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Aspial Lifestyle
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Aspial Lifestyle
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JurongW
Elite |
04-Mar-2026 22:32
Yells: "Earnings give weight, Chart give wings" |
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PROPOSED TRANSFER FROM THE CATALIST TO THE MAINBOARD OF THE SINGAPORE EXCHANGE SECURITIES TRADING LIMITED AND THE PROPOSED SALE OF VENDOR SHARES Details of the Proposal: https://links.sgx.com/1.0.0/corporate-announcements/ITR7QN7Y20Z7OV80/877444_Aspial%20Lifestyle%20-%20Transfer%20Announcement%20.pdf |
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JurongW
Elite |
03-Mar-2026 16:41
Yells: "Earnings give weight, Chart give wings" |
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https://api2.sgx.com/sites/default/files/2026-03/FY2025%20UPDATE%20-%20Aspial%20Lifestyle%20Ltd%20-%20Gold%20Rush%20-%20Record%20Earnings%20Confirm%20the%20Re-rating.pdf Target price: 46 cents |
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josephyeo
Elite |
01-Mar-2026 10:57
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Sorry for the error. The correct dividend for ValueMax is 3.88
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Samudera ( Date: 28-Feb-2026 16:58) Posted:
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Supreme
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Good for the pawn broking business as their inventory values goes up
josephyeo ( Date: 28-Feb-2026 16:22) Posted:
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Member
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Elite
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| current price | dps | dy | |||
| valuemax | 121 | 2.68 | 2.39 | ||
| moneymax | 87 | 2.00 | 2.30 | ||
| aspial | 36.5 | 1.20 | 3.29 | ||
From the above, its clear that Aspial Lifestyle has the highest dividend yield |
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Master
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Vested.
josephyeo ( Date: 28-Feb-2026 09:10) Posted:
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Elite
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| cur | eps | pe | |
| valuemax | 121.0 | 10.86 | 11.14 |
| moneymax | 87.0 | 8.10 | 10.73 |
| aspial | 36.5 | 4.36 | 8.37 |
Aspial has the lowest p/e. See above
Elite
Yells: "Earnings give weight, Chart give wings"
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From MS-copilot
FY2025 Results Snapshot
| Company | Revenue (FY2025) | Net Profit After Tax (FY2025) | Equity Base (approx.) | ROE (FY2025) |
|---|---|---|---|---|
| ValueMax | S$553.1M | S$103.6M | ~S$1.02B (shareholders&rsquo equity) | ~10.0% (derived) |
| MoneyMax | S$541.9M | S$71.7M | ~S$0.65B (shareholders&rsquo equity) | ~11.0% (derived) |
| Aspial Lifestyle | S$830.1M | S$84.4M | ~S$0.78B (shareholders&rsquo equity) | ~10.8% (derived) |
Key Notes
- ValueMax: Profit attributable to owners was S$102.1M, translating to EPS of 11.16 cents. With equity around S$1.02B, ROE is ~10%.
- MoneyMax: Net profit attributable to owners hit S$71.7M. With equity estimated at ~S$650M, ROE is ~11%.
- Aspial Lifestyle: Net profit surged 142% to S$84.4M. With equity ~S$780M, ROE is ~10.8%.
Interpretation
- All three firms are clustered around 10&ndash 11% ROE, which is solid for pawnbroking and retail finance businesses.
- MoneyMax edges slightly higher, reflecting stronger margin expansion and efficiency gains.
- Aspial Lifestyle shows the sharpest year-on-year profit growth (+142%), but its ROE is still in line with peers due to a larger equity base.
- ValueMax remains the largest by profit scale, crossing S$100M net profit for the first time.
MrBear12 ( Date: 27-Feb-2026 13:41) Posted:
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Elite
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Very positive comments from management. See below: |
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| 1) retail segment is expected to remain resilient | |||||||
| 2) pawnbroking segment is expected to maintain its growth trajectory | |||||||
| 3) Malaysia operations, spanning both retail and pawnbroking activities | |||||||
| are expected to continue performing well | |||||||
| 4) BigFundr, the Group&rsquo s secured lending platform is expected to contribute | |||||||
| further growth in FY2026 | |||||||
| The Group enters FY2026 with strong operating momentum and barring | |||||||
| any unforeseen adverse developments, expects business conditions in | |||||||
| 1H2026 to deliver a substantially stronger performance compared to 1H2025. | |||||||
Supreme
Yells: "Cast all our anxieties on Jesus for He cares for us"
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josephyeo ( Date: 27-Feb-2026 13:17) Posted:
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Elite
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Aspial Lifestyle has the highest level of revenue compare against the other 2 companies. |
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Elite
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Some basic figures on Aspial Lifestyle:
1) revenue - S$830 millions
2) profits - S$84 millions
3) P/E - 7.9 X
4) dividend yield - 3.33%
Management commented that the company may deliver a
substantially stronger performance in 1H' 26
Elite
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Management comments:
The Group enters FY2026 with strong operating momentum and
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Supreme
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Aspial Lifestyle FY2025 net profit after tax jumped 142% y-o-y to $84.4 mil
Aspial Lifestyle reported a 142% year-on-year increase in net profit after tax to $84.4 million for FY2025, driven by retail growth, higher pawnbroking interest income, and stronger secured lending revenue. The company&rsquo s pawnbroking business remains a key contributor to its revenue, despite a hedging loss due to a surge in commodity prices. Aspial Lifestyle expects a stronger performance in 1HFY2026, barring unforeseen developments.
Supreme
Yells: "Cast all our anxieties on Jesus for He cares for us"
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wehuattogether88 ( Date: 26-Feb-2026 06:59) Posted:
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Supreme
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Elite
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Ex date - 04 March ' 26
Pay date - 12 March ' 26
Master
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Well done!!!
JurongW ( Date: 25-Feb-2026 18:49) Posted:
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Elite
Yells: "Earnings give weight, Chart give wings"
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2H2025 profit after tax increased 172% year-on-year from 2H2024
FY2025 revenue up 41% year-on-year to S$830.1 million, driven by retail growth, higher pawnbroking interest income, and stronger secured lending revenue
FY2025 profit after tax more than doubled year-on-year to S$84.4 million on retail margin expansion, improved operating expense effectiveness and lower interest costs
In line with the exceptional performance, the Group has doubled 2H2025 dividend from 0.4 Singapore cents in 1H2025 to 0.8 Singapore cents per ordinary share to bring total dividend to 1.2 Singapore cents per ordinary share for FY2025, a 50% increase from FY2024&rsquo s 0.8 Singapore cents per ordinary share
Barring unforeseen circumstances, the Group enters FY2026 with strong operating momentum and expects business conditions in 1H2026 to deliver a substantially stronger performance
Details below:
https://links.sgx.com/1.0.0/corporate-announcements/TYTJD542Y775O8TZ/875894_Media%20Release_Aspial%20Lifestyle%20Limited.pdf