will sg continue to attact hot money into it and make it a parking space for them to save tax?
https://www.youtube.com/watch?v=kUCZRduF-cg
https://www.youtube.com/watch?v=kUCZRduF-cg
chartiskao ( Date: 15-Feb-2024 11:13) Posted:
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https://www.nomurafoundation.or.jp/en/wordpress/wp-content/uploads/2014/09/2006120607_Paola_Subacchi.pdf
 
https://www.youtube.com/watch?v=Vg21lP7nWr4
chartiskao ( Date: 15-Feb-2024 11:09) Posted:
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https://www.fxempire.com/forecasts/article/hang-seng-index-asx-200-nikkei-225-hsi-set-for-a-post-holiday-fall-1409361
 
https://www.youtube.com/watch?v=lSO6nOKU4-A
chartiskao ( Date: 15-Feb-2024 11:06) Posted:
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http://www.aastocks.com/en/stocks/news/aafn-con/NOW.1326275/recommend-news/AAFN
 
https://www.youtube.com/watch?v=GLsT9PSERDg
chartiskao ( Date: 15-Feb-2024 11:04) Posted:
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https://www.youtube.com/watch?v=Al8DUsAcXx4
https://www.msci.com/eqb/gimi/smallcapdom/MSCI_Feb24_SC_IndiaDom_PublicList.pdf
chartiskao ( Date: 15-Feb-2024 10:43) Posted:
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A decrease in inflation coupled with market indicators suggesting investors anticipate a significant decline in interest rates could signify several potential economic scenarios:
- Economic Slowdown: Falling inflation and anticipated interest rate cuts might indicate a slowdown in economic activity. Central banks typically reduce interest rates to stimulate borrowing, spending, and investment during economic downturns, aiming to boost growth and employment.
- Deflation Concerns: If inflation is falling to the extent that deflation becomes a concern, central banks might implement aggressive monetary policy measures, including interest rate cuts, to prevent a deflationary spiral. Deflation, or a sustained decrease in the general price level of goods and services, can lead to reduced consumer spending and business investment, exacerbating economic problems.
- Anticipated Policy Response: Investors might be betting on central banks' responses to economic conditions. Expectations of sharp interest rate cuts could reflect confidence that policymakers will take action to support the economy, possibly in response to external shocks or domestic challenges.
- Global Economic Trends: Falling inflation and expected interest rate cuts might also be influenced by broader global economic trends, such as geopolitical tensions, trade disputes, or shifts in commodity prices. These factors can impact inflation dynamics and influence central bank policy decisions.
- Market Sentiment: Investor sentiment can play a significant role in shaping market expectations. If investors collectively anticipate interest rate cuts, it could create a self-fulfilling prophecy, where market actions reinforce the expected outcome.
https://www.youtube.com/watch?v=E3nHN1lJgFw
chartiskao ( Date: 14-Feb-2024 15:14) Posted:
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https://tradingeconomics.com/united-states/core-inflation-rate
we have to eat porridge with lots of water and chai po like my grandfather if this cost of loving crisis continue in 2024
 
we have to eat porridge with lots of water and chai po like my grandfather if this cost of loving crisis continue in 2024
 
chartiskao ( Date: 14-Feb-2024 15:11) Posted:
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The US inflation rate currently stands at 3.09%, which is a decrease from 3.35% last month and a significant drop from 6.41% compared to the same time last year. It' s worth noting that this current rate is below the long-term average of 3.28%. This data suggests a recent moderation in inflationary pressures within the US economy.
the American voters will vote in 2024 for lower cost of living in 2024
 
the American voters will vote in 2024 for lower cost of living in 2024
 
chartiskao ( Date: 14-Feb-2024 14:06) Posted:
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The unemployment rate in the United States remained steady at 3.7% in January 2024, the same as the previous month and slightly below the market' s expected rate of 3.8%. Additionally, the activity rate, which measures the proportion of the working-age population that is either employed or actively seeking employment, remained unchanged at 62.5% last month. This figure indicates that the labor force participation rate has stayed at its lowest level since February 2023.
chartiskao ( Date: 14-Feb-2024 13:57) Posted:
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the US economy is transitioning into a phase of stabilization or moderation after a period of robust growth. Despite this, there' s a sense of apprehension among Americans regarding impending financial challenges. While inflationary pressures are beginning to alleviate, indicating a more stable pricing environment, individuals are preparing for the possibility of experiencing additional financial hardships. This could imply concerns about rising costs in certain sectors, potential interest rate hikes affecting borrowing costs, or other economic factors impacting household finances.
https://www.investing.com/rates-bonds/u.s.-10-year-bond-yield
chartiskao ( Date: 14-Feb-2024 13:46) Posted:
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money start to go into bitcoin again after
there' s a belief among some analysts or observers that the extent of policy tightening (such as significant increases in interest rates by the Federal Reserve) is substantial enough to make a hard landing inevitable. This suggests a concern that the measures being taken to address inflation may have unintended consequences, potentially leading to a sharp economic downturn characterized by significant declines in economic activity, employment, and other key indicators.
there' s a belief among some analysts or observers that the extent of policy tightening (such as significant increases in interest rates by the Federal Reserve) is substantial enough to make a hard landing inevitable. This suggests a concern that the measures being taken to address inflation may have unintended consequences, potentially leading to a sharp economic downturn characterized by significant declines in economic activity, employment, and other key indicators.
chartiskao ( Date: 14-Feb-2024 13:41) Posted:
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When the Federal Reserve becomes worried about inflation, it often opts to raise interest rates as a measure to curb the pace of economic expansion. However, if the Fed decides to significantly increase interest rates, it can potentially trigger a recession, which is often referred to as a " hard landing." This term denotes a sharp and sudden economic downturn resulting from aggressive monetary policy actions aimed at controlling inflation.
A hard landing typically involves a rapid and pronounced decline in economic growth, accompanied by higher levels of unemployment and decreased economic activity. It' s often marked by a significant downturn in various economic indicators such as GDP growth, consumer spending, business investment, and industrial production. This scenario contrasts with a " soft landing," which refers to a more gradual slowdown in economic growth that avoids or minimizes the negative impacts on employment and economic stability.
https://www.investing.com/rates-bonds/u.s.-10-year-bond-yield
 
chartiskao ( Date: 14-Feb-2024 13:32) Posted:
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US will lead the world into depression soon
 
investors digested a hotter-than-expected January inflation report that showed prices cooling slower than forecasts anticipated.
https://finance.yahoo.com/news/stock-market-today-inflation-data-spooks-markets-as-dow-closes-down-500-points-210127620.html
 
chartiskao ( Date: 14-Feb-2024 13:13) Posted:
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https://finance.yahoo.com/news/commonwealth-bank-australia-profit-dividend-203823343.html
https://www.marketindex.com.au/asx/cba
chartiskao ( Date: 14-Feb-2024 13:09) Posted:
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COMMONWEALTH Bank of Australia (CBA) chief executive officer Matt Comyn said risks are mounting in the economy after profit at the country&rsquo s largest lender topped expectations even as it continues to battle strong competition in the mortgage market.
Cash profit from continuing operations came in at A$5.02 billion (S$4.4 billion) in the six months ended Dec 31, the Sydney-based firm said on Wednesday (Feb 14). That beat the average estimate of A$4.92 billion in a Bloomberg survey of analysts.
With margins under pressure from the fiercely contested market for home loans, investors are scrutinising the bank&rsquo s 20 per cent share price surge since the start of November and are weighing whether expectations have run too far ahead. CEO Comyn, who has been prepared to lose a little market share in mortgages to keep rates elevated, is grappling with softer inflation in Australia and as traders bet that benchmark interest rates will start to come down later this year.
&ldquo The economy has been fairly resilient, supported by a strong labour market, savings and repayment buffers, population growth and relatively high commodity prices,&rdquo Comyn said. &ldquo However, downside risks are building as slowing demand and persistent inflation impact Australian businesses. Ongoing geopolitical tensions also create uncertainty.&rdquo
CBA will pay an interim dividend of A$2.15 per share, topping the estimate for A$2.11, and said it will continue to target a full-year payout ratio of 70 to 80 per cent in its cash profit.
Consumer arrears increased in recent months, but remain historically low, reflecting ongoing pressures from higher interest rates and the elevated cost of living, according to the statement.
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Comyn also said his firm expects &ldquo financial strain to continue in 2024, with an uptick in our arrears and impairments. We remain well provisioned and capitalised, with capacity to navigate an uncertain economic environment&rdquo . BLOOMBERG
sgdaud 1.14
https://www.investing.com/currencies/sgd-aud
 
Cash profit from continuing operations came in at A$5.02 billion (S$4.4 billion) in the six months ended Dec 31, the Sydney-based firm said on Wednesday (Feb 14). That beat the average estimate of A$4.92 billion in a Bloomberg survey of analysts.
With margins under pressure from the fiercely contested market for home loans, investors are scrutinising the bank&rsquo s 20 per cent share price surge since the start of November and are weighing whether expectations have run too far ahead. CEO Comyn, who has been prepared to lose a little market share in mortgages to keep rates elevated, is grappling with softer inflation in Australia and as traders bet that benchmark interest rates will start to come down later this year.
 
CBA will pay an interim dividend of A$2.15 per share, topping the estimate for A$2.11, and said it will continue to target a full-year payout ratio of 70 to 80 per cent in its cash profit.
Consumer arrears increased in recent months, but remain historically low, reflecting ongoing pressures from higher interest rates and the elevated cost of living, according to the statement.
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sgdaud 1.14
https://www.investing.com/currencies/sgd-aud
 
chartiskao ( Date: 13-Feb-2024 10:17) Posted:
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as long as the us stocks keep going up high rates do not hurt the Americans as they only rent houses for most of this angmos
chartiskao ( Date: 13-Feb-2024 10:16) Posted:
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https://www.investopedia.com/terms/f/fhaloan.asp
https://www.bankrate.com/mortgages/mortgage-rates/#mortgage-industry-insights
90% American own US stocks and only 10% there own properties in Us and the rest rent properties in US
The Asian Americans that own properties in US are taking up FHA loan to finance at lower rates as rates fall 
chartiskao ( Date: 07-Feb-2024 15:58) Posted:
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The possibility of the current banking crisis spiraling into something larger, akin to the collapse of Lehman Brothers and subsequent protracted economic downturn, cannot be entirely dismissed. However, whether this scenario materializes depends on various factors, including the effectiveness of policy responses, the resilience of the financial system, and the severity of the underlying issues affecting regional banks.
If the crisis escalates unchecked, leading to widespread bank failures and a loss of confidence in the financial system, it could indeed exacerbate economic turmoil. Bank failures can disrupt credit flows, leading to a contraction in lending and investment, which can in turn dampen consumer spending and business activity. This negative feedback loop can deepen economic recessionary pressures.
Moreover, the interconnected nature of the global financial system means that problems in one part of the banking sector can quickly spread to other institutions and markets, amplifying the impact. Market panic and investor uncertainty can further exacerbate the situation, leading to broader economic instability.
However, policymakers and regulators are likely to be keenly aware of the risks and may take proactive measures to contain the crisis and prevent it from spiraling out of control. This could involve providing liquidity support to troubled banks, implementing regulatory interventions to shore up confidence, and communicating effectively to reassure markets.
The lessons learned from past financial crises, including the collapse of Lehman Brothers in 2008, may also inform policymakers' responses and help guide efforts to mitigate systemic risks. Nevertheless, the potential for the current banking crisis to escalate into a broader economic downturn underscores the importance of vigilance, decisive action, and coordination among stakeholders to safeguard financial stability and support economic recovery.
 
If the crisis escalates unchecked, leading to widespread bank failures and a loss of confidence in the financial system, it could indeed exacerbate economic turmoil. Bank failures can disrupt credit flows, leading to a contraction in lending and investment, which can in turn dampen consumer spending and business activity. This negative feedback loop can deepen economic recessionary pressures.
Moreover, the interconnected nature of the global financial system means that problems in one part of the banking sector can quickly spread to other institutions and markets, amplifying the impact. Market panic and investor uncertainty can further exacerbate the situation, leading to broader economic instability.
However, policymakers and regulators are likely to be keenly aware of the risks and may take proactive measures to contain the crisis and prevent it from spiraling out of control. This could involve providing liquidity support to troubled banks, implementing regulatory interventions to shore up confidence, and communicating effectively to reassure markets.
The lessons learned from past financial crises, including the collapse of Lehman Brothers in 2008, may also inform policymakers' responses and help guide efforts to mitigate systemic risks. Nevertheless, the potential for the current banking crisis to escalate into a broader economic downturn underscores the importance of vigilance, decisive action, and coordination among stakeholders to safeguard financial stability and support economic recovery.
 
chartiskao ( Date: 07-Feb-2024 15:56) Posted:
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will 2008' s bank run repeat in US again soon?
The banking industry, which had previously assumed that clients would maintain their deposits with them, found themselves facing rapid and intense bank runs. These runs unfolded swiftly, catching many bankers off guard. Meanwhile, investors who had been preoccupied with the Federal Reserve' s efforts to combat inflation are now facing a different concern: whether the fallout from the turmoil among regional banks can be contained promptly.
The key question now is whether the economic impact of these events can be minimized, allowing the economy to remain on a trajectory similar to the one it was on before the crisis. This uncertainty adds a new layer of complexity to the economic outlook, as market participants assess the potential consequences of the banking sector' s instability.
The situation underscores the interconnectedness of the financial system and the broader economy. The health of the banking sector is crucial for maintaining financial stability and supporting economic growth. If the fallout from the turmoil among regional banks can be contained swiftly and effectively, it may mitigate the broader economic impact. However, if the crisis spreads or worsens, it could have more significant repercussions for the economy as a whole.
Policymakers, regulators, and market participants will need to closely monitor the situation and take appropriate measures to address any systemic risks. This may involve providing support to troubled banks, implementing regulatory reforms to strengthen the resilience of the financial system, and communicating effectively to maintain confidence in the banking sector.
 
The banking industry, which had previously assumed that clients would maintain their deposits with them, found themselves facing rapid and intense bank runs. These runs unfolded swiftly, catching many bankers off guard. Meanwhile, investors who had been preoccupied with the Federal Reserve' s efforts to combat inflation are now facing a different concern: whether the fallout from the turmoil among regional banks can be contained promptly.
The key question now is whether the economic impact of these events can be minimized, allowing the economy to remain on a trajectory similar to the one it was on before the crisis. This uncertainty adds a new layer of complexity to the economic outlook, as market participants assess the potential consequences of the banking sector' s instability.
The situation underscores the interconnectedness of the financial system and the broader economy. The health of the banking sector is crucial for maintaining financial stability and supporting economic growth. If the fallout from the turmoil among regional banks can be contained swiftly and effectively, it may mitigate the broader economic impact. However, if the crisis spreads or worsens, it could have more significant repercussions for the economy as a whole.
Policymakers, regulators, and market participants will need to closely monitor the situation and take appropriate measures to address any systemic risks. This may involve providing support to troubled banks, implementing regulatory reforms to strengthen the resilience of the financial system, and communicating effectively to maintain confidence in the banking sector.
 
chartiskao ( Date: 07-Feb-2024 15:53) Posted:
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https://www.wsj.com/articles/first-republic-svb-credit-suisse-show-how-higher-interest-rates-caught-up-with-banks-b7c93ec1
Several potential " grey rhinos" could impact the stock market:
- Geopolitical tensions: Escalating geopolitical tensions, such as conflicts between major nations or geopolitical events like trade disputes, can disrupt financial markets and investor confidence. For instance, a sudden escalation in tensions between major global powers could lead to market volatility and a sell-off in stocks.
- Policy changes: Shifts in monetary policy by central banks or significant changes in fiscal policy by governments can have profound effects on the stock market. For example, unexpected interest rate hikes or changes in tax policies can impact corporate earnings, investor sentiment, and market valuations.
- Market bubbles: Bubbles in certain asset classes, such as technology stocks or cryptocurrencies, pose a significant risk to the broader stock market. If these bubbles burst, it could lead to substantial losses for investors and trigger a broader market downturn.
- Cybersecurity threats: As reliance on technology increases, cybersecurity threats become more prevalent. A significant cyberattack targeting financial institutions or infrastructure could disrupt markets, undermine investor confidence, and lead to widespread selling of stocks.
- Climate change and environmental risks: Climate change-related events, such as extreme weather events or regulatory changes aimed at addressing environmental concerns, can impact businesses and industries. Companies that fail to adapt to these changes could see their stock prices decline, leading to broader market volatility.
- Pandemics and health crises: The outbreak of a new infectious disease or a resurgence of a known virus can have profound economic consequences. The COVID-19 pandemic, for example, caused widespread market turmoil and economic disruption, highlighting the vulnerability of the stock market to health-related shocks.
chartiskao ( Date: 07-Feb-2024 15:45) Posted:
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