i brought 10 lots of bdo bank share in 2019 at 100 peso sgdpeso 35and hold it till now my bdo share is now 141.9 which is sgd peso 41.52 =sgd 3.4168 i rather brought ocbc at sgd8 in 2018 and hold till  sept 2023 which is $12.85
https://www.marketwatch.com/investing/stock/bdo?countrycode=ph
sgdpeso=41.52
https://www.dividends.sg/view/o39
chartistkao1 ( Date: 29-Sep-2023 15:24) Posted:
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i brought 10 lots of bank mandari at 4000 rupiah at sgd rupiah 10000(sgd4000) in 2019 now i have to spend sgdrupiah 11359 to buy 10 lots of mandari 6000 rupiah at sgd5282.61 in sept 2023 i think i still keept by 10 lots of ocbc share
 
https://www.marketwatch.com/investing/stock/bmri?countrycode=id
 
https://www.investing.com/currencies/sgd-idr
 
https://www.dividends.sg/view/o39
 
chartistkao1 ( Date: 29-Sep-2023 15:08) Posted:
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i brought 10 lots of bangkok bank share at 100 baht in 2019 at sgd baht 24(4.16
sgd) now 10 lots of bangkok bank share on sept 2023 is 164.5 baht sgd baht=26.8 bangkok bank share =sgd6.14113
i better buy ocbc than bangkok bank
 
sgd) now 10 lots of bangkok bank share on sept 2023 is 164.5 baht sgd baht=26.8 bangkok bank share =sgd6.14113
i better buy ocbc than bangkok bank
https://www.marketwatch.com/investing/stock/bbl?countrycode=th
https://www.investing.com/currencies/sgd-thb
https://www.dividends.sg/view/o39
 
chartistkao1 ( Date: 29-Sep-2023 13:39) Posted:
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in 2019 , i brought 10 lots of maybank at sgdmyr3 maybank share was then myr 10 now in 29/9/2029 sgdmyr 3.44 maybank at myr 8.82,I better sell maybank share at myr 8.82 and shift to ocbc share at sgd 12.84
 
 
https://dividends.my/maybank-1155/
https://www.dividends.sg/view/o39
  to protect further depreciation of myr i buy more sgd
chartistkao1 ( Date: 29-Sep-2023 10:13) Posted:
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i will sell hdfc share (yeild 1%)and buy ocbc share(yield 6.3%) and strong sgd
 
Market Summary  >   HDFC Bank Ltd
1.25%
Annual dividend yield
4.74
  INR
Quarterly dividend amount
1,518.40 INR
https://www.moneycontrol.com/company-facts/hdfcbank/dividends/HDF01
https://www.dividends.sg/view/o39
 
sgd rupee=60.88 from 2005 sgd to rupee=30
 
 
chartistkao1 ( Date: 28-Sep-2023 13:22) Posted:
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https://en.wikipedia.org/wiki/History_of_Federal_Open_Market_Committee_actions
https://finance.yahoo.com/news/warren-buffett-difference-between-price-193316071.html
chartistkao1 ( Date: 28-Sep-2023 13:16) Posted:
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ocbc also being through a vaccination cycles until the russia -ukraine war on 24 fenrurary 2022
https://en.wikipedia.org/wiki/COVID-19_vaccination_in_Singapore
 
https://www.mas.gov.sg/news/media-releases/2020/mas-and-financial-industry-extend-support-for-individuals-and-smes
 
until
https://en.wikipedia.org/wiki/Russo-Ukrainian_War
 
and ocbc continue to buy back its share from 2021 to september 2023
https://investors.sgx.com/company-disclosures/company-announcements?securityCode=O39& annc=V50JNUYDPN2AC4E9
chartistkao1 ( Date: 28-Sep-2023 10:31) Posted:
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https://en.wikipedia.org/wiki/2020%E2%80%9321_Singapore_circuit_breaker_measures
 
it was liked the period when my gread grandfather lived in
https://en.wikipedia.org/wiki/Japanese_occupation_of_Singapore
 
and value started to surface in singapore bank stocks
chartistkao1 ( Date: 28-Sep-2023 10:27) Posted:
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https://www.straitstimes.com/business/banking/singapore-bank-shares-sold-off-after-mas-call-to-cap-dividend-payouts
Oscar Wilde is credited with the quote:
 
&ldquo The cynic knows the price of everything and the value of nothing.&rdquo
 
chartistkao1 ( Date: 27-Sep-2023 16:43) Posted:
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warren lost some money in 2008 but win back from 2010 to 2023
https://www.theguardian.com/business/2009/mar/01/warren-buffett-credit-crunch
https://www.theguardian.com/business/2009/mar/01/warren-buffett-credit-crunch
chartistkao1 ( Date: 27-Sep-2023 16:40) Posted:
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ocbc' s share buy back from october 2021 to 27/9/2023
https://investors.sgx.com/company-disclosures/company-announcements?securityCode=O39& annc=I6ENK65SLBI4M6ZD
https://investors.sgx.com/company-disclosures/company-announcements?securityCode=O39& annc=I6ENK65SLBI4M6ZD
chartistkao1 ( Date: 27-Sep-2023 16:38) Posted:
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will US ' s october shutdown trigger off a global stock market crashed when rates are at its peak?
https://www.cnbc.com/2018/09/14/warren-buffetts-rule-for-investing-during-the-financial-crisis.html
https://www.cnbc.com/2018/09/14/warren-buffetts-rule-for-investing-during-the-financial-crisis.html
chartistkao1 ( Date: 27-Sep-2023 16:36) Posted:
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october 2023 us interest rate is at its peak compared to oil price at its peak in 2008
Buffett admits that &ldquo I made at least one major mistake of commission and several lesser ones that also hurt... Furthermore, I made some errors of omission, sucking my thumb when new facts came in that should have caused me to re-examine my thinking and promptly take action.&rdquo
The mistake of commission: buying a large amount of ConocoPhillips stock just as energy prices were near their peak. Buffett writes, &ldquo I in no way anticipated the dramatic fall in energy prices that occurred in the last half of the year.&rdquo He still thinks oil will eventually go well above its current $40-$50 range, &ldquo but so far I have been dead wrong.&rdquo
Even if energy prices do rise, &ldquo The terrible timing of my purchase has cost Berkshire several billion dollars.&rdquo
what will you invest in the developers and reits and tech stocks that get hammer down or keep selling?
 
Buffett admits that &ldquo I made at least one major mistake of commission and several lesser ones that also hurt... Furthermore, I made some errors of omission, sucking my thumb when new facts came in that should have caused me to re-examine my thinking and promptly take action.&rdquo
 
Even if energy prices do rise, &ldquo The terrible timing of my purchase has cost Berkshire several billion dollars.&rdquo
what will you invest in the developers and reits and tech stocks that get hammer down or keep selling?
 
chartistkao1 ( Date: 27-Sep-2023 16:31) Posted:
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will you make the same kind of mistakes in october 2023?
https://www.cnbc.com/2009/02/28/warren-buffett-tells-shareholders-he-did-some-dumb-things-in-2008.html
https://www.cnbc.com/2009/02/28/warren-buffett-tells-shareholders-he-did-some-dumb-things-in-2008.html
chartistkao1 ( Date: 27-Sep-2023 16:24) Posted:
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will october 2023 cause further selldown in all three sg bank shares?
https://www.rock-wealth.co.uk/even-warren-buffett-doesnt-know/
https://www.rock-wealth.co.uk/even-warren-buffett-doesnt-know/
chartistkao1 ( Date: 27-Sep-2023 16:22) Posted:
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usd sgd -1.37
sgd aud-1.1444
sgdrupee-60.766
 
sgd aud-1.1444
sgdrupee-60.766
https://seekingalpha.com/article/255198-warren-buffetts-secret-to-making-100-percent-a-year
https://www.dividends.sg/view/o39
 
chartistkao1 ( Date: 27-Sep-2023 16:13) Posted:
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Buffett follows the Benjamin Graham school of value investing. Value investors look for securities with prices that are unjustifiably low based on their intrinsic worth. There isn' t a universally-accepted method to determine intrinsic worth but it' s most often estimated by analyzing a company' s fundamentals.
https://investors.sgx.com/securities/stocks?security=O39
chartistkao1 ( Date: 27-Sep-2023 14:41) Posted:
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must use skillsfuture fund to study this again
Examples illustrating withdrawal of Retirement Account savings above Basic Retirement Sum
using a property bought with CPF savings
Note :
&lsquo Retirement Account (RA) balance&rsquo below refers to the savings that the member has set aside in his
Retirement Account (RA). It excludes interest earned, any government grants received and top-ups
made under Retirement Sum Topping-up Scheme.
&ldquo P+I&rdquo refers to the CPF savings used towards the property plus the accrued interest.
EXAMPLE 1:
Where RA balance after withdrawal and P+I is more than Full Retirement Sum
A. Initial RA balance : $176,000
B. Amount that member would like to withdraw from RA : $ 88,000
C. Remaining RA balance after withdrawal [i.e. A &ndash B] : $ 88,000
D. Total CPF savings used for property plus accrued interest at point of
RA withdrawal [i.e. P+I]
: $100,000
E. Remaining RA balance after withdrawal + (P+I) [i.e. C+D] : $188,000, which is
more than his Full
Retirement Sum
Member will have $88,000 remaining in his RA if he withdraws $88,000. As the remaining RA balance
and his P+I of $100,000 is enough to make up his Full Retirement Sum of $176,000* should he
sell/transfer his property in future, he may withdraw the $88,000 from his RA.
* The Basic Retirement Sum and Full Retirement Sum for members who turn 55 between January 2019 and December 2019
are $88,000 and $176,000 respectively.
EXAMPLE 2:
Where RA balance after withdrawal and P+I is equal to the Full Retirement Sum
A. Initial RA balance : $128,000
B. Amount that member would like to withdraw from RA : $ 40,000
C. Remaining RA balance after withdrawal [i.e. A &ndash B] : $ 88,000
D. Total CPF savings used for property plus accrued interest at point of
RA withdrawal [i.e. P+I]
: $ 88,000
E. Remaining RA balance after withdrawal + (P+I) [i.e. C+D] : $176,000, which is
equal to his Full
Retirement Sum
Member will have $88,000 remaining in his RA if he withdraws $40,000. As the remaining RA balance
and his P+I of $88,000 is enough to make up his Full Retirement Sum of $176,000 should he sell/transfer
his property in future, he may withdraw the $40,000 from his RA.
Examples illustrating withdrawal of Retirement Account savings above Basic Retirement Sum
using a property bought with CPF savings
Note :
&lsquo Retirement Account (RA) balance&rsquo below refers to the savings that the member has set aside in his
Retirement Account (RA). It excludes interest earned, any government grants received and top-ups
made under Retirement Sum Topping-up Scheme.
&ldquo P+I&rdquo refers to the CPF savings used towards the property plus the accrued interest.
EXAMPLE 1:
Where RA balance after withdrawal and P+I is more than Full Retirement Sum
A. Initial RA balance : $176,000
B. Amount that member would like to withdraw from RA : $ 88,000
C. Remaining RA balance after withdrawal [i.e. A &ndash B] : $ 88,000
D. Total CPF savings used for property plus accrued interest at point of
RA withdrawal [i.e. P+I]
: $100,000
E. Remaining RA balance after withdrawal + (P+I) [i.e. C+D] : $188,000, which is
more than his Full
Retirement Sum
Member will have $88,000 remaining in his RA if he withdraws $88,000. As the remaining RA balance
and his P+I of $100,000 is enough to make up his Full Retirement Sum of $176,000* should he
sell/transfer his property in future, he may withdraw the $88,000 from his RA.
* The Basic Retirement Sum and Full Retirement Sum for members who turn 55 between January 2019 and December 2019
are $88,000 and $176,000 respectively.
EXAMPLE 2:
Where RA balance after withdrawal and P+I is equal to the Full Retirement Sum
A. Initial RA balance : $128,000
B. Amount that member would like to withdraw from RA : $ 40,000
C. Remaining RA balance after withdrawal [i.e. A &ndash B] : $ 88,000
D. Total CPF savings used for property plus accrued interest at point of
RA withdrawal [i.e. P+I]
: $ 88,000
E. Remaining RA balance after withdrawal + (P+I) [i.e. C+D] : $176,000, which is
equal to his Full
Retirement Sum
Member will have $88,000 remaining in his RA if he withdraws $40,000. As the remaining RA balance
and his P+I of $88,000 is enough to make up his Full Retirement Sum of $176,000 should he sell/transfer
his property in future, he may withdraw the $40,000 from his RA.
chartistkao1 ( Date: 27-Sep-2023 14:12) Posted:
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understanding cpf like from elementary maths then it becomes additional maths then it becomes a level maths then it becomes poly maths and then it becomes University maths and then it becomes like learning master in maths
https://www.cpf.gov.sg/member/faq/retirement-income/retirement-withdrawals/remaining-lease-ninety-five-withdraw-ra-savings-using-property
https://www.cpf.gov.sg/member/faq/retirement-income/retirement-withdrawals/remaining-lease-ninety-five-withdraw-ra-savings-using-property
chartistkao1 ( Date: 27-Sep-2023 14:04) Posted:
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https://www.cpf.gov.sg/member/faq/retirement-income/general-information-on-retirement/what-happens-to-my-cpf-savings-when-i-turn-55
 
https://www.dividends.sg/view/o39
 
https://investors.sgx.com/securities/stocks?security=O39
https://www.gic.com.sg/who-we-are/board-of-directors/dr-tony-tan-keng-yam/
In December 1991, Tan stepped down from the Cabinet to return to the private sector, where he rejoined OCBC Bank as the chairman and chief executive officer from 1992 to 1995, while retaining his seat in the Parliament as the Member of Parliament for Sembawang GRC.
 
chartistkao1 ( Date: 27-Sep-2023 11:59) Posted:
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