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越 戰 時 ， 美 軍 曾 經 在 越 南 留 下 很 毒 的 東 西 ， 就 是 橙 劑 ， 含 世 紀 之 毒 戴 奧 辛 。
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Singapore Retirees Share Their 3 Biggest Retirement Regrets
FacebookTwitterGoogle+ -- Most Singaporeans wearily envision their lives as a never ending period of working, working, working from the cradle to the grave. Yippee. But people often lose sight of the fact that there are actually people in our midst who have retired and lived to tell the tale.
However, not all the retirees in Singapore are living off generous nest eggs and spending their days having high tea or playing mahjong with fellow retirees. In fact, quite the opposite.
We quizzed some retirees on their biggest retirement regrets in hopes that we might learn from them when reaching for that seemingly unattainable goal of retirement before death in Singapore.
1. Not saving and investing in their twenties
Amongst retirees not just in Singapore but all over the world, there seems to be a general consensus that their twenties offered the greatest chances to save and invest, and many regret not having realised it until it was too late.
Most people overlook the fact that saving $10,000 in your twenties goes a much longer way than saving $10,000 twenty or thirty years later. Because of the power of compounding interest, the longer your keep money invested, the more you&rsquo ll get out of it.
In addition, when you grow up, life has a habit of catching up with you. While in your twenties your most pressing financial obligations might be &ldquo entertainment&rdquo , things change if/when you start a family, purchase property or start to get health problems. Saving money gets a lot harder.
Mr Yeo, 62, who has been retired for almost 5 years and partially financed his retirement by selling his landed property and moving his family into a 4 room HDB flat, recalls his twenties, which were spent at actual discos (not clubs, discos!), consulting fortune tellers and playing mahjong.
2. Making lousy investments
Back in the day, obtaining finance-related information was a lot harder. Without the Internet, people relied on books, newspapers and word of mouth. And of the three, word of mouth has proven to be one of the most dangerous places to get your investment information.
Dr Tan, 65, started dabbling in the stock market in his 30s, and lost a significant amount of money because he didn&rsquo t fully understand how to choose and handle stocks. These days, he still invests in stocks but takes a risk-averse approach, holding blue chip stocks long-term.
Mrs Loh, a 60-year-old semi-retired accountant, used her son&rsquo s education fund to experiment with stock investing and ended up losing it all. &ldquo I came clean and told my son that I had lost all his education money. Fortunately, my husband and I were able to make it up in other areas like real estate.&rdquo
While lots of older Singaporeans cite the stock market as one of the key culprits of big losses, some retirees I know have sunk their savings in even more bizarre &ldquo investment schemes&rdquo , like buying a plot of land in the middle of the Indonesian jungle or contributing to dodgy religious organisations (true stories).
3. Spending too much on the kids
Many parents these days swear by the credo of sparing no expense when it comes to their kids. That&rsquo s why you see kids going to preschools that charge more than local universities do.
But surprise, surprise, many old folks cite spending too much on their kids as one of their more stinging regrets.
Mdm Ang, who is in her sixties and has two daughters and a son aged 32, 29 and 26 respectively, is often heard complaining about her children and wishes she hadn&rsquo t &ldquo spent so much on their university education&rdquo .
&ldquo I didn&rsquo t want them to have to take loans to pay for their education, so my husband and I paid for them out of our own pockets. Now they are working, but they waste so much money. My younger daughter pays $150 every month for a gym even though I always tell her the one near my place only costs a few dollars. They have taken everything for granted. I should have used the money for my own retirement. My children don&rsquo t even appreciate the sacrifices we made for them,&rdquo she laments.
This is a sentiment Mrs Tan, 60, shares. She and her husband went a little overboard and spent a lot of money on their daughter, now 23, when she was a child, sending her to all types of classes, from ballet to abacus to piano. Today, the family doesn&rsquo t even have a piano anymore, and their daughter&rsquo s ballet training is a distant memory.
&ldquo She was my first daughter, and at the time I just wanted the best for her. We used to spend almost $1,000 every month on various types of lessons for her,&rdquo says Mrs Tan. &ldquo But on hindsight there was no need to have spent so much. We might have gotten a bit carried away. If we had invested the money instead, we would be able to give her more financial support today.&rdquo
FacebookTwitterGoogle+ - Singapore Retirees Share Their 3 Biggest Retirement Regrets appeared first on the MoneySmart blog.
https://sg.news.yahoo.com/factbox-ebola-spreads-started-023321733.html
West Africa is struggling with the worst Ebola outbreak on record that has killed more than 4,900 people. Two nurses in the United States and one nurse in Spain have contracted Ebola outside of Africa.
http://graphics.thomsonreuters.com/14/ebola/index.html
The following are some facts about the outbreak:- Ebola has killed 4,922 people, or about 50 percent of 10,141 confirmed, probable and suspected cases, mostly in Liberia, Sierra Leone and Guinea, according to the U.N.' s World Health Organization. It says the true death toll may be three times as much or 15,000 people, while the death rate is thought to be about 70 percent of all cases.
- Ebola emerged in a remote forest region of Guinea in March and has also turned up in Nigeria, Senegal and Mali. Health officials declared Nigeria and Senegal Ebola-free in October.
- There is no vaccine or cure for Ebola, a hemorrhagic fever. In past outbreaks, fatality rates have reached up to 90%.
Ebola causes fever, flu-like pains, bleeding, vomiting and diarrhea.
teeth53 ( Date: 18-May-2014 13:26) Posted:
Superbugs, also known as drug-resistant bacterial infections, that are hard to treat.
Clever germs (their very own micro world) have found ways to survive in the face of treatments with antibiotics, that usually kill bacteria.
According to Centers for Disease Control and Prevention (CDC), all bacterial infections in the world are slowly becoming resistant to antibiotic treatments. B' cos disease-causing bacteria are living organisms that constantly evolve, enabling them to adapt to new environments.
Resistance develops over time &mdash it can start from even a very small number of microbes within a population that have genes that allow them to continue to grow, despite the use of drugs that would normally kill them.
Original article on Live Science.
10 Deadly Diseases That Hopped Across Species
6 Superbugs to Watch Out For
7 Devastating Infectious Diseases
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More than 10,000 people have been infected with Ebola and nearly half of them have died, according to the World Health Organization.
The Ebola epidemic in West Africa is the largest ever outbreak of the disease with a rapidly rising death toll in Guinea, Liberia and Sierra Leone. There have also been cases in three other West African countries, Spain and the United States.
Early symptoms of Ebola include fever, headache, body aches, cough, stomach pain, vomiting, and diarrhea, and patients aren' t contagious until those begin. The virus requires close contact with body fluids to spread so health care workers and family members caring for loved ones are most at risk.
Asia, with 60% of the world' s population, scores higher than West Africa, emerging or developed countries like S' pore, M' sia, South Korea and Japan. Countries like India, China, Philippines and Indonesia have vast numbers of poor.
In Philippine, there are about 1,700 Filipino workers in Liberia, Sierra Leone and Guinea, plus more than 100 peacekeeping troops in Liberia. It Health offical is suggesting a 21-day quarantine period before its citizens leave, but doesn' t know how it will pay for that, spokesman Lyndon Lee Suy.
" What is important. Ebola shouldn' t be able to enter. Since we have 10 million migrant workers, we have problems containing that." Dr. Antony Leachon, president of the Philippine College of Physicians.
In Indonesia, some 100 hospitals that have experience of treating patients suffering from bird flu on standby for Ebola, said Tjandra Yoga Aditama.
teeth53 ( Date: 26-Oct-2014 16:51) Posted:
https://sg.news.yahoo.com/poor-health-systems-asia-cause-ebola-alarm-051240578.html
SINGAPORE (AP) &mdash The longer the Ebola outbreak rages in West Africa, the greater chance a traveler infected with the virus touches down in an Asian city.
How quickly any case is detected &mdash and the measures taken once it is &mdash will determine whether the virus takes hold in a region where billions live in poverty and public health systems are often very weak. Governments are ramping up response plans, stepping up surveillance at airports and considering quarantine measures. Still, health experts in the region' s less developed countries fear any outbreak would be deadly and hard to contain.
" This is a non-treatable disease with a very high mortality rate.
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In Hong Kong, around 15 passengers a day arrive from the affected region, Dr. Edwin Tsui Lok-kin said.
Prior to the Ebola outbreak, Singapore had an average of about 30 people arriving a month collectively from Guinea, Liberia and Sierra Leone, the govt says.
Dale Fisher, the head of the infectious diseases' division at the S' pore National University Hospital (NUH), said govts in the region should be educating health workers about the disease and the need to ask anyone presenting with a fever at a medical facility about their travel history.
A total travel ban????.
A measures would mean that doctors and other experts trying to beat the virus at its source in West Africa would be less willing or unable to help, making the outbreak worse.
Airports in Asia have stepped up their defenses: screening passengers who have travelled from affected countries, taking any with high temperature for observation and trying to keep contact them with for 21 days &mdash the incubation period. Assuming such measures are carried out effectively, people can and do lie about their travel history, and common drugs like Paracetamol are effective in reducing fever.
China say 8,672 people have entered south Guangdong province from Ebola-ridden areas since Aug. 23.
Than 160 direct flights per mth from Africa to the region' s capital, Guangzhou, reflected booming economic ties between China and Africa. All arrivals are subject to medical observation. A guidelines from Health Ministry, medical staff visiting or on morning call and evening for 21 days to ask them about their temperature. People whose temperature is above normal should be immediately quarantined for three weeks.
https://sg.news.yahoo.com/poor-health-systems-asia-cause-ebola-alarm-051240578.html
SINGAPORE (AP) &mdash
The longer the Ebola outbreak rages in West Africa, the greater chance a traveler infected with the virus touches down in an Asian city.
How quickly any case is detected &mdash and the measures taken once it is &mdash will determine whether the virus takes hold in a region where billions live in poverty and public health systems are often very weak. Governments are ramping up response plans, stepping up surveillance at airports and considering quarantine measures. Still, health experts in the region' s less developed countries fear any outbreak would be deadly and hard to contain.
" This is a non-treatable disease with a very high mortality rate.
LiveScience.com via Yahoo! Singapore NewsOct 10 11:32 PM
Drinking decaffeinated coffee is just as helpful as drinking regular coffee is for maintaining a healthy
liver, a new study finds. Regardless of whether they drank decaf or regular, people in the study who drank large quantities of coffee on a daily basis had lower levels of abnormal
liver enzymes, the researchers found. Other studies have found that drinking coffee is associated with lower ...
As population ages gets support. Singapore overtook Hong Kong to top a ranking of the most-efficient health-care systems, as the govt boosts spending on medical services to support an aging population.
Rated first among 51 countries, in it annual ranking that tracks factors on life expectancy, health care cost as a percentage of gross domestic product and total medical expenditure for each person. Hong Kong dropped to 2nd place and Italy was ranked 3rd, while the U.S. was 44th and Russia last, compiled by Bloomberg.
Singapore has increased health-care spending in recent years as the workforce ages and the government faces political pressure to ease the burden of the country&rsquo s poor.
&ldquo If Singapore can successfully balance the increased funding availability with prudent measures to curb inappropriate and over-consumption which society as a whole accepts and supports, the future would be very promising.&rdquo Asia-Pacific health and life sciences.
View the full report
here.
there is product called nutri fresh in the MLM market...and that focus on fruits and vege...
Is lycopene a good thing?.
Many of its health benefits are believed to derive from its powerful antioxidant properties.
Lycopene's ability to counter oxidative stress is thought to be largely responsible for its role in fighting cancer and heart disease.
In a landmark study, Harvard University researchers discovered that men who consumed 10 servings of tomato products a week reduced their risk of prostate cancer by as much as 45 percent.
Research also suggests that lycopene can reduce the threat of other cancers, such as those of the colon, stomach, cervix, skin, and breast, as well as help to prevent atherosclerosis and heart disease by lowering LDL levels ("bad" cholesterol).
Some observational evidence indicates that lycopene may reduce the risk of macular degenerative diseases as well.
Related: 47 Ways to Maximize Space in Your KitchenBecause the body does not produce lycopene, you can only obtain its benefits by eating foods that are rich in it. Hint: Lycopene is a carotenoid -- a plant pigment -- that gives certain fruits and vegetables a red hue, including pink grapefruit, watermelon, and guava.
The riper and redder the tomato, generally speaking, the more lycopene it contains.
Thk for sharing, Every food' s, veg, meat, n fruit' s, need to take in moderation.
gamekeeper ( Date: 06-Sep-2014 23:23) Posted:
I have tried Potassium, it' s very good in flushing your bowel to treat constipation, but should take it in right dose.
For those who have kidney disorder, you need to take precaution before consuming a lot of intake.
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I have tried Potassium, it' s very good in flushing your bowel to treat constipation, but should take it in right dose.
For those who have kidney disorder, you need to take precaution before consuming a lot of intake.
https://sg.news.yahoo.com/potassium-rich-foods-offer-health-benefits-older-women-134020001.html
Healthy postmenopausal women reduce their risk of stroke if their diet is rich in potassium, according to a research team led by Sylvia Wassertheil-Smoller, Ph.D., of Albert Einstein College of Medicine in the Bronx.
According to Dr. Wassertheil-Smoller, previous research has shown that potassium could lower blood pressure, but it was never clear as to whether it could ward off stroke.
" Our findings give women another reason to eat their fruits and vegetables," she says. " Fruits and vegetables are good sources of potassium, and potassium not only lowers postmenopausal women' s risk of stroke, but also death."
Over the course of 11 years, researchers worked with 90,137 postmenopausal women between the ages of 50 to 79, observing their potassium intake and incidence of stroke.
List of Potassium Rich Foods
# Apples, Apricots, Bananas, Brazil Nuts, Brown Rice, Cantaloupe, Figs, Honeydew, Kiwi, Legumes, Lima beans, Milk, Oranges, Orange Juice, Peaches, Potatoes, Prunes, Raisins, Roasted Peanuts with skin, Spinach, Squash, Vegetable Juices, Wheat Bread, White Rice, Winter Squash, Yogurt
# Tomatoes, milk products, avocados, meats, potato, celery
# Carrots, broccoli, rasins, prunes, watermelon,
# Fish: Cod, flounder, sardines, salmon, poultry: chicken, turkey are high potassium foods.
# Hamburger, grains such as bran and wheat.
# Artichoke, Asparagus, Broccoli, Cabbage, Corn, Dates, Green Beans, Green Peppers, Iceburg
# Lettuce, Kidney Beans, Onions, Papayas, Parsley, Pumpkin, Peas, Romaine Lettuce, Strawberries, Sweet Potato, Tomato. Note that potassium is found in the skin of many vegetables.
Symptoms of deficiency of potassium in the diet include diarrhea, vomiting, weak muscles, breathing abnormality, hypokalemia, and more.
Consuming too much potassium may lead to heart problems and or death.
Eat in moderation. This is why people should carefully monitor their dietary intake of potassium.
Vancouver Sun, Aug 30, 2014 (
emphasis added): Sockeye salmon&hellip are
showing up this year with chunks taken out of their bodies, raising concerns about the [parasitic Pacific] lamprey&rsquo s impact on the spawning migration. Rick Jeffries, a former commercial fisherman who is in charge of marketing a Secwepemc aboriginal commercial fishery in Kamloops Lake, said
more than 50 per cent of the sockeye have bite marks, some with multiple bites cutting right to the flesh. &ldquo
We&rsquo re alarmed at what we&rsquo re seeing,&rdquo he said in an interview Friday. &ldquo These are
significant wounds that must adversely influence the sockeye&rsquo s probability to survive.&rdquo &hellip Lara Sloan,
spokeswoman for the federal fisheries department, confirmed that sockeye in the Thompson River system this season have been caught with circular markings that could be from lampreys, but the
exact cause cannot be confirmed without testing.
Salmon wounds this year &mdash Warning- graphic pictures, Fish Sniffer Forum, Aug 23, 2014:
- I&rsquo m seeing more pics posted with wounded river fish. I don&rsquo t think any of my fish last year had these wounds.
- I also heard that a lot of fish are being dragged in like wet socks. They go on one run for the deep and then submit&hellip Whatever it is, it&rsquo s not good I&rsquo m sure&hellip The dead fish I&rsquo ve seen have also had these on them.
- I&rsquo ve never seen this many fish with wounds in the past&hellip If I was to catch one that looks like a couple of those pictures, There&rsquo s NO WAY I&rsquo m eatin&rsquo that ugly puppy.
- Got an update from the fish pathologist. &ldquo these lesions do look like a traumatic insult and then maybe followed by bacterial invasions. The more rash like lesions may be a bit different with respect to potential causes. To really get a better idea, a full necropsy with some histological analyses would be more informative.&rdquo He also said that the lesions were noted in the Winter run salmon this season. Gonna bump this up to the next level with some sample collections and necropsies.
- Heard back from Dr. Scott Foott from the U.S. Dept. of Fish and Wildlife&hellip &ldquo The best candidate is a trauma site leading to columnaris infection&rdquo &hellip Still wonder what is causing the initial trauma and why it is so much more prevalent (or apparent) this year.
- This doesn&rsquo t sound good to me. Not trying to be a buzz kill here, just concerned.
- Over 50% of the fish in the Tisdale to Verona section have these wounds. I&rsquo ve seen 20-30 fish caught there (live or txt/emailed pics) and most have some kind of wound.
- Two UC Davis fish pathologists are going to look at some salmon that show these wounds and examine them for the presence of pathogens in the wound itself and organ systems. Glad to get them on board to take a look (note they are not just hack grad students). They were pretty interested in what is happening to our salmon this year.
- This thread is a great example of what the forums are all about. We can all put our two cents in to try and figure this problem out. However, we now have enough interest generated on this topic that fishermen are willing to volunteer their salmon to research so the experts can find out what is happening based on the facts. A great team effort by all involved. Hopefully the mystery can be solved and it won&rsquo t be too bad of news.
See also: TV: " Mysterious die off of young salmon" in Pacific Northwest -- " Healthy... and then they die" heading out to sea -- " Far less plankton than normal... There are too many questions" -- Researchers now testing for plankton and Fukushima contamination off West Coast (VIDEO)
https://sg.news.yahoo.com/coast-torn-between-crazy-rumours-hard-facts-over-031422780.html
Rumours that west Africa' s deadly Ebola epidemic had reached Ivory Coas rapidly spread by late-night phone calls and prompting scared villagers to drink salted water.
Ivory Coast is officially free of the highly contagious and incurable haemorrhagic fever, which was detected in neighbouring Guinea in March and has claimed almost 1,500 lives there and in Liberia, Sierra Leone and Nigeria.
moneyplant ( Date: 03-Aug-2014 13:34) Posted:
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Singapore - Meteorological service is studying threats like volcanic ash, radioactive fallout. Besides haze n even particles from outer space.
The Hazard Risk n Impact Assessment Unit was setup last year partly to better understand emerging hazards that, though relatively rare, could affect Singapore like solar Sun flares have been known to eject clouds of particles travelling at high speed that bombard our earth within day or two that disrupt satellites n power grids, radio waves n commercial planes communication.
A threat which we deem not as important.
A good example is radioactive fallout from unclear accidents, from unclear plants. M' SIA, Indonesia n Vietnam have show interest in unclear energy, including unclear waste that is always easily dump into sea n caused all kind of cancer n DNA changes inside our body.
https://sg.news.yahoo.com/ten-questions-ask-doctor-cancer-diagnosis-220820377.html
1st n foremost. A shock and a big surprises is why me??????????, follow by......10 others questions to ask?.
