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Stalemate.
No winner or loser.
Battle continues tomorrow.
No winner or loser.
Battle continues tomorrow.
Final hour of Battle between the bulls and bears to keep Singtel at 4.34.
We will soon see the outcome.
Regrettably the expected close at 4.40 is out of the question.
Will have to be patient to acheive that. Way too many bears/shortists.
But soon.
We will soon see the outcome.
Regrettably the expected close at 4.40 is out of the question.
Will have to be patient to acheive that. Way too many bears/shortists.
But soon.
The Banks are leading to keep STI positive.
Siao Lian Kay Caesar,
The Passion Card Seniors Travel Concession card is indeed very u$eful.
Maximum fare I pay one-way for unlimited transfer between train and bus within a 2-hr window is $1.07.
It was just 99 cts when I started taking public transport in Mar 2025. Then came an increase of 4 cts and it became $1.03.
A few months later, there was another increase of 4 cts and it became $1.07. Hope it stays this way for at least 5 yrs.
I like the fact that there is a cap to how much I pay per trip regardless of how many times I switch from bus to train and vice versa.
If I plan my journey in advance, it is possible for me to travel from Point A to Point B, do whatever I need to do within a 45-min window
and then hop back onto a train or bus to return to Point A and pay only one fare of $1.07 for the 2-way trip. Becoz of the way the system
is designed, it is possible to pay 1 fare for one to and fro trip. Not to say I go out of the way to do that. I dont. But if incidentally without
even trying, I can achieve that outcome, then I will do it. I dont plan for it. But if the opportunity comes, I do it. Say I go to a hawker
centre for a meal. After that I catch a bus to a bus interchange which is also a train station and a mall. I can spend say 35 mins to
walkwalk in that mall before hoping into another bus (cannot same service but another service number) or board a train to go home.
The entire trip from the hawker centre to the mall and then back home is one trip. I pay one fare for that entire trip. When you get your
concession card, you can play around and enjoy free bus rides. But is it the same for others who pay normal fare? is there also a cap
per trip regardless of number of transfers between bus and train ?
The Passion Card Seniors Travel Concession card is indeed very u$eful.
Maximum fare I pay one-way for unlimited transfer between train and bus within a 2-hr window is $1.07.
It was just 99 cts when I started taking public transport in Mar 2025. Then came an increase of 4 cts and it became $1.03.
A few months later, there was another increase of 4 cts and it became $1.07. Hope it stays this way for at least 5 yrs.
I like the fact that there is a cap to how much I pay per trip regardless of how many times I switch from bus to train and vice versa.
If I plan my journey in advance, it is possible for me to travel from Point A to Point B, do whatever I need to do within a 45-min window
and then hop back onto a train or bus to return to Point A and pay only one fare of $1.07 for the 2-way trip. Becoz of the way the system
is designed, it is possible to pay 1 fare for one to and fro trip. Not to say I go out of the way to do that. I dont. But if incidentally without
even trying, I can achieve that outcome, then I will do it. I dont plan for it. But if the opportunity comes, I do it. Say I go to a hawker
centre for a meal. After that I catch a bus to a bus interchange which is also a train station and a mall. I can spend say 35 mins to
walkwalk in that mall before hoping into another bus (cannot same service but another service number) or board a train to go home.
The entire trip from the hawker centre to the mall and then back home is one trip. I pay one fare for that entire trip. When you get your
concession card, you can play around and enjoy free bus rides. But is it the same for others who pay normal fare? is there also a cap
per trip regardless of number of transfers between bus and train ?
Caesar ( Date: 03-Jun-2026 14:56) Posted:
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Then you not Ah Pek yet.
In that case you do not qualify for trading tips for the inner circle of the Ah Pek Club members.
At 58 niah you are still considered a Siao Lian Kay.
Enjoy your 50s.
Before long you will cross the 60-milestone.
In that case you do not qualify for trading tips for the inner circle of the Ah Pek Club members.
At 58 niah you are still considered a Siao Lian Kay.
Enjoy your 50s.
Before long you will cross the 60-milestone.
Caesar ( Date: 03-Jun-2026 14:56) Posted:
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Oh yes, another 7 years for me. But first of all, I want to get the bus/mrt concession card. Heh heh heh ...
wavehunter ( Date: 03-Jun-2026 01:17) Posted:
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:-)
wavehunter ( Date: 03-Jun-2026 01:17) Posted:
|
Whatever plan u choose, do note that this thread has passed ten million views.
This is a milestone.
congrats to all on the trading floor
This is a milestone.
congrats to all on the trading floor
those who hv lots of $$$ in ERS n hv some health issues may be can consider Basic plan as it leaves a higher bequest bt yr monthly payout will be lower frm Standard plan....go read up n make a wise choice...
wavehunter ( Date: 03-Jun-2026 10:42) Posted:
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Those of you who have been following my discussions on CPF Life, whether you are approaching 65 or 55 or whether you
have started to receive your payout or whether you were born too long ago and was excluded from the scheme, here' s
additional information for you.
1. If you are approaching 55 and you agree that you should do everything necessary to secure this safety net for yourself,
if you can, max out to the prevailing ERS when you turn 55. You will need to set aside at least the FRS in your RA. The rest
you can withdraw. Dont do that. Set aside up to the ERS in your RA. Using cash in your bank if you have to. That way, your
money in your RA will earn 4% interest compounded for 10 yrs till you are 65. On top of that, ERS is revised upwards every
year in January. When you are 56, you can top up your RA to the max of the revised ERS. You can use savings in your
Ordinary Account or from your cash savings to top up. If you do this 10 times from age 56 to age 65, your RA balance will
be rock solid when you turn 65. This is something you will want to have. Plan for it. Do something about it. Make it happen.
2. If you are a Spore citizen or PR and you are not in the CPF Life scheme but you are below 80, you can still apply to join
the scheme. Your payout will be directly pegged to how much you wish to contribute to the CPF Life pool. The more you
contribute, the higher your payout.
3. If you are already receiving your payout and you wish to have an increase in your payout, just contribute more premiums
to the CPF Life pool. You can do this anytime.
4. If you had opted to defer your payout to later and you wish to change your mind to start your payout, you can. Just apply
and CPF Life will process it.
5. Do not worry about what if you dont live as long as you would like to. This scheme guarantees that any unused balance
of a member' s premiums will be paid to his/her family in the event of premature demise. For illustration, say a member has
500k in the CPF Life pool at the start of his payout. During his lifetime, his payouts amounted to a total of 300k. The balance
200k will be paid to his family. Interest earned by the member' s premiums since the start of his payout belongs to the CPF
Life pool. This is fair. This is the only way for this scheme to work. CPF Life is a social insurance scheme where pooling
of everyone' s resources enables the scheme to have funds to pay members who live very long. If everyone expects their
interest to be paid to their loved ones upon premature demise, then where is the money going to come from to pay those
who outlive most other people. Which can be you.
have started to receive your payout or whether you were born too long ago and was excluded from the scheme, here' s
additional information for you.
1. If you are approaching 55 and you agree that you should do everything necessary to secure this safety net for yourself,
if you can, max out to the prevailing ERS when you turn 55. You will need to set aside at least the FRS in your RA. The rest
you can withdraw. Dont do that. Set aside up to the ERS in your RA. Using cash in your bank if you have to. That way, your
money in your RA will earn 4% interest compounded for 10 yrs till you are 65. On top of that, ERS is revised upwards every
year in January. When you are 56, you can top up your RA to the max of the revised ERS. You can use savings in your
Ordinary Account or from your cash savings to top up. If you do this 10 times from age 56 to age 65, your RA balance will
be rock solid when you turn 65. This is something you will want to have. Plan for it. Do something about it. Make it happen.
2. If you are a Spore citizen or PR and you are not in the CPF Life scheme but you are below 80, you can still apply to join
the scheme. Your payout will be directly pegged to how much you wish to contribute to the CPF Life pool. The more you
contribute, the higher your payout.
3. If you are already receiving your payout and you wish to have an increase in your payout, just contribute more premiums
to the CPF Life pool. You can do this anytime.
4. If you had opted to defer your payout to later and you wish to change your mind to start your payout, you can. Just apply
and CPF Life will process it.
5. Do not worry about what if you dont live as long as you would like to. This scheme guarantees that any unused balance
of a member' s premiums will be paid to his/her family in the event of premature demise. For illustration, say a member has
500k in the CPF Life pool at the start of his payout. During his lifetime, his payouts amounted to a total of 300k. The balance
200k will be paid to his family. Interest earned by the member' s premiums since the start of his payout belongs to the CPF
Life pool. This is fair. This is the only way for this scheme to work. CPF Life is a social insurance scheme where pooling
of everyone' s resources enables the scheme to have funds to pay members who live very long. If everyone expects their
interest to be paid to their loved ones upon premature demise, then where is the money going to come from to pay those
who outlive most other people. Which can be you.
Hi Sis,
do note that market had been ignoring the potential of oil px hurting market with inflation surge
and only focus headline news (maybe that' s the new trend) of ceasefire progress on US-Iran war.
There are so many analysis warning about the low oil inventory. This play might comes back anytimes,
especially after recent few big news on tech related for AI industries, if lack of more news to push US higher,
heavy profit taking likely set in very soon, can be very deep if oil px surge at the same time.
Most ppl believed SBB will push it back to 5 dollars mark, so mark your calendars, before blackout date for SBB, take profit
just my view and all the best to the singtel investor here.
do note that market had been ignoring the potential of oil px hurting market with inflation surge
and only focus headline news (maybe that' s the new trend) of ceasefire progress on US-Iran war.
There are so many analysis warning about the low oil inventory. This play might comes back anytimes,
especially after recent few big news on tech related for AI industries, if lack of more news to push US higher,
heavy profit taking likely set in very soon, can be very deep if oil px surge at the same time.
Most ppl believed SBB will push it back to 5 dollars mark, so mark your calendars, before blackout date for SBB, take profit
just my view and all the best to the singtel investor here.
halleluyah ( Date: 02-Jun-2026 16:37) Posted:
|
Bro sanvan said for him is 4 years.
Bro koala said for him is a couple of years.
Looks like the 3 of us are 1 to 4 years apart in age.
Can say we are all around the same age leow.
So we are all members of the Ah Pek Club here in The Trading Floor.
I think Bro Tong also Ah Pek.
Bro Caesar also Ah Pek.
Bro koala said for him is a couple of years.
Looks like the 3 of us are 1 to 4 years apart in age.
Can say we are all around the same age leow.
So we are all members of the Ah Pek Club here in The Trading Floor.
I think Bro Tong also Ah Pek.
Bro Caesar also Ah Pek.
Bro koala,
Make your decision quickly and then top up your RA by 15th June.
Why ar?
Top up your RA using electronic payment like Paylah. It takes only 1 or 2 working days for CPF to process your payment.
If you pay by cheque, they require at least 7 working days to process your payment. 7 working days is their own self-imposed service standard.
If for whatever reason your cheque payment is processed only in early July, then you will lose out one whole month of interest.
How it works is your top up does not earn interest in the month you make the top-up. It starts earning interest from the following month.
So if you top up in June and your payment is processed in June and reflected in your RA, it will start earning interest in July.
If your topping up is made too near to 30 June as a result of which they process your topping up only in July, then your top-up starts earning
interest only in August. This is important. Interest lost for one whole month affects your subsequent years' interest becoz interest also earns interest.
It is incorrect to think you lose interest for one month only if you procrastinate and do your topping up too near to 30 June. Becoz the interest which
you earn for that one month will be credited to your account in Jan 2027 and it will earn more interest for you plus compounded interest for the next
few years until you start your payout.
Starting point is ask yourself what is the minimum sum you wish to receive as your monthly payout.
Then use CPF Life Estimator to work out how much you need to top-up now.
If you have the money and you are willing, then do the top-up by 15 June or earlier.
If you have the money but you are not willing to use it for the top-up, then you need to lower your expectation to accept a lower monthly payout.
Understand that you are building for yourself a safety net. What you want is a stable and more or less " guaranteed" monthly payout which is
sufficient to meet your living expenses. Once you have this, you are set for life. Can Bian Huan Loh leow. Whether market is bull or bear or
crab (you all did notice that crabs dont walk forward or backward but only sideways, right?), it wont bother you. Becoz market good or market
bad or market boring, your payout will swee swee every month come into your bank account for you to La kopi and buy toilet paper and rice etc.
Whatever extra cash you still have, you can go play with chickens. If can collect eggs, then BINGO. If teok stuck also no sweat one. Just LOON
until win. Becoz you already bought your safety net, ie. CPF Life. You no longer rely on the market to feed you. You no longer are at the mercy
of the market for your living expenses. You have done yourself and your family a great favour by exchanging trading uncertainty for CPF Life
certainty. No need to crack your head. This is defintely the right thing to do. You wont regret it. Just look at me. Rain or shine, bull or bear, good
times or bad times, I will receive $2350 every month. I will get the money as a matter of certainty. Regardless of whether my trading is profitable.
Make your decision quickly and then top up your RA by 15th June.
Why ar?
Top up your RA using electronic payment like Paylah. It takes only 1 or 2 working days for CPF to process your payment.
If you pay by cheque, they require at least 7 working days to process your payment. 7 working days is their own self-imposed service standard.
If for whatever reason your cheque payment is processed only in early July, then you will lose out one whole month of interest.
How it works is your top up does not earn interest in the month you make the top-up. It starts earning interest from the following month.
So if you top up in June and your payment is processed in June and reflected in your RA, it will start earning interest in July.
If your topping up is made too near to 30 June as a result of which they process your topping up only in July, then your top-up starts earning
interest only in August. This is important. Interest lost for one whole month affects your subsequent years' interest becoz interest also earns interest.
It is incorrect to think you lose interest for one month only if you procrastinate and do your topping up too near to 30 June. Becoz the interest which
you earn for that one month will be credited to your account in Jan 2027 and it will earn more interest for you plus compounded interest for the next
few years until you start your payout.
Starting point is ask yourself what is the minimum sum you wish to receive as your monthly payout.
Then use CPF Life Estimator to work out how much you need to top-up now.
If you have the money and you are willing, then do the top-up by 15 June or earlier.
If you have the money but you are not willing to use it for the top-up, then you need to lower your expectation to accept a lower monthly payout.
Understand that you are building for yourself a safety net. What you want is a stable and more or less " guaranteed" monthly payout which is
sufficient to meet your living expenses. Once you have this, you are set for life. Can Bian Huan Loh leow. Whether market is bull or bear or
crab (you all did notice that crabs dont walk forward or backward but only sideways, right?), it wont bother you. Becoz market good or market
bad or market boring, your payout will swee swee every month come into your bank account for you to La kopi and buy toilet paper and rice etc.
Whatever extra cash you still have, you can go play with chickens. If can collect eggs, then BINGO. If teok stuck also no sweat one. Just LOON
until win. Becoz you already bought your safety net, ie. CPF Life. You no longer rely on the market to feed you. You no longer are at the mercy
of the market for your living expenses. You have done yourself and your family a great favour by exchanging trading uncertainty for CPF Life
certainty. No need to crack your head. This is defintely the right thing to do. You wont regret it. Just look at me. Rain or shine, bull or bear, good
times or bad times, I will receive $2350 every month. I will get the money as a matter of certainty. Regardless of whether my trading is profitable.
thanks for the helpful personal account experience Bro Wave.
it set me thinking.. as still a couple of years away from receiving my 1st CPF paycheck.
it set me thinking.. as still a couple of years away from receiving my 1st CPF paycheck.
wavehunter ( Date: 02-Jun-2026 14:07) Posted:
|
Closed at 4.34.
Good closing.
But not out of woods yet.
Tomorrow, we will need a closing above 4.40.
We watch the action tomorrow.
Good closing.
But not out of woods yet.
Tomorrow, we will need a closing above 4.40.
We watch the action tomorrow.
sanvan ( Date: 02-Jun-2026 13:16) Posted:
|
Time for you to CHEONG in then and Ka Ka HOOT arrr with your signature battle cry - " Ah Mah Lai leow !!!"
halleluyah ( Date: 02-Jun-2026 16:37) Posted:
|
The ability to keep averaging down and on top of that the ability to double down or triple down by adding more at lower prices
will very greatly and substantially increase the odds of winning in this game. This is a fact. Apply what I said to any of the bank
stocks, SingTel, ST Engineering, SGX, SembCorp and the likes over the last 12 mths and you will know what I mean. That' s
the beauty of a good stock. When there is price weakness, the inherent value of that stock goes up. You will get more value
if you buy it. Which is why if you have the capital, you want to buy more of it when the price is lower. And its also becoz you
know low prices is only a temporary phenomenon. It is caused by weak sentiments. But sentiments will not remain weak all
the time. When sentiments improve, your stock price will recover. When sentiments turn positive, your stock price will run.
That' s why buying even more of a good stock when the price is lower is the logical and correct thing to do.
The next question is can we, with our limited capital do that?
Very few of us can.
Bro spore is one of them.
But the vast majority of us cant.
We can fight only a short and limited war.
Before long, we run out of ammo.
And become a lame duck.
When out of ammo, we are like a ship dead in the water.
But CPF Life is different. They have tons and tons of ammo.
And their fresh ammo keeps coming in every month in the hundreds of millions.
Which empowers them to buy even more of good stocks if prices fall lower.
That' s why they have much, much better odds of winning if we give our money to them than if we keep the money and try to win by ourselves.
That' s why we should let them have our money and let them do all the work, all the worrying and all the whatever. Yes, they have risks too. But
with such a large and mightly army, they are very much more well positioned to manage and mitigate those risks than us.
If we try to manage the money and invest ourselves, there will be periods of drawdown. During such drawdowns which can last years, there is no
income. We have to Chiak Ka Kee and dip into our savings. Or tighten our belts and forego some of the stuffs we want/need. And this worrying and
foregoing is not one-off. It is for the rest of our retirement if we choose to manage our money ourselves. But if we give that money to CPF Life, it
immediately becomes not our problem anymore. Whether the market is up or down or sideways, we are not affected. We still collect our payouts
timely on the 2nd to 4th working day of each month. How soon you get your payout will depend on your bank' s processing speed. We now know
that POSB/DBS is very fast. Today is indeed the 1st working day of the month. Yesterday was not a working day. I dunno about how fast UOB
and OCBC are. But if you have a POSB/DBS account, use it for your CPF Life payout. If dont have, open an account just for this purpose.
Think about how much at minimum you want your monthly payout to be. For me, at $1300 is not ideal. Pre-Covid time was still okay. Back then,
food prices were still $3 for small and $4 for big. Post-Covid, hawkers have raised prices twice and some stalls even 3 times or more. What is
an increase of $1 for something which used to cost $3 ? That' s a 33% increase. Meaning a sum of $1300 during pre-Covid days is worth only
$1300 minus 33% = $871 post-Covid. And this inflation virus eating into our money will continue in the decades ahead. Which awakened me
to realize that a payout of $1300 is not enough. I had to do something. I need to increase my payout. Hence, the need to use cash to top-up
my RA.
After some in-depth soul searching, I came to the conclusion that a sum of $2400 per month will be quite okay for me. I am what you call a
low maintenance guy. I dont drink coffee at Starbucks. Why pay $8 for coffee when I can get it at $1.20 at a hawker stall. In fact I dont even
buy coffee from a hawker stall. I make it at home and bring it along in a good thermal cup which keeps my coffee hot. At Shopee, I can buy
very stylish looking thermal cups for less than $6.00.
The reason why my payout is at $2350 and not $2400 is this. When I did my calculations, I had assumed that CPF Life will compute the interest
earned until end of May 2026 and include that interest in my total savings. But I found out recently interest earned from Jan to May is credited
only in Jan 2027 and are hence not taken into account when calculating my payout. That' s why it came out $50 short. What' s going to happen
is that interest earned from Jan to May will be credited to my RA in Jan 2027. I can either withdraw it or leave it in there to earn interest. Then
come July 2027, CPF Life will ask me whether I wish to top up my CPF Life premium. If I decide to do so, that' s when I may see an increase
in my payout to $2400. I will cross the bridge when I come to it. If I am comfy with $2350, I may just leave it at that and withdraw the interest
to play with chickens in the market.
The whole idea is to have peace of mind. And certainty. I have done what I need to do to more or less " guarantee" I will reeceive $2350 every
month for my living expenses. So the bread and butter is taken care of. Whatever capital I still have, I can do chicken runs with it. If I succeed
and get some eggs, then Ho Say leow. If I become stuck and have to LOON UNTIL WIN, no problem also. I will still receive $2350 every mth
timely and without fail. And THAT is the whole idea of topping up your RA to an amount which will give you that monthly income at a level which
will give you peace of mind and a comfy retirement. Having said that, the earlier you top up your RA, the more benefit you will get from the
compounding effect of the 4% yearly interest.
will very greatly and substantially increase the odds of winning in this game. This is a fact. Apply what I said to any of the bank
stocks, SingTel, ST Engineering, SGX, SembCorp and the likes over the last 12 mths and you will know what I mean. That' s
the beauty of a good stock. When there is price weakness, the inherent value of that stock goes up. You will get more value
if you buy it. Which is why if you have the capital, you want to buy more of it when the price is lower. And its also becoz you
know low prices is only a temporary phenomenon. It is caused by weak sentiments. But sentiments will not remain weak all
the time. When sentiments improve, your stock price will recover. When sentiments turn positive, your stock price will run.
That' s why buying even more of a good stock when the price is lower is the logical and correct thing to do.
The next question is can we, with our limited capital do that?
Very few of us can.
Bro spore is one of them.
But the vast majority of us cant.
We can fight only a short and limited war.
Before long, we run out of ammo.
And become a lame duck.
When out of ammo, we are like a ship dead in the water.
But CPF Life is different. They have tons and tons of ammo.
And their fresh ammo keeps coming in every month in the hundreds of millions.
Which empowers them to buy even more of good stocks if prices fall lower.
That' s why they have much, much better odds of winning if we give our money to them than if we keep the money and try to win by ourselves.
That' s why we should let them have our money and let them do all the work, all the worrying and all the whatever. Yes, they have risks too. But
with such a large and mightly army, they are very much more well positioned to manage and mitigate those risks than us.
If we try to manage the money and invest ourselves, there will be periods of drawdown. During such drawdowns which can last years, there is no
income. We have to Chiak Ka Kee and dip into our savings. Or tighten our belts and forego some of the stuffs we want/need. And this worrying and
foregoing is not one-off. It is for the rest of our retirement if we choose to manage our money ourselves. But if we give that money to CPF Life, it
immediately becomes not our problem anymore. Whether the market is up or down or sideways, we are not affected. We still collect our payouts
timely on the 2nd to 4th working day of each month. How soon you get your payout will depend on your bank' s processing speed. We now know
that POSB/DBS is very fast. Today is indeed the 1st working day of the month. Yesterday was not a working day. I dunno about how fast UOB
and OCBC are. But if you have a POSB/DBS account, use it for your CPF Life payout. If dont have, open an account just for this purpose.
Think about how much at minimum you want your monthly payout to be. For me, at $1300 is not ideal. Pre-Covid time was still okay. Back then,
food prices were still $3 for small and $4 for big. Post-Covid, hawkers have raised prices twice and some stalls even 3 times or more. What is
an increase of $1 for something which used to cost $3 ? That' s a 33% increase. Meaning a sum of $1300 during pre-Covid days is worth only
$1300 minus 33% = $871 post-Covid. And this inflation virus eating into our money will continue in the decades ahead. Which awakened me
to realize that a payout of $1300 is not enough. I had to do something. I need to increase my payout. Hence, the need to use cash to top-up
my RA.
After some in-depth soul searching, I came to the conclusion that a sum of $2400 per month will be quite okay for me. I am what you call a
low maintenance guy. I dont drink coffee at Starbucks. Why pay $8 for coffee when I can get it at $1.20 at a hawker stall. In fact I dont even
buy coffee from a hawker stall. I make it at home and bring it along in a good thermal cup which keeps my coffee hot. At Shopee, I can buy
very stylish looking thermal cups for less than $6.00.
The reason why my payout is at $2350 and not $2400 is this. When I did my calculations, I had assumed that CPF Life will compute the interest
earned until end of May 2026 and include that interest in my total savings. But I found out recently interest earned from Jan to May is credited
only in Jan 2027 and are hence not taken into account when calculating my payout. That' s why it came out $50 short. What' s going to happen
is that interest earned from Jan to May will be credited to my RA in Jan 2027. I can either withdraw it or leave it in there to earn interest. Then
come July 2027, CPF Life will ask me whether I wish to top up my CPF Life premium. If I decide to do so, that' s when I may see an increase
in my payout to $2400. I will cross the bridge when I come to it. If I am comfy with $2350, I may just leave it at that and withdraw the interest
to play with chickens in the market.
The whole idea is to have peace of mind. And certainty. I have done what I need to do to more or less " guarantee" I will reeceive $2350 every
month for my living expenses. So the bread and butter is taken care of. Whatever capital I still have, I can do chicken runs with it. If I succeed
and get some eggs, then Ho Say leow. If I become stuck and have to LOON UNTIL WIN, no problem also. I will still receive $2350 every mth
timely and without fail. And THAT is the whole idea of topping up your RA to an amount which will give you that monthly income at a level which
will give you peace of mind and a comfy retirement. Having said that, the earlier you top up your RA, the more benefit you will get from the
compounding effect of the 4% yearly interest.
green liao... stay abv 4.48 then is uptrend....up n up....dyodd....
halleluyah ( Date: 02-Jun-2026 14:03) Posted:
|
SingTel slowly recovering. It may turn into positive territory