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OCBC Bank
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3988 hk and its hk share listing
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chartistkao1
Supreme |
08-Jun-2023 09:58
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存 款 利 率 下 降 确 实 会 导 致 利 息 收 入 减 少 , 这 对 于 那 些 依 靠 存 款 利 息 维 持 生 活 或 实 现 财 富 增 值 的 人 来 说 可 能 会 带 来 一 定 的 困 难 。 当 存 款 利 率 下 降 时 , 银 行 支 付 给 存 款 人 的 利 息 也 会 减 少 。 这 意 味 着 如 果 您 将 大 部 分 资 金 存 放 在 银 行 中 , 您 可 能 无 法 以 较 高 的 利 率 获 得 足 够 的 利 息 收 入 。 降 低 存 款 利 率 通 常 是 央 行 或 政 府 为 了 刺 激 经 济 而 采 取 的 政 策 之 一 。 降 低 利 率 有 助 于 促 进 消 费 和 投 资 , 但 对 于 依 靠 存 款 收 入 的 人 来 说 可 能 会 带 来 一 些 挑 战 。 在 利 率 下 降 的 环 境 下 , 一 些 人 可 能 会 寻 找 其 他 投 资 渠 道 来 实 现 财 富 增 长 , 例 如 股 票 、 债 券 、 房 地 产 或 其 他 投 资 工 具 。 这 些 投 资 通 常 具 有 风 险 和 回 报 的 潜 在 平 衡 , 需 要 更 多 的 研 究 和 了 解 。 此 外 , 降 低 存 款 利 率 也 可 能 导 致 通 货 膨 胀 上 升 。 如 果 通 货 膨 胀 率 高 于 存 款 利 率 , 那 么 您 的 存 款 实 际 购 买 力 可 能 会 下 降 , 这 会 增 加 保 值 和 增 值 的 挑 战 。 在 面 对 存 款 利 率 下 降 的 挑 战 时 , 您 可 能 需 要 考 虑 多 元 化 您 的 财 务 策 略 。 这 可 能 包 括 寻 找 其 他 投 资 机 会 、 减 少 开 支 或 调 整 财 务 目 标 。  
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chartistkao1
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07-Jun-2023 11:51
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https://www.scmp.com/business/markets/article/3194906/most-investors-see-chinese-stocks-unattractive-hold-bearish-views
There could be several reasons why investors have become bearish on Chinese stocks. Here are some possible factors:
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chartistkao1
Supreme |
07-Jun-2023 11:38
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https://www.theedgesingapore.com/news/reits/mints-third-largest-tenant-initiates-bankruptcy-proceedings
High interest rates can have both positive and negative impacts on Real Estate Investment Trusts (REITs). Here are some potential effects:
 
 
 
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chartistkao1
Supreme |
07-Jun-2023 11:20
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US and china face common threat-AI https://news.sky.com/story/ai-could-help-produce-deadly-weapons-that-kill-humans-in-two-years-time-rishi-sunaks-adviser-warns-12897366
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chartistkao1
Supreme |
07-Jun-2023 11:13
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FED vs chinese central bank on rate impact on their economy
China asks big banks to cut deposit rates again to boost economy - Bloomberg News 
 
Reuters
Tue, June 6, 2023 at 3:47 PM GMT+8· 1 min read
 
 
In this article:
 
 
601328.SS
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Watchlist
 
 
 
 
 
June 6 (Reuters) - Chinese authorities asked the nation' s biggest banks to lower their deposit rates for at least the second time in less than a year in an effort to boost the economy, Bloomberg News reported on Tuesday, citing people familiar with the matter.
State-owned lenders including Bank of China, Industrial & Commercial Bank of China and Bank of Communications were last week advised to cut rates on a range of products, including on demand deposits by 5 basis points and three-year and five-year time deposits by at least 10 basis points, the report said. (Reporting by Baranjot Kaur in Bengaluru Editing by Andrew Heavens)
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chartistkao1
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07-Jun-2023 11:11
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Chinese authorities asked the nation' s biggest banks to lower their deposit rates for at least the second time in less than a year, according to people familiar with the matter, marking an escalated effort to boost the world' s second-largest economy.Once the deposit rates cut take effect, it would lower costs of banks, enabling them to reduce lending rates over time. That, in turn, would make it more attractive for consumers and businesses to borrow. Lower deposit rates would also make it less attractive for consumers to park their cash at bank When deposit rates are cut, it typically means that banks offer lower interest rates on deposits made by consumers. This has several effects on the banking system and borrowing behavior:
 
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chartistkao1
Supreme |
07-Jun-2023 10:59
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Higher interest rates can indeed have an impact on earnings and stock prices, but the relationship is more nuanced and can vary depending on the specific circumstances and sectors involved. Here are some key points to consider:
 
 
https://financialpost.com/fp-work/u-s-banks-seen-slashing-200000-jobs-over-next-decade-in-biggest-headcount-reduction-in-history
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chartistkao1
Supreme |
07-Jun-2023 10:56
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The banking crisis that erupted in early March has unfolded at lightning speed. Three regional bank failures that cost the Federal Deposit Insurance Corp.' s piggy bank an estimated $35 billion. Rising concerns about the outlook for midsize banks.
https://www.computerworld.com/article/3685936/tech-layoffs-in-2023-a-timeline.html
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chartistkao1
Supreme |
07-Jun-2023 10:54
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When interest rates increase, individuals who borrow money to make large purchases, such as a home, car, or large appliance, are indeed likely to experience some negative effects. Here are a few ways in which higher interest rates can impact borrowers:
  https://www.investing.com/portfolio/?portfolioID=NjBlP2c0NmpkNzk2N2AwMg%3D%3D
 
https://news.crunchbase.com/startups/tech-layoffs/
https://www.cnbc.com/2023/05/02/wall-street-layoffs-morgan-stanley.html
https://www.news.com.au/finance/business/banking/us-bank-goldman-sachs-set-to-fire-over-3000-staff-with-biggest-layoffs-since-gfc/news-story/ebb224f7ce5c17a7f6c4659596da5e31
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chartistkao1
Supreme |
07-Jun-2023 10:48
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How do interest rates affect exchange rates between countries?
 
 
Higher interest rates offer lenders in an economy a higher return relative to other countries. Therefore, higher interest rates attract foreign capital and cause the exchange rate to rise.
The relationship between interest rates and exchange rates is complex and can be influenced by various factors. While it is true that higher interest rates can attract foreign capital, leading to an increase in the exchange rate, the relationship is not always straightforward. Here' s a more detailed explanation of how interest rates can affect exchange rates between countries:
 
 
 
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chartistkao1
Supreme |
07-Jun-2023 10:46
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Who will higher interest rates hurt?
 
 
Rate hikes could make it more difficult for older Americans to retire and for current retirees to stay retired. Here' s why: Dips in 401(k)s and IRAs. Interest rate hikes usually result in tumbling stocks (the S& P 500 is down about 20% from its 2022 peak), which can play havoc with retirement accounts
Higher interest rates can have an impact on various individuals and groups. Here are some parties that may be affected by higher interest rates:
 
 
 
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chartistkao1
Supreme |
07-Jun-2023 10:43
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Higher interest rates on CDs and other financial instruments will particularly help older Americans trying to live on their retirement savings,&rdquo says Lynn Reaser, chief economist at Point Loma Nazarene University in San Diego.
higher interest rates on certificates of deposit (CDs) and other financial instruments can be beneficial for older Americans who rely on their retirement savings. Here' s an explanation of how higher interest rates can potentially help older Americans in retirement:
 
 
 
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chartistkao1
Supreme |
07-Jun-2023 10:40
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In situations where U.S. interest rates increase while the dollar appreciates, the exchange rate between developing nations and the United States tends to widen. As a result, dollar-denominated debt owed by developing nations increases and becomes unmanageable.
In situations where U.S. interest rates increase and the dollar appreciates, it can indeed lead to a widening of the exchange rate between developing nations and the United States. This phenomenon occurs because higher U.S. interest rates make investing in the U.S. more attractive, which increases the demand for dollars. Consequently, the value of the dollar strengthens relative to other currencies, including those of developing nations.
When the exchange rate widens, it means that the developing nations' currencies are depreciating against the dollar. This can have several implications, particularly for countries that have significant amounts of dollar-denominated debt. Here' s how the process unfolds:
 
 
 
 
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chartistkao1
Supreme |
07-Jun-2023 10:36
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Shares of China' s biggest banks have long traded far below book value, thanks in part to concerns over bad loans, ' national service' expectations from the country' s authorities, and potential dilution through stock sales.
China' s banking sector has been grappling with non-performing loans (NPLs) for some time. NPLs are loans that are in default or at risk of default. They can pose a significant risk to a bank' s financial health and have a negative impact on its profitability. The Chinese government has implemented various measures to address the issue, including encouraging debt-for-equity swaps and implementing stricter regulatory frameworks to reduce the overall level of NPLs in the banking system. Additionally, the Chinese government has historically placed certain expectations on banks to support national initiatives and provide what is known as " national service." This often involves lending to specific sectors or projects, even if they may not be the most financially viable. These expectations can put pressure on the banks' profitability and, consequently, their stock performance. Furthermore, concerns about potential dilution through stock sales have also weighed on the valuation of Chinese banks. In the past, some Chinese banks have conducted share issuances to raise capital, which can dilute the ownership stakes of existing shareholders. This, combined with the other factors mentioned, has contributed to the lower valuation of Chinese banks' shares compared to their book value. It' s worth noting that market conditions and investor sentiment can change over time, and there may have been developments in the Chinese banking sector after china reopening in december 2022
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chartistkao1
Supreme |
06-Jun-2023 15:51
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https://www.cnbc.com/2023/06/06/australias-central-bank-hikes-rates-by-25-basis-points-defies-expectations.html
 
https://www.investing.com/portfolio/?portfolioID=NzExa2Q3ZjpjMGFuMGdhYw%3D%3D
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chartistkao1
Supreme |
06-Jun-2023 15:40
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https://www.youtube.com/watch?v=ZX2dvC0SaSs
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chartistkao1
Supreme |
06-Jun-2023 15:38
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https://www.youtube.com/watch?v=HXKFi7ZiQ24
 
where will the ultra rich chinese money go again just after collapse of svb,signature and silvergate bank collapse
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chartistkao1
Supreme |
06-Jun-2023 15:22
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https://www.marketwatch.com/market-data/europe
 
https://news.cgtn.com/news/2023-06-06/Chinese-premier-calls-for-enhanced-dialogue-coordination-with-Germany-1kpeJe7xgsg/index.html
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chartistkao1
Supreme |
06-Jun-2023 15:20
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https://money.cnn.com/data/world_markets/europe/
 
https://www.globaltimes.cn/page/202306/1292004.shtml
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chartistkao1
Supreme |
06-Jun-2023 15:06
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the usd-conquer and divide https://www.globaltimes.cn/page/202306/1291982.shtml
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