte Ltd.,
which is a wholly owned subsidiary of Singapore Exchange Catalist listed Aspial Lifestyle Limited.
BigFundr is a 70% owned subsidiary of Maxi-Cash Capital Management Pte Ltd.,
which is a wholly owned subsidiary of Singapore Exchange Catalist listed Aspial Lifestyle Limited.
https://dollarsandsense.sg/case-study-property-backed-investments-bigfundr-invest/
Looking forward to 1st half results.
Lasty year the result was out on 12 Aug 2024, so, its 2 weeks away from the 1st half report
Expect a good set of result w dividend.
Just my guess. Dyodd.
Lasty year the result was out on 12 Aug 2024, so, its 2 weeks away from the 1st half report
Expect a good set of result w dividend.
Just my guess. Dyodd.
no cut interest le
https://singaporebrides.com/articles/2025/05/lee-hwa-jewellery-grand-opening-bugis-junction/
https://finance.yahoo.com/news/heres-why-think-aspial-lifestyle-220318202.html
| Aspial lifestyle group has six retail brands: 1. Maxi-Cash, 2. Lee Hwa Jewellery (Lee Hwa), 3. Goldheart Jewelry (Goldheart), 4. Niessing, 5. BigFundr, and 6. Dr.Pajak. It has around 47 Maxi Cash, 23 Goldheart, and 8 Lee Hwa outlets in Singapore. It operates across three main business segments of 1 - pawnbroking, 2 - retail, and trading of jewellery and branded merchandise, 3. - secured lending. For info only. |
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BigFundr is primarily owned by its parent company, Maxi-Cash Capital Management Pte. Ltd. (MCCM),
which holds a 70% stake in BigFundr. MCCM is a wholly-owned subsidiary of Aspial Lifestyle, which is
itself a unit of Aspial Corp. The remaining 30% of BigFundr is held by Trinity House Capital. While
Quah Kay Beng is the CEO and founder of BigFundr, earlier reports indicated that he and the founding
directors initially held 85% of the company, with Maxi-Cash holding 15%, but this stake was later
increased to 70% by MCCM. 
Above is for info only.
I am not sure about BigFundr financial implications of Aspial Lifestyle.
which holds a 70% stake in BigFundr. MCCM is a wholly-owned subsidiary of Aspial Lifestyle, which is
itself a unit of Aspial Corp. The remaining 30% of BigFundr is held by Trinity House Capital. While
Quah Kay Beng is the CEO and founder of BigFundr, earlier reports indicated that he and the founding
directors initially held 85% of the company, with Maxi-Cash holding 15%, but this stake was later
increased to 70% by MCCM. 
Above is for info only.
I am not sure about BigFundr financial implications of Aspial Lifestyle.
 
It' s interesting that the share prices of this sector in Singapore have done so well as the gold price has risen. That is not the experience of either pawn shops in other countries nor gold retail stores in other countries. Clearly the increase in value of inventories is a big positive, but in other countries this has been outweighed as a factor on the share price by the negative impact on sales of the volatility of the gold price - shoppers don' t want to buy gold jewellry after a sharp increase in the gold price as they fear it is temporary and thus buying at the peak. Curious why the share price sentiment is different.
MoneyMax reaches all-time high as gold rally
and loan growth spark investor interest.
What is good for MoneyMax is likely to be good for Aspial Lifestyle as both are in
the same sector.